TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 93.3B
Net Income 29.8B 31.97%

Balance Sheet Metrics

Total Assets 8.7T
Total Liabilities 8.0T
Shareholders Equity 693.1B
Debt to Equity 11.60

Cash Flow Metrics

Revenue & Profitability Trend

Indian Bank Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i352.2B318.9B280.7B241.4B217.8B
Cost of Goods Sold i-----
Gross Profit i-----
Gross Margin % i0.0%0.0%0.0%0.0%0.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i-1.0B1.7B981.0M1.0B
Other Operating Expenses69.2B34.8B30.0B25.6B23.4B
Total Operating Expenses i69.2B35.9B31.7B26.6B24.5B
Operating Income i-----
Operating Margin % i0.0%0.0%0.0%0.0%0.0%
Non-Operating Items
Interest Income i-----
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i148.9B81.3B53.3B39.9B30.2B
Income Tax i38.9B29.1B6.6B-7.3B-903.8M
Effective Tax Rate % i26.1%35.9%12.4%-18.3%-3.0%
Net Income i112.6B84.2B55.7B41.4B31.5B
Net Margin % i32.0%26.4%19.9%17.2%14.5%
Key Metrics
EBITDA i-----
EPS (Basic) i-₹66.03₹44.74₹33.99₹27.88
EPS (Diluted) i-₹66.03₹44.74₹33.99₹27.88
Basic Shares Outstanding i-1275121314124544113912184100751129366570
Diluted Shares Outstanding i-1275121314124544113912184100751129366570

Income Statement Trend

Indian Bank Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i548.7B421.8B502.2B799.7B515.0B
Short-term Investments i-----
Accounts Receivable i-----
Inventory i-----
Other Current Assets-----
Total Current Assets i-----
Non-Current Assets
Property, Plant & Equipment i-136.6B131.4B129.1B120.9B
Goodwill i-----
Intangible Assets i-----
Long-term Investments-----
Other Non-Current Assets-----
Total Non-Current Assets i-----
Total Assets i8.7T8.0T---
Liabilities
Current Liabilities
Accounts Payable i-18.5B14.8B9.9B10.4B
Short-term Debt i-----
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i-----
Non-Current Liabilities
Long-term Debt i415.1B231.4B220.9B172.2B197.3B
Deferred Tax Liabilities i-----
Other Non-Current Liabilities-----
Total Non-Current Liabilities i-----
Total Liabilities i8.0T7.4T---
Equity
Common Stock i13.5B13.5B12.5B12.5B11.3B
Retained Earnings i-19.2B13.7B10.7B8.5B
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i693.1B602.8B495.3B449.8B394.8B
Key Metrics
Total Debt i415.1B231.4B220.9B172.2B197.3B
Working Capital i00000

Balance Sheet Composition

Indian Bank Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i112.6B84.2B55.7B41.4B31.5B
Depreciation & Amortization i-----
Stock-Based Compensation i-----
Working Capital Changes i-6.4B11.4B18.2B-8.3B73.0B
Operating Cash Flow i112.3B102.7B81.3B40.6B110.9B
Investing Activities
Capital Expenditures i-3.5B-6.2B-3.1B-3.0B-5.4B
Acquisitions i-----
Investment Purchases i-----
Investment Sales i-----
Investing Cash Flow i-3.5B-6.2B-3.1B-3.0B-5.4B
Financing Activities
Share Repurchases i-----
Dividends Paid i-16.2B-10.7B-8.1B-2.5B-
Debt Issuance i-----
Debt Repayment i-----
Financing Cash Flow i-36.2B19.3B-8.1B8.0B25.0B
Free Cash Flow i168.6B-92.4B-282.3B284.3B166.7B
Net Change in Cash i72.6B115.8B70.0B45.6B130.5B

Cash Flow Trend

Indian Bank Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 7.63
Forward P/E 7.91
Price to Book 1.20
Price to Sales 2.78
PEG Ratio 7.91

Profitability Ratios

Profit Margin 36.34%
Operating Margin 49.43%
Return on Equity 17.09%
Return on Assets 1.35%

Financial Health

Debt to Equity 0.60
Beta 0.38

Per Share Data

EPS (TTM) ₹83.59
Book Value per Share ₹530.92
Revenue per Share ₹230.05

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
indianb862.6B7.631.2017.09%36.34%0.60
HDFC Bank Limited 15.3T22.622.9114.57%25.95%0.74
ICICI Bank 10.2T19.963.2218.23%25.43%0.71
State Bank of India 7.4T9.541.5217.21%22.62%1.25
Kotak Mahindra Bank 4.3T19.492.7415.39%31.19%0.62
Axis Bank 3.6T12.931.9316.32%40.96%1.28

Financial data is updated regularly. All figures are in the company's reporting currency.