Upstart Holdings (UPST) | Stock Overview & Key Data
Upstart Holdings Performance Comparison
Stock Range
Today's Range
Low: $61.30
High: $65.31
on August 19, 2025
52 Week Range
Low: $31.40
High: $96.43
on April 4, 2025
on February 13, 2025
All-Time High: $401.49 on October 11, 2021
Explore how other US stocks compare to their 52-week ranges: View US Market 52-Week Insights
Key Statistics
Market Cap
$6.2B
EPS
-0.05
P/E Ratio (TTM)
-44.51
Forward P/E
168.66
P/B Ratio
8.53
PEG Ratio
0.41
Div. Yield
N/A
ROE
-0.96%
Beta
2.391
Debt to Equity
212.94
Financial Highlights
Profitability
Gross Margin
N/A
Operating Margin
4.65%
Profit Margin
-0.72%
Returns and Earnings
Return on Assets (TTM)
-0.49%
Return on Equity (TTM)
-0.96%
EBITDA
$5.5M
Net Income (TTM)
$-6.4M
Growth
Revenue (TTM)
Revenue Per Share (TTM)
$9.47
Quarterly Revenue Growth (YoY)
90.60%
Quarterly Earnings Growth (YoY)
101.59%
Peer Performance Comparison
| Company | Market Cap | 1W | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|---|---|---|---|
| Upstart Holdings UPST | 6.17B Mid-cap | -2.89% | -19.69% | 29.72% | -25.91% | 1.28% | 46.62% | 144.27% | 39.67% |
| Visa V | 668.60B Mega-cap | 1.70% | -2.42% | -6.92% | -3.60% | 8.92% | 28.05% | 68.79% | 58.75% |
| Mastercard MA | 525.86B Mega-cap | 1.97% | 5.56% | -0.15% | 2.99% | 12.08% | 25.53% | 76.38% | 59.92% |
| OneMain Holdings OMF | 6.81B Mid-cap | 1.77% | 1.87% | 12.52% | 1.98% | 12.33% | 19.28% | 59.51% | 94.07% |
| SLM SLM | 6.32B Mid-cap | -7.09% | -7.55% | -10.50% | -7.01% | 10.60% | 39.72% | 103.84% | 288.82% |
| FirstCash Holdings FCFS | 6.06B Mid-cap | -0.64% | 4.65% | 7.40% | 18.52% | 34.16% | 16.12% | 76.86% | 127.22% |
Ownership & Short Interest
Insider Ownership
12.42%
Institutional Ownership
66.26%
Shares Short
18M
Short Ratio
3.10
Short % of Shares Outstanding
20.78%
Average 10-Day Volume
10M
Average 90-Day Volume
7M
Upstart Holdings Recurring Investment / Dollar-Cost Averaging Calculator
Calculate how a regular investment in Upstart Holdings would have performed over time.
Note: This calculator is for informational purposes only and does not consider taxes, fees, or other costs associated with investing.
Frequently Asked Questions
- What is UPST's 52-week high and low?
- In the last 52 weeks, Upstart Holdings reached a high of $96.43 (on February 13, 2025) and a low of $31.40 (on April 4, 2025).
- What is the market cap and P/E ratio for UPST?
- Curious about Upstart Holdings's size and valuation? Its market capitalization stands at 6.17B. When it comes to valuation, the P/E ratio (trailing twelve months) is -44.51, and the forward P/E (looking ahead) is 168.66.
- Does UPST pay dividends? If so, what's the yield?
- As for dividends, Upstart Holdings isn't currently offering a significant yield, or that specific data isn't available right now.
- Who are Upstart Holdings's main competitors or similar companies to consider before investing?
When looking at Upstart Holdings, it can be helpful to see how it compares to other players in its field. Here are a few similar companies or key competitors:
Company Mkt Cap Sector Industry 1Y Return 3Y Return Visa
V668.60B Financial Services Credit Services 28.05% 68.79% Mastercard
MA525.86B Financial Services Credit Services 25.53% 76.38% OneMain Holdings
OMF6.81B Financial Services Credit Services 19.28% 59.51% SLM
SLM6.32B Financial Services Credit Services 39.72% 103.84% FirstCash Holdings
FCFS6.06B Financial Services Credit Services 16.12% 76.86% For a more comprehensive list, please see the Peer Performance Comparison table on this page.
- What are the key financial health indicators for Upstart Holdings, Inc.? (e.g., ROE, Debt/Equity)
- To get a sense of Upstart Holdings's financial health, here are a few key indicators: its Return on Equity (ROE) over the last twelve months is -0.96%, the Debt to Equity ratio from the most recent quarter is 212.94, and its Gross Profit Margin stands at N/A.
- What is the recent revenue and earnings growth for UPST?
- Looking at Upstart Holdings's growth, its revenue over the trailing twelve months (TTM) was $885M. Compared to the same quarter last year (YoY), quarterly revenue grew by 90.60%, and quarterly earnings saw a YoY growth of 101.59%.
- How much of UPST stock is held by insiders and institutions?
- Wondering who owns Upstart Holdings stock? Company insiders (like executives and directors) hold about 12.42% of the shares, while institutional investors (such as mutual funds and pension funds) own approximately 66.26%.
For more common questions about our data, please visit our About Data page.
Data is provided for informational purposes only. Devyara does not guarantee the accuracy of the data displayed.