Akme Fintrade India (AFIL) | Financial Analysis & Statements
Akme Fintrade India Ltd. Small-cap Financial Services
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Jun 2025Income Metrics
Revenue
306.1M
Gross Profit
159.7M
52.18%
Operating Income
129.1M
42.18%
Net Income
96.1M
31.41%
EPS (Diluted)
₹0.23
Balance Sheet Metrics
Total Assets
6.8B
Total Liabilities
2.9B
Shareholders Equity
3.8B
Debt to Equity
0.77
Cash Flow Metrics
Operating Cash Flow
-173.1M
Free Cash Flow
-163.5M
Revenue & Profitability Trend
Quarter Income Flow
Jun 30, 2025
Annual Income Flow
2025
Akme Fintrade India Income Statement From 2020 to 2025
| Metric | 2025 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 979.1M | 649.1M | 668.4M | 851.7M | 979.9M |
| Cost of Goods Sold | 458.3M | 331.7M | 411.8M | 555.4M | 629.8M |
| Gross Profit | 520.8M | 317.4M | 256.6M | 296.2M | 350.1M |
| Gross Margin % | 53.2% | 48.9% | 38.4% | 34.8% | 35.7% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | 28.0M | 34.2M | 13.7M | 13.0M | 13.4M |
| Other Operating Expenses | 48.5M | 27.0M | 23.9M | 27.1M | 28.9M |
| Total Operating Expenses | 76.6M | 61.2M | 37.6M | 40.1M | 42.3M |
| Operating Income | 425.8M | 244.7M | 204.2M | 243.4M | 287.0M |
| Operating Margin % | 43.5% | 37.7% | 30.6% | 28.6% | 29.3% |
| Non-Operating Items | |||||
| Interest Income | 37.4M | 2.9M | 3.1M | 4.9M | 6.2M |
| Interest Expense | 2.3M | 4.0M | 2.1M | 2.2M | 824.0K |
| Other Non-Operating Income | - | - | - | - | - |
| Pre-tax Income | 428.9M | 200.5M | 75.9M | 192.1M | 264.2M |
| Income Tax | 96.5M | 42.4M | 34.7M | 29.0M | 79.6M |
| Effective Tax Rate % | 22.5% | 21.2% | 45.7% | 15.1% | 30.1% |
| Net Income | 332.3M | 158.0M | 41.2M | 163.0M | 184.7M |
| Net Margin % | 33.9% | 24.3% | 6.2% | 19.1% | 18.8% |
| Key Metrics | |||||
| EBITDA | 460.6M | 204.4M | 188.3M | 267.6M | 303.0M |
| EPS (Basic) | ₹0.83 | ₹3.70 | ₹0.97 | ₹3.82 | ₹4.33 |
| EPS (Diluted) | ₹0.83 | ₹3.70 | ₹0.97 | ₹3.82 | ₹4.33 |
| Basic Shares Outstanding | 401133520 | 42674996 | 42674996 | 42674996 | 42674996 |
| Diluted Shares Outstanding | 401133520 | 42674996 | 42674996 | 42674996 | 42674996 |
Income Statement Trend
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Akme Fintrade India Balance Sheet From 2020 to 2025
| Metric | 2025 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 186.6M | 73.7M | 7.4M | 106.0M | 70.0M |
| Short-term Investments | 227.8M | 114.3M | 21.3M | 158.6M | - |
| Accounts Receivable | 46.9M | - | - | - | - |
| Inventory | - | - | - | - | - |
| Other Current Assets | - | - | - | - | - |
| Total Current Assets | 6.5B | 1.2B | 1.3B | 2.3B | 1.7B |
| Non-Current Assets | |||||
| Property, Plant & Equipment | 983.0K | 166.5M | 46.2M | 49.4M | 52.3M |
| Goodwill | 21.0M | 11.1M | 3.8M | 3.5M | 1.3M |
| Intangible Assets | 21.0M | 11.1M | 3.8M | 3.5M | 1.3M |
| Long-term Investments | - | - | - | - | - |
| Other Non-Current Assets | 26.7M | - | - | - | - |
| Total Non-Current Assets | 210.5M | 2.7B | 2.4B | 2.3B | 3.3B |
| Total Assets | 6.8B | 3.9B | 3.7B | 4.6B | 4.9B |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | 3.2M | 2.7M | 2.2M | 3.3M | 4.8M |
| Short-term Debt | - | 550.6M | 1.2B | 1.6B | 1.8B |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | - | 100.0M | - | - | - |
| Total Current Liabilities | 76.6M | 706.0M | 1.3B | 1.6B | 1.8B |
| Non-Current Liabilities | |||||
| Long-term Debt | 2.8B | 1.0B | 858.1M | 1.4B | 2.0B |
| Deferred Tax Liabilities | - | - | - | - | - |
| Other Non-Current Liabilities | 5.6M | 99.9M | 1.0K | 200.0M | 1.0K |
| Total Non-Current Liabilities | 2.9B | 1.2B | 1.1B | 1.6B | 2.2B |
| Total Liabilities | 2.9B | 1.9B | 2.4B | 3.3B | 4.1B |
| Equity | |||||
| Common Stock | 426.8M | 316.8M | 218.2M | 218.2M | 216.7M |
| Retained Earnings | 1.1B | 650.3M | 521.3M | 465.9M | 436.3M |
| Treasury Stock | - | - | - | - | - |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 3.8B | 2.0B | 1.4B | 1.3B | 1.1B |
| Key Metrics | |||||
| Total Debt | 2.8B | 1.6B | 2.1B | 3.0B | 3.8B |
| Working Capital | 6.5B | 531.2M | 56.7M | 666.1M | -147.8M |
Balance Sheet Composition
Akme Fintrade India Cash Flow Statement From 2020 to 2025
| Metric | 2025 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 428.9M | 200.5M | 75.9M | 192.1M | 264.2M |
| Depreciation & Amortization | - | - | - | - | - |
| Stock-Based Compensation | - | - | - | - | - |
| Working Capital Changes | -2.1B | 19.8M | 482.2M | 612.3M | -22.8M |
| Operating Cash Flow | -1.7B | 220.2M | 558.0M | 804.3M | 241.4M |
| Investing Activities | |||||
| Capital Expenditures | -21.6M | -132.0M | 511.0K | -2.5M | -17.2M |
| Acquisitions | - | - | - | - | - |
| Investment Purchases | -366.6M | -17.7M | 0 | - | -4.4M |
| Investment Sales | - | - | 15.4M | 28.7M | 105.0K |
| Investing Cash Flow | -388.2M | -149.7M | 15.9M | 26.2M | -21.5M |
| Financing Activities | |||||
| Share Repurchases | - | - | - | - | - |
| Dividends Paid | - | - | - | - | - |
| Debt Issuance | 966.8M | 0 | 0 | 100.0M | 0 |
| Debt Repayment | - | -541.5M | -770.2M | -980.1M | -277.6M |
| Financing Cash Flow | 2.2B | -20.2M | -745.6M | -841.1M | -332.2M |
| Free Cash Flow | -1.8B | 92.0M | 629.0M | 845.3M | 187.2M |
| Net Change in Cash | 96.5M | 50.3M | -171.7M | -10.6M | -112.2M |
Cash Flow Trend
Akme Fintrade India Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
10.19
Price to Book
0.93
Price to Sales
4.84
PEG Ratio
0.56
Profitability Ratios
Profit Margin
47.52%
Operating Margin
67.09%
Return on Equity
8.69%
Return on Assets
4.92%
Financial Health
Current Ratio
237.69
Debt to Equity
95.75
Per Share Data
EPS (TTM)
₹0.88
Book Value per Share
₹9.61
Revenue per Share
₹1.85
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| AFIL | 3.8B | 10.19 | 0.93 | 8.69% | 47.52% | 95.75 |
| Bajaj Finance | 5.7T | 31.69 | 5.53 | 16.82% | 43.68% | 310.29 |
| Shriram Finance | 2.4T | 20.78 | 3.13 | 16.92% | 45.95% | 279.08 |
| Northern Arc Capital | 41.6B | 13.03 | 1.09 | 8.85% | 41.25% | 281.81 |
| Paisalo Digital | 40.6B | 19.68 | 2.50 | 13.04% | 45.06% | 226.22 |
| Tourism Finance | 33.6B | 28.56 | 2.77 | 8.53% | 69.38% | 82.38 |
Financial data is updated regularly. All figures are in the company's reporting currency.





