
Indian Bank (INDIANB) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Mar 2025Income Metrics
Revenue
93.3B
Net Income
29.8B
31.97%
Balance Sheet Metrics
Total Assets
8.7T
Total Liabilities
8.0T
Shareholders Equity
693.1B
Debt to Equity
11.60
Cash Flow Metrics
Revenue & Profitability Trend
Indian Bank Income Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Revenue | 352.2B | 318.9B | 280.7B | 241.4B | 217.8B |
Cost of Goods Sold | - | - | - | - | - |
Gross Profit | - | - | - | - | - |
Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Operating Expenses | |||||
Research & Development | - | - | - | - | - |
Selling, General & Administrative | - | 1.0B | 1.7B | 981.0M | 1.0B |
Other Operating Expenses | 69.2B | 34.8B | 30.0B | 25.6B | 23.4B |
Total Operating Expenses | 69.2B | 35.9B | 31.7B | 26.6B | 24.5B |
Operating Income | - | - | - | - | - |
Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Non-Operating Items | |||||
Interest Income | - | - | - | - | - |
Interest Expense | - | - | - | - | - |
Other Non-Operating Income | - | - | - | - | - |
Pre-tax Income | 148.9B | 81.3B | 53.3B | 39.9B | 30.2B |
Income Tax | 38.9B | 29.1B | 6.6B | -7.3B | -903.8M |
Effective Tax Rate % | 26.1% | 35.9% | 12.4% | -18.3% | -3.0% |
Net Income | 112.6B | 84.2B | 55.7B | 41.4B | 31.5B |
Net Margin % | 32.0% | 26.4% | 19.9% | 17.2% | 14.5% |
Key Metrics | |||||
EBITDA | - | - | - | - | - |
EPS (Basic) | - | ₹66.03 | ₹44.74 | ₹33.99 | ₹27.88 |
EPS (Diluted) | - | ₹66.03 | ₹44.74 | ₹33.99 | ₹27.88 |
Basic Shares Outstanding | - | 1275121314 | 1245441139 | 1218410075 | 1129366570 |
Diluted Shares Outstanding | - | 1275121314 | 1245441139 | 1218410075 | 1129366570 |
Income Statement Trend
Indian Bank Balance Sheet From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Assets | |||||
Current Assets | |||||
Cash & Equivalents | 548.7B | 421.8B | 502.2B | 799.7B | 515.0B |
Short-term Investments | - | - | - | - | - |
Accounts Receivable | - | - | - | - | - |
Inventory | - | - | - | - | - |
Other Current Assets | - | - | - | - | - |
Total Current Assets | - | - | - | - | - |
Non-Current Assets | |||||
Property, Plant & Equipment | - | 136.6B | 131.4B | 129.1B | 120.9B |
Goodwill | - | - | - | - | - |
Intangible Assets | - | - | - | - | - |
Long-term Investments | - | - | - | - | - |
Other Non-Current Assets | - | - | - | - | - |
Total Non-Current Assets | - | - | - | - | - |
Total Assets | 8.7T | 8.0T | - | - | - |
Liabilities | |||||
Current Liabilities | |||||
Accounts Payable | - | 18.5B | 14.8B | 9.9B | 10.4B |
Short-term Debt | - | - | - | - | - |
Current Portion of Long-term Debt | - | - | - | - | - |
Other Current Liabilities | - | - | - | - | - |
Total Current Liabilities | - | - | - | - | - |
Non-Current Liabilities | |||||
Long-term Debt | 415.1B | 231.4B | 220.9B | 172.2B | 197.3B |
Deferred Tax Liabilities | - | - | - | - | - |
Other Non-Current Liabilities | - | - | - | - | - |
Total Non-Current Liabilities | - | - | - | - | - |
Total Liabilities | 8.0T | 7.4T | - | - | - |
Equity | |||||
Common Stock | 13.5B | 13.5B | 12.5B | 12.5B | 11.3B |
Retained Earnings | - | 19.2B | 13.7B | 10.7B | 8.5B |
Treasury Stock | - | - | - | - | - |
Other Equity | - | - | - | - | - |
Total Shareholders Equity | 693.1B | 602.8B | 495.3B | 449.8B | 394.8B |
Key Metrics | |||||
Total Debt | 415.1B | 231.4B | 220.9B | 172.2B | 197.3B |
Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
Indian Bank Cash Flow Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Operating Activities | |||||
Net Income | 112.6B | 84.2B | 55.7B | 41.4B | 31.5B |
Depreciation & Amortization | - | - | - | - | - |
Stock-Based Compensation | - | - | - | - | - |
Working Capital Changes | -6.4B | 11.4B | 18.2B | -8.3B | 73.0B |
Operating Cash Flow | 112.3B | 102.7B | 81.3B | 40.6B | 110.9B |
Investing Activities | |||||
Capital Expenditures | -3.5B | -6.2B | -3.1B | -3.0B | -5.4B |
Acquisitions | - | - | - | - | - |
Investment Purchases | - | - | - | - | - |
Investment Sales | - | - | - | - | - |
Investing Cash Flow | -3.5B | -6.2B | -3.1B | -3.0B | -5.4B |
Financing Activities | |||||
Share Repurchases | - | - | - | - | - |
Dividends Paid | -16.2B | -10.7B | -8.1B | -2.5B | - |
Debt Issuance | - | - | - | - | - |
Debt Repayment | - | - | - | - | - |
Financing Cash Flow | -36.2B | 19.3B | -8.1B | 8.0B | 25.0B |
Free Cash Flow | 168.6B | -92.4B | -282.3B | 284.3B | 166.7B |
Net Change in Cash | 72.6B | 115.8B | 70.0B | 45.6B | 130.5B |
Cash Flow Trend
Indian Bank Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
7.63
Forward P/E
7.91
Price to Book
1.20
Price to Sales
2.78
PEG Ratio
7.91
Profitability Ratios
Profit Margin
36.34%
Operating Margin
49.43%
Return on Equity
17.09%
Return on Assets
1.35%
Financial Health
Debt to Equity
0.60
Beta
0.38
Per Share Data
EPS (TTM)
₹83.59
Book Value per Share
₹530.92
Revenue per Share
₹230.05
Peer Financial Comparison
Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
---|---|---|---|---|---|---|
indianb | 862.6B | 7.63 | 1.20 | 17.09% | 36.34% | 0.60 |
HDFC Bank Limited | 15.3T | 22.62 | 2.91 | 14.57% | 25.95% | 0.74 |
ICICI Bank | 10.2T | 19.96 | 3.22 | 18.23% | 25.43% | 0.71 |
State Bank of India | 7.4T | 9.54 | 1.52 | 17.21% | 22.62% | 1.25 |
Kotak Mahindra Bank | 4.3T | 19.49 | 2.74 | 15.39% | 31.19% | 0.62 |
Axis Bank | 3.6T | 12.93 | 1.93 | 16.32% | 40.96% | 1.28 |
Financial data is updated regularly. All figures are in the company's reporting currency.