Trupanion Inc. | Mid-cap | Financial Services
$55.25
-2.13%
| Trupanion Stock Comparison:
Trupanion vs ProgressiveTrupanion vs ChubbTrupanion vs Old RepublicTrupanion vs RLITrupanion vs Hanover InsuranceTrupanion vs S&P 500 | Market
Overview Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 1.3B
Gross Profit 178.8M 13.91%
Operating Income 67.3M 5.24%
Net Income -9.6M -0.75%

Balance Sheet Metrics

Total Assets 806.9M
Total Liabilities 483.6M
Shareholders Equity 323.3M
Debt to Equity 1.50

Cash Flow Metrics

Operating Cash Flow 39.8M
Free Cash Flow 38.6M

Revenue & Profitability Trend

Trupanion Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue 1.3B 1.1B 905.2M 699.0M 502.0M
Cost of Goods Sold 1.1B 977.6M 783.0M 594.6M 420.1M
Gross Profit 178.8M 131.0M 122.2M 104.3M 81.9M
Operating Expenses 95.0M 159.0M 154.0M 127.4M 79.6M
Operating Income 67.3M 36.9M 46.8M 43.6M -4.8M
Pre-tax Income -9.6M -45.0M -44.2M -35.2M -5.7M
Income Tax -5.0K -342.0K 476.0K 310.0K 113.0K
Net Income -9.6M -44.7M -44.7M -35.5M -5.8M
EPS (Diluted) - -$1.08 -$1.10 -$0.89 -$0.16

Income Statement Trend

Trupanion Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets 597.3M 562.1M 469.1M 391.0M 337.0M
Non-Current Assets 209.5M 220.9M 202.5M 171.6M 161.2M
Total Assets 806.9M 782.9M 671.6M 562.6M 498.2M
Liabilities
Current Liabilities 349.6M 344.5M 289.6M 223.7M 150.4M
Non-Current Liabilities 134.0M 134.8M 76.7M 6.7M 7.9M
Total Liabilities 483.6M 479.2M 366.3M 230.4M 158.3M
Equity
Total Shareholders Equity 323.3M 303.7M 305.3M 332.2M 339.9M

Balance Sheet Composition

Trupanion Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income -9.6M -44.7M -44.7M -35.5M -5.8M
Operating Cash Flow 39.8M 20.5M -2.8M 10.5M 24.4M
Investing Activities
Capital Expenditures -9.7M -18.3M -17.1M -12.4M -7.5M
Investing Cash Flow -13.5M 7.6M -67.5M -51.9M -76.7M
Financing Activities
Dividends Paid - - - - -
Financing Cash Flow -4.7M 56.5M 58.5M -4.7M 164.8M
Free Cash Flow 38.6M 358.0K -25.1M -4.9M 14.1M

Cash Flow Trend

Trupanion Key Financial Ratios

Valuation Ratios

Forward P/E 940.83
Price to Book 7.24
Price to Sales 1.83
PEG Ratio 940.83

Profitability Ratios

Profit Margin -0.32%
Operating Margin -0.34%
Return on Equity -1.34%
Return on Assets 0.06%

Financial Health

Current Ratio 1.70
Debt to Equity 38.62
Beta 1.80

Per Share Data

EPS (TTM) -$0.10
Book Value per Share $7.80
Revenue per Share $31.19

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
trup 2.4B - 7.24 -1.34% -0.32% 38.62
Progressive 156.2B 17.96 5.39 34.34% 11.10% 23.81
Chubb 115.5B 13.89 1.76 12.86% 15.03% 29.87
Old Republic 9.4B 12.45 1.57 12.67% 9.38% 26.74
RLI 6.8B 24.31 4.21 17.99% 16.22% 7.15
Hanover Insurance 6.0B 13.89 1.97 15.74% 6.97% 25.76

Financial data is updated regularly. All figures are in the company's reporting currency.