Esaf Small Finance (ESAFSFB) | Financial Analysis & Statements

Esaf Small Finance Bank Ltd. | Small-cap | Financial Services

₹32.35

-0.86%

| Esaf Small Finance Stock Comparison:

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Financial Overview

Latest Annual: 2025

Revenue 25.2B

Net Income -5.2B -20.70%

EPS (Diluted) -₹10.13

Total Assets 271.8B

Total Liabilities 252.3B

Shareholders Equity 19.5B

Debt to Equity 12.94

Operating Cash Flow -7.3B

Free Cash Flow 30.2B

Metric	2025	2024	2023	2022	2021
Revenue	25.2B	27.9B	20.6B	13.5B	10.5B
Cost of Goods Sold	-	-	-	-	-
Gross Profit	-	-	-	-	-
Operating Expenses	12.4B	11.2B	8.2B	5.2B	3.6B
Operating Income	-	-	-	-	-
Pre-tax Income	-6.9B	5.7B	4.1B	547.3M	1.1B
Income Tax	-1.7B	1.4B	1.0B	-	-
Net Income	-5.2B	4.3B	3.0B	547.3M	1.1B
EPS (Diluted)	-₹10.13	₹8.94	₹5.87	₹1.06	₹2.05

Metric	2025	2024	2023	2022	2021
Assets
Current Assets	-	-	-	-	-
Non-Current Assets	-	-	-	-	-
Total Assets	271.8B	260.9B	-	-	-
Liabilities
Current Liabilities	-	-	-	-	-
Non-Current Liabilities	-	-	-	-	-
Total Liabilities	252.3B	236.0B	-	-	-
Equity
Total Shareholders Equity	19.5B	24.9B	17.2B	14.1B	13.5B

Metric	2025	2024	2023	2022	2021
Operating Activities
Net Income	-6.9B	5.7B	4.1B	738.5M	1.4B
Operating Cash Flow	-7.3B	4.1B	3.3B	1.7B	1.6B
Investing Activities
Capital Expenditures	-1.5B	-705.3M	-705.8M	-537.3M	-493.1M
Investing Cash Flow	-1.5B	-705.3M	-705.8M	-537.3M	-493.1M
Financing Activities
Dividends Paid	-360.3M	-	-	-	-
Financing Cash Flow	-348.2M	3.9B	0	0	1.6B
Free Cash Flow	30.2B	9.3B	-6.4B	-6.4B	10.8B

P/E Ratio (TTM) 59.73

Price to Book 0.85

Price to Sales 1.31

PEG Ratio -0.28

Profit Margin -41.10%

Operating Margin -97.26%

Return on Equity -23.48%

Return on Assets -1.96%

Debt to Equity 0.72

EPS (TTM) -₹10.13

Book Value per Share ₹37.88

Revenue per Share ₹24.65

Financial data is updated regularly. All figures are in the company's reporting currency.