TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 37.6B
Net Income -23.3B -61.98%

Balance Sheet Metrics

Total Assets 5.5T
Total Liabilities 4.9T
Shareholders Equity 648.4B
Debt to Equity 7.55

Cash Flow Metrics

Revenue & Profitability Trend

IndusInd Bank Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i267.2B294.7B254.7B220.4B194.2B
Cost of Goods Sold i-----
Gross Profit i-----
Gross Margin % i0.0%0.0%0.0%0.0%0.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i-2.3B1.6B1.2B1.1B
Other Operating Expenses i100.3B70.2B57.6B65.2B61.5B
Total Operating Expenses i100.3B72.5B59.2B66.4B62.6B
Operating Income i-----
Operating Margin % i0.0%0.0%0.0%0.0%0.0%
Non-Operating Items
Interest Income i-----
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i35.3B119.8B99.3B64.3B39.3B
Income Tax i9.5B30.0B24.9B16.3B10.0B
Effective Tax Rate % i27.0%25.1%25.1%25.3%25.4%
Net Income i25.8B89.8B74.4B48.1B29.3B
Net Margin % i9.6%30.5%29.2%21.8%15.1%
Key Metrics
EBITDA i-----
EPS (Basic) i₹33.07₹115.54₹96.01₹62.07₹40.03
EPS (Diluted) i₹33.05₹115.33₹95.89₹61.97₹39.96
Basic Shares Outstanding i778814636776968948775248354774094014731929220
Diluted Shares Outstanding i778814636776968948775248354774094014731929220

Income Statement Trend

IndusInd Bank Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i593.8B369.1B567.8B685.8B566.1B
Short-term Investments i-----
Accounts Receivable i-----
Inventory i-----
Other Current Assets-----
Total Current Assets i-----
Non-Current Assets
Property, Plant & Equipment i-50.2B45.2B41.7B38.2B
Goodwill i-----
Intangible Assets i-----
Long-term Investments-----
Other Non-Current Assets-----
Total Non-Current Assets i-----
Total Assets i5.5T5.2T---
Liabilities
Current Liabilities
Accounts Payable i-19.4B18.3B13.1B14.5B
Short-term Debt i-----
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i-----
Non-Current Liabilities
Long-term Debt i537.0B476.1B475.2B448.3B478.3B
Deferred Tax Liabilities i-----
Other Non-Current Liabilities-----
Total Non-Current Liabilities i-----
Total Liabilities i4.9T4.5T---
Equity
Common Stock i7.8B7.8B7.8B7.7B7.7B
Retained Earnings i-295.9B241.8B192.5B160.6B
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i648.4B632.1B564.9B505.2B469.9B
Key Metrics
Total Debt i537.0B476.1B475.2B448.3B478.3B
Working Capital i00000

Balance Sheet Composition

IndusInd Bank Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i35.3B119.8B99.3B64.3B39.3B
Depreciation & Amortization i-----
Stock-Based Compensation i534.8M591.9M282.5M123.1M1.4M
Working Capital Changes i2.8B-221.9B-143.0B3.0B-73.3B
Operating Cash Flow i41.3B-97.6B-39.4B71.2B-31.6B
Investing Activities
Capital Expenditures i-7.1B-7.1B-5.6B-4.1B-3.3B
Acquisitions i-----
Investment Purchases i-----
Investment Sales i-----
Investing Cash Flow i-7.1B-7.1B-5.6B-4.1B-3.3B
Financing Activities
Share Repurchases i-----
Dividends Paid i-12.8B-10.9B-6.6B-3.9B-
Debt Issuance i60.9B900.8M26.9B--
Debt Repayment i0-14.9B0-58.0B-94.3B
Financing Cash Flow i48.8B-37.3B11.1B-43.0B-41.0B
Free Cash Flow i175.5B-176.5B-130.1B162.6B446.3B
Net Change in Cash i83.0B-142.1B-33.8B24.1B-75.8B

Cash Flow Trend

IndusInd Bank Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 62.33
Forward P/E 8.34
Price to Book 0.97
Price to Sales 3.52
PEG Ratio 8.34

Profitability Ratios

Profit Margin 5.66%
Operating Margin 16.03%
Return on Equity 3.97%
Return on Assets 0.46%

Financial Health

Debt to Equity 0.83
Beta 0.65

Per Share Data

EPS (TTM) ₹12.92
Book Value per Share ₹832.42
Revenue per Share ₹228.77

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
indusindbk627.4B62.330.973.97%5.66%0.83
HDFC Bank Limited 15.3T22.792.8213.93%25.79%1.06
ICICI Bank 10.3T19.603.1217.88%25.74%0.62
State Bank of India 7.4T9.271.4717.21%22.62%1.25
Kotak Mahindra Bank 4.0T20.682.5113.32%25.51%0.66
Axis Bank 3.3T12.021.7215.56%36.22%1.13

Financial data is updated regularly. All figures are in the company's reporting currency.