Pagaya Technologies Ltd. | Small-cap | Technology
$22.41
1.13%
| Pagaya Technologies Stock Comparison:
Pagaya Technologies vs MicrosoftPagaya Technologies vs OraclePagaya Technologies vs EvercommercePagaya Technologies vs CSG SystemsPagaya Technologies vs NayaxPagaya Technologies vs S&P 500 | Market
Overview Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 1.0B
Gross Profit 406.9M 40.51%
Operating Income 39.1M 3.90%
Net Income -445.7M -44.37%
EPS (Diluted) -$5.66

Balance Sheet Metrics

Total Assets 1.3B
Total Liabilities 849.5M
Shareholders Equity 441.5M
Debt to Equity 1.92

Cash Flow Metrics

Operating Cash Flow -368.0M
Free Cash Flow 43.3M

Revenue & Profitability Trend

Pagaya Technologies Income Statement From 2020 to 2024

Metric20242023202220212020
Revenue1.0B772.8M685.4M445.9M91.7M
Cost of Goods Sold597.7M508.9M451.1M232.3M49.1M
Gross Profit406.9M263.9M234.3M213.5M42.7M
Operating Expenses367.8M327.5M549.3M248.1M28.7M
Operating Income39.1M-63.6M-315.0M-34.5M14.0M
Pre-tax Income-421.1M-181.2M-276.4M-61.6M21.2M
Income Tax24.6M15.6M16.4M7.9M1.3M
Net Income-445.7M-196.7M-292.8M-69.5M19.9M
EPS (Diluted)-$5.66-$2.14-$8.28-$2.37$0.08

Income Statement Trend

Pagaya Technologies Balance Sheet From 2020 to 2024

Metric20242023202220212020
Assets
Current Assets351.5M303.4M419.8M246.5M77.0M
Non-Current Assets939.6M905.0M625.3M343.7M127.3M
Total Assets1.3B1.2B1.0B590.3M204.3M
Liabilities
Current Liabilities195.5M74.9M128.0M28.7M4.3M
Non-Current Liabilities654.0M467.7M151.6M77.2M5.9M
Total Liabilities849.5M542.6M279.7M105.9M10.1M
Equity
Total Shareholders Equity441.5M665.7M765.4M484.4M194.1M

Balance Sheet Composition

Pagaya Technologies Cash Flow Statement From 2020 to 2024

Metric20242023202220212020
Operating Activities
Net Income-445.7M-196.7M-292.8M-69.5M19.9M
Operating Cash Flow-368.0M-122.6M-94.9M-12.5M-1.2M
Investing Activities
Capital Expenditures-17.7M-20.2M-22.4M-6.6M-1.1M
Investing Cash Flow-493.1M-412.7M-265.4M-87.3M-171.1M
Financing Activities
Dividends Paid-----
Financing Cash Flow433.4M229.8M409.2M268.1M119.5M
Free Cash Flow43.3M-10.6M-62.4M43.2M3.2M

Cash Flow Trend

Pagaya Technologies Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 16.00
Forward P/E 37.14
Price to Book 4.18
Price to Sales 1.31
PEG Ratio 37.14

Profitability Ratios

Profit Margin -34.57%
Operating Margin 16.44%
Return on Equity -62.58%
Return on Assets 5.02%

Financial Health

Current Ratio 1.79
Debt to Equity 131.78
Beta 5.96

Per Share Data

EPS (TTM) -$5.23
Book Value per Share $4.45
Revenue per Share $14.61

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
pgy1.4B16.004.18-62.58%-34.57%131.78
Microsoft 3.6T36.9111.0433.61%35.79%32.63
Oracle 581.5B47.6028.4282.38%21.68%505.59
Evercommerce 1.7B-44.682.36-3.14%-4.62%73.81
CSG Systems 1.8B21.656.2030.24%6.95%204.04
Nayax 1.8B260.7710.063.82%1.96%92.50

Financial data is updated regularly. All figures are in the company's reporting currency.