Aavas Financiers Ltd. | Mid-cap | Financial Services
₹1,986.20
2.24%
| Aavas Financiers Stock Comparison:
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Overview Income Statement Balance Sheet Cash Flow Key Ratios

Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 21.3B
Gross Profit 7.3B 34.43%
Operating Income 5.3B 24.77%
Net Income 5.7B 27.01%
EPS (Diluted) ₹71.97

Balance Sheet Metrics

Total Assets 186.2B
Total Liabilities 142.6B
Shareholders Equity 43.6B
Debt to Equity 3.27

Cash Flow Metrics

Operating Cash Flow -15.7B
Free Cash Flow -16.9B

Revenue & Profitability Trend

Aavas Financiers Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue 21.3B 16.8B 13.6B 11.1B 9.4B
Cost of Goods Sold 13.9B 11.6B 8.6B 6.8B 6.1B
Gross Profit 7.3B 5.2B 5.0B 4.3B 3.2B
Operating Expenses 1.7B 1.5B 1.2B 898.4M 589.8M
Operating Income 5.3B 3.2B 3.1B 2.9B 2.2B
Pre-tax Income 7.3B 6.3B 5.5B 4.5B 3.5B
Income Tax 1.6B 1.3B 1.2B 975.1M 636.3M
Net Income 5.7B 4.9B 4.3B 3.6B 2.9B
EPS (Diluted) ₹71.97 ₹61.93 ₹54.26 ₹44.81 ₹36.54

Income Statement Trend

Aavas Financiers Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets 178.0B 42.6B 34.0B 28.2B 25.5B
Non-Current Assets 8.2B 122.6B 100.1B 82.0B 64.1B
Total Assets 186.2B 165.2B 134.1B 110.2B 89.6B
Liabilities
Current Liabilities 48.8M 26.7B 16.8B 13.5B 11.6B
Non-Current Liabilities 142.5B 100.8B 84.6B 68.6B 54.0B
Total Liabilities 142.6B 127.5B 101.4B 82.1B 65.6B
Equity
Total Shareholders Equity 43.6B 37.7B 32.7B 28.1B 24.0B

Balance Sheet Composition

Aavas Financiers Cash Flow Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Operating Activities
Net Income 7.3B 6.3B 5.5B 4.5B 3.5B
Operating Cash Flow -15.7B -19.0B -18.7B -11.1B -10.8B
Investing Activities
Capital Expenditures -280.6M -314.1M -384.5M -152.4M -79.8M
Investing Cash Flow 1.8B -6.5B 2.0B -4.6B -2.6B
Financing Activities
Dividends Paid - - - - -
Financing Cash Flow 15.0B 25.0B 18.8B 16.4B 10.2B
Free Cash Flow -16.9B -20.2B -19.6B -11.5B -10.8B

Cash Flow Trend

Aavas Financiers Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 25.66
Forward P/E 24.59
Price to Book 3.35
Price to Sales 11.04
PEG Ratio 24.59

Profitability Ratios

Profit Margin 43.37%
Operating Margin 52.92%
Return on Equity 14.12%
Return on Assets 3.27%

Financial Health

Current Ratio 3,644.39
Debt to Equity 319.17
Beta 0.36

Per Share Data

EPS (TTM) ₹71.92
Book Value per Share ₹551.07
Revenue per Share ₹167.27

Financial data is updated regularly. All figures are in the company's reporting currency.