Capital India (CIFL) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Jun 2025Income Metrics
Revenue
1.3B
Gross Profit
153.6M
11.50%
Operating Income
-102.9M
-7.70%
Net Income
-56.4M
-4.22%
EPS (Diluted)
₹-0.07
Balance Sheet Metrics
Total Assets
18.5B
Total Liabilities
12.0B
Shareholders Equity
6.5B
Debt to Equity
1.84
Cash Flow Metrics
Revenue & Profitability Trend
Capital India Income Statement From 2024 to 2025
| Metric | 2025 | 2024 |
|---|---|---|
| Revenue | 5.7B | 6.6B |
| Cost of Goods Sold | 4.8B | 5.5B |
| Gross Profit | 944.6M | 1.0B |
| Gross Margin % | 16.4% | 15.9% |
| Operating Expenses | ||
| Research & Development | - | - |
| Selling, General & Administrative | 250.6M | 235.8M |
| Other Operating Expenses | 537.7M | 546.4M |
| Total Operating Expenses | 788.3M | 782.3M |
| Operating Income | -300.8M | -239.8M |
| Operating Margin % | -5.2% | -3.6% |
| Non-Operating Items | ||
| Interest Income | 208.8M | 185.1M |
| Interest Expense | 22.6M | 38.3M |
| Other Non-Operating Income | - | - |
| Pre-tax Income | -88.9M | 12.9M |
| Income Tax | 13.3M | 77.3M |
| Effective Tax Rate % | 0.0% | 597.7% |
| Net Income | -102.2M | -64.3M |
| Net Margin % | -1.8% | -1.0% |
| Key Metrics | ||
| EBITDA | 163.7M | 244.1M |
| EPS (Basic) | ₹0.04 | ₹0.30 |
| EPS (Diluted) | ₹0.04 | ₹0.30 |
| Basic Shares Outstanding | 388742180 | 388671300 |
| Diluted Shares Outstanding | 388742180 | 388671300 |
Income Statement Trend
Capital India Balance Sheet From 2024 to 2025
| Metric | 2025 | 2024 |
|---|---|---|
| Assets | ||
| Current Assets | ||
| Cash & Equivalents | 1.6B | 2.3B |
| Short-term Investments | 1.6B | 829.0M |
| Accounts Receivable | 117.4M | 203.0M |
| Inventory | 9.8M | 11.0M |
| Other Current Assets | 96.3M | 153.2M |
| Total Current Assets | 7.0B | 6.4B |
| Non-Current Assets | ||
| Property, Plant & Equipment | 370.4M | 318.7M |
| Goodwill | 794.7M | 900.7M |
| Intangible Assets | 433.2M | 539.2M |
| Long-term Investments | - | - |
| Other Non-Current Assets | 126.5M | 109.7M |
| Total Non-Current Assets | 11.6B | 11.6B |
| Total Assets | 18.5B | 18.0B |
| Liabilities | ||
| Current Liabilities | ||
| Accounts Payable | 164.2M | 152.6M |
| Short-term Debt | 3.9B | 3.5B |
| Current Portion of Long-term Debt | - | - |
| Other Current Liabilities | 13.4M | - |
| Total Current Liabilities | 5.9B | 5.9B |
| Non-Current Liabilities | ||
| Long-term Debt | 6.1B | 5.5B |
| Deferred Tax Liabilities | - | - |
| Other Non-Current Liabilities | 77.0M | 136.3M |
| Total Non-Current Liabilities | 6.1B | 5.5B |
| Total Liabilities | 12.0B | 11.4B |
| Equity | ||
| Common Stock | 778.3M | 777.3M |
| Retained Earnings | -244.5M | -266.4M |
| Treasury Stock | - | - |
| Other Equity | - | - |
| Total Shareholders Equity | 6.5B | 6.6B |
| Key Metrics | ||
| Total Debt | 10.0B | 9.0B |
| Working Capital | 1.1B | 513.4M |
Balance Sheet Composition
Capital India Cash Flow Statement From 2024 to 2025
| Metric | 2025 | 2024 |
|---|---|---|
| Operating Activities | ||
| Net Income | -88.9M | 12.9M |
| Depreciation & Amortization | - | - |
| Stock-Based Compensation | 34.7M | 109.3M |
| Working Capital Changes | -1.1B | -18.3M |
| Operating Cash Flow | -172.0M | 911.6M |
| Investing Activities | ||
| Capital Expenditures | -99.6M | -212.9M |
| Acquisitions | 0 | 4.7M |
| Investment Purchases | - | - |
| Investment Sales | - | - |
| Investing Cash Flow | -99.6M | -208.2M |
| Financing Activities | ||
| Share Repurchases | - | - |
| Dividends Paid | -7.8M | -7.8M |
| Debt Issuance | - | - |
| Debt Repayment | - | - |
| Financing Cash Flow | -1.1M | -7.8M |
| Free Cash Flow | 21.2M | 990.3M |
| Net Change in Cash | -272.8M | 695.6M |
Cash Flow Trend
Capital India Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
3,568.00
Price to Book
1.68
Price to Sales
2.33
PEG Ratio
53.52
Profitability Ratios
Profit Margin
0.05%
Operating Margin
16.54%
Return on Equity
0.24%
Return on Assets
0.08%
Financial Health
Current Ratio
1.18
Debt to Equity
152.53
Beta
-0.01
Per Share Data
EPS (TTM)
₹0.01
Book Value per Share
₹21.24
Revenue per Share
₹15.41
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| cifl | 14.6B | 3,568.00 | 1.68 | 0.24% | 0.05% | 152.53 |
| Bajaj Finance | 6.4T | 36.49 | 6.57 | 20.08% | 44.94% | 294.16 |
| Indian Railway | 1.6T | 24.32 | 2.98 | 12.68% | 97.62% | 748.58 |
| Northern Arc Capital | 45.6B | 15.08 | 1.28 | 8.85% | 26.85% | 287.35 |
| Dhani Services | 38.4B | 105.08 | 1.25 | -1.91% | 10.03% | 17.62 |
| Tourism Finance | 34.5B | 31.70 | 2.85 | 8.53% | 69.03% | 70.94 |
Financial data is updated regularly. All figures are in the company's reporting currency.