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Capital Small (CAPITALSFB) | Financial Analysis & Statements

Capital Small Finance Bank Ltd. | Small-cap | Financial Services

₹298.55

0.44%

Capital Small vs HDFC Bank Limited Capital Small vs ICICI Bank Capital Small vs Jana Small Finance Capital Small vs DCB Bank Limited Capital Small vs Utkarsh Small Capital Small vs NIFTY 50 | Market

TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 1.3B

Net Income 320.1M 24.13%

EPS (Diluted) ₹7.05

Balance Sheet Metrics

Total Assets 111.1B

Total Liabilities 97.4B

Shareholders Equity 13.8B

Debt to Equity 7.08

Cash Flow Metrics

Operating Cash Flow 1.2B

Free Cash Flow 107.5M

Revenue & Profitability Trend

Interactive Financial Charts Not Available

This page uses interactive financial charts and dynamic data visualization tools that require JavaScript. For detailed financial analysis:

Available Financial Data:

Income statements (annual and quarterly)
Balance sheets with asset and liability details
Cash flow statements and free cash flow analysis
Key financial ratios and performance metrics
Peer comparison and industry benchmarking

All financial data is displayed in accessible table format below. Use the table headers and structure to analyze trends and compare metrics across different periods.

Capital Small Income Statement From 2021 to 2025

Metric	2025	2024	2023	2022	2021
Revenue i	5.0B	4.1B	3.7B	3.1B	2.4B
Cost of Goods Sold i	-	-	-	-	-
Gross Profit i	-	-	-	-	-
Gross Margin % i	0.0%	0.0%	0.0%	0.0%	0.0%
Operating Expenses
Research & Development i	-	-	-	-	-
Selling, General & Administrative i	31.9M	27.2M	18.0M	12.1M	6.7M
Other Operating Expenses i	964.9M	748.4M	455.5M	376.1M	321.6M
Total Operating Expenses i	996.8M	775.5M	473.5M	388.1M	328.3M
Operating Income i	-	-	-	-	-
Operating Margin % i	0.0%	0.0%	0.0%	0.0%	0.0%
Non-Operating Items
Interest Income i	-	-	-	-	-
Interest Expense i	-	-	-	-	-
Other Non-Operating Income	-	-	-	-	-
Pre-tax Income i	1.8B	1.5B	1.2B	625.7M	407.8M
Income Tax i	458.8M	366.9M	305.6M	-	-
Effective Tax Rate % i	26.2%	24.8%	24.6%	0.0%	0.0%
Net Income i	1.3B	1.1B	936.0M	625.7M	407.8M
Net Margin % i	26.5%	27.0%	25.2%	20.2%	16.7%
Key Metrics
EBITDA i	-	-	-	-	-
EPS (Basic) i	₹29.18	₹30.65	₹20.78	₹13.89	₹9.05
EPS (Diluted) i	₹29.09	₹30.45	₹20.78	₹13.89	₹9.05
Basic Shares Outstanding i	45121536	36387519	45042520	45042520	45042520
Diluted Shares Outstanding i	45121536	36387519	45042520	45042520	45042520

Income Statement Trend

Capital Small Balance Sheet From 2021 to 2025

Metric	2025	2024	2023	2022	2021
Assets
Current Assets
Cash & Equivalents i	10.4B	13.6B	9.3B	10.2B	12.9B
Short-term Investments i	-	-	-	-	-
Accounts Receivable i	-	-	-	-	-
Inventory i	-	-	-	-	-
Other Current Assets	-	-	-	-	-
Total Current Assets i	-	-	-	-	-
Non-Current Assets
Property, Plant & Equipment i	2.4B	2.2B	2.0B	1.8B	1.7B
Goodwill i	-	-	-	-	-
Intangible Assets i	-	-	-	-	-
Long-term Investments	-	-	-	-	-
Other Non-Current Assets	-	-	-	-	-
Total Non-Current Assets i	-	-	-	-	-
Total Assets i	101.1B	93.0B	-	-	-
Liabilities
Current Liabilities
Accounts Payable i	53.7M	63.6M	58.9M	55.5M	53.6M
Short-term Debt i	-	-	-	-	-
Current Portion of Long-term Debt	-	-	-	-	-
Other Current Liabilities	-	-	-	-	-
Total Current Liabilities i	-	-	-	-	-
Non-Current Liabilities
Long-term Debt i	3.2B	4.7B	7.2B	5.0B	6.2B
Deferred Tax Liabilities i	-	-	-	-	-
Other Non-Current Liabilities	-	-	-	-	-
Total Non-Current Liabilities i	-	-	-	-	-
Total Liabilities i	87.7B	81.0B	-	-	-
Equity
Common Stock i	452.5M	450.4M	342.5M	340.4M	339.1M
Retained Earnings i	3.9B	3.1B	2.3B	1.7B	1.3B
Treasury Stock i	-	-	-	-	-
Other Equity	-	-	-	-	-
Total Shareholders Equity i	13.4B	12.0B	6.1B	5.2B	4.5B
Key Metrics
Total Debt i	3.2B	4.7B	7.2B	5.0B	6.2B
Working Capital i	0	0	0	0	0

Balance Sheet Composition

Capital Small Cash Flow Statement From 2021 to 2025

Metric	2025	2024	2023	2022	2021
Operating Activities
Net Income i	1.8B	1.5B	1.2B	844.9M	537.4M
Depreciation & Amortization i	-	-	-	-	-
Stock-Based Compensation i	49.0M	41.9M	26.7M	38.4M	22.1M
Working Capital Changes i	-283.6M	533.1M	-419.0M	-56.5M	363.0M
Operating Cash Flow i	1.5B	2.1B	849.2M	826.7M	922.5M
Investing Activities
Capital Expenditures i	-209.9M	-179.2M	-196.6M	-131.6M	-124.2M
Acquisitions i	-	-	-	-	-
Investment Purchases i	-354.6M	-1.4B	-1.8B	-	-
Investment Sales i	-	-	-	-	-
Investing Cash Flow i	-564.5M	-1.6B	-2.0B	-131.5M	-124.2M
Financing Activities
Share Repurchases i	-	-	-	-	-
Dividends Paid i	-54.1M	-42.4M	-34.2M	-27.2M	-
Debt Issuance i	-	228.6M	2.2B	226.2M	2.0B
Debt Repayment i	-1.5B	-2.7B	-	-1.4B	-
Financing Cash Flow i	-1.6B	2.5B	2.2B	-1.2B	2.0B
Free Cash Flow i	2.6B	945.2M	551.2M	-2.2B	1.6B
Net Change in Cash i	-566.0M	2.9B	1.0B	-501.8M	2.8B

Cash Flow Trend

Capital Small Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 10.07

Forward P/E 6.77

Price to Book 0.98

Price to Sales 2.97

PEG Ratio 1.60

Profitability Ratios

Profit Margin 29.50%

Operating Margin 34.33%

Return on Equity 10.24%

Return on Assets 1.29%

Financial Health

Debt to Equity 0.35

Per Share Data

EPS (TTM) ₹29.52

Book Value per Share ₹304.39

Revenue per Share ₹100.31

Peer Financial Comparison

Company	Market Cap	P/E Ratio	P/B Ratio	ROE	Profit Margin	Debt/Equity
capitalsfb	13.4B	10.07	0.98	10.24%	29.50%	0.35
HDFC Bank Limited	15.3T	22.78	2.81	13.93%	25.79%	1.06
ICICI Bank	10.2T	19.42	3.09	17.88%	25.74%	0.62
Jana Small Finance	48.5B	11.20	1.18	12.18%	17.46%	0.94
DCB Bank Limited	38.1B	5.96	0.67	10.81%	23.41%	1.60
Utkarsh Small	22.6B	102.00	0.76	-11.88%	-28.87%	0.79

Financial data is updated regularly. All figures are in the company's reporting currency.