
IndusInd Bank (INDUSINDBK) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Mar 2025Income Metrics
Revenue
37.6B
Net Income
-23.3B
-61.98%
Balance Sheet Metrics
Total Assets
5.5T
Total Liabilities
4.9T
Shareholders Equity
648.4B
Debt to Equity
7.55
Cash Flow Metrics
Revenue & Profitability Trend
IndusInd Bank Income Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Revenue | 267.2B | 294.7B | 254.7B | 220.4B | 194.2B |
Cost of Goods Sold | - | - | - | - | - |
Gross Profit | - | - | - | - | - |
Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Operating Expenses | |||||
Research & Development | - | - | - | - | - |
Selling, General & Administrative | - | 2.3B | 1.6B | 1.2B | 1.1B |
Other Operating Expenses | 100.3B | 70.2B | 57.6B | 65.2B | 61.5B |
Total Operating Expenses | 100.3B | 72.5B | 59.2B | 66.4B | 62.6B |
Operating Income | - | - | - | - | - |
Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Non-Operating Items | |||||
Interest Income | - | - | - | - | - |
Interest Expense | - | - | - | - | - |
Other Non-Operating Income | - | - | - | - | - |
Pre-tax Income | 35.3B | 119.8B | 99.3B | 64.3B | 39.3B |
Income Tax | 9.5B | 30.0B | 24.9B | 16.3B | 10.0B |
Effective Tax Rate % | 27.0% | 25.1% | 25.1% | 25.3% | 25.4% |
Net Income | 25.8B | 89.8B | 74.4B | 48.1B | 29.3B |
Net Margin % | 9.6% | 30.5% | 29.2% | 21.8% | 15.1% |
Key Metrics | |||||
EBITDA | - | - | - | - | - |
EPS (Basic) | ₹33.07 | ₹115.54 | ₹96.01 | ₹62.07 | ₹40.03 |
EPS (Diluted) | ₹33.05 | ₹115.33 | ₹95.89 | ₹61.97 | ₹39.96 |
Basic Shares Outstanding | 778814636 | 776968948 | 775248354 | 774094014 | 731929220 |
Diluted Shares Outstanding | 778814636 | 776968948 | 775248354 | 774094014 | 731929220 |
Income Statement Trend
IndusInd Bank Balance Sheet From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Assets | |||||
Current Assets | |||||
Cash & Equivalents | 593.8B | 369.1B | 567.8B | 685.8B | 566.1B |
Short-term Investments | - | - | - | - | - |
Accounts Receivable | - | - | - | - | - |
Inventory | - | - | - | - | - |
Other Current Assets | - | - | - | - | - |
Total Current Assets | - | - | - | - | - |
Non-Current Assets | |||||
Property, Plant & Equipment | - | 50.2B | 45.2B | 41.7B | 38.2B |
Goodwill | - | - | - | - | - |
Intangible Assets | - | - | - | - | - |
Long-term Investments | - | - | - | - | - |
Other Non-Current Assets | - | - | - | - | - |
Total Non-Current Assets | - | - | - | - | - |
Total Assets | 5.5T | 5.2T | - | - | - |
Liabilities | |||||
Current Liabilities | |||||
Accounts Payable | - | 19.4B | 18.3B | 13.1B | 14.5B |
Short-term Debt | - | - | - | - | - |
Current Portion of Long-term Debt | - | - | - | - | - |
Other Current Liabilities | - | - | - | - | - |
Total Current Liabilities | - | - | - | - | - |
Non-Current Liabilities | |||||
Long-term Debt | 537.0B | 476.1B | 475.2B | 448.3B | 478.3B |
Deferred Tax Liabilities | - | - | - | - | - |
Other Non-Current Liabilities | - | - | - | - | - |
Total Non-Current Liabilities | - | - | - | - | - |
Total Liabilities | 4.9T | 4.5T | - | - | - |
Equity | |||||
Common Stock | 7.8B | 7.8B | 7.8B | 7.7B | 7.7B |
Retained Earnings | - | 295.9B | 241.8B | 192.5B | 160.6B |
Treasury Stock | - | - | - | - | - |
Other Equity | - | - | - | - | - |
Total Shareholders Equity | 648.4B | 632.1B | 564.9B | 505.2B | 469.9B |
Key Metrics | |||||
Total Debt | 537.0B | 476.1B | 475.2B | 448.3B | 478.3B |
Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
IndusInd Bank Cash Flow Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Operating Activities | |||||
Net Income | 35.3B | 119.8B | 99.3B | 64.3B | 39.3B |
Depreciation & Amortization | - | - | - | - | - |
Stock-Based Compensation | 534.8M | 591.9M | 282.5M | 123.1M | 1.4M |
Working Capital Changes | 2.8B | -221.9B | -143.0B | 3.0B | -73.3B |
Operating Cash Flow | 41.3B | -97.6B | -39.4B | 71.2B | -31.6B |
Investing Activities | |||||
Capital Expenditures | -7.1B | -7.1B | -5.6B | -4.1B | -3.3B |
Acquisitions | - | - | - | - | - |
Investment Purchases | - | - | - | - | - |
Investment Sales | - | - | - | - | - |
Investing Cash Flow | -7.1B | -7.1B | -5.6B | -4.1B | -3.3B |
Financing Activities | |||||
Share Repurchases | - | - | - | - | - |
Dividends Paid | -12.8B | -10.9B | -6.6B | -3.9B | - |
Debt Issuance | 60.9B | 900.8M | 26.9B | - | - |
Debt Repayment | 0 | -14.9B | 0 | -58.0B | -94.3B |
Financing Cash Flow | 48.8B | -37.3B | 11.1B | -43.0B | -41.0B |
Free Cash Flow | 175.5B | -176.5B | -130.1B | 162.6B | 446.3B |
Net Change in Cash | 83.0B | -142.1B | -33.8B | 24.1B | -75.8B |
Cash Flow Trend
IndusInd Bank Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
62.33
Forward P/E
8.34
Price to Book
0.97
Price to Sales
3.52
PEG Ratio
8.34
Profitability Ratios
Profit Margin
5.66%
Operating Margin
16.03%
Return on Equity
3.97%
Return on Assets
0.46%
Financial Health
Debt to Equity
0.83
Beta
0.65
Per Share Data
EPS (TTM)
₹12.92
Book Value per Share
₹832.42
Revenue per Share
₹228.77
Peer Financial Comparison
Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
---|---|---|---|---|---|---|
indusindbk | 627.4B | 62.33 | 0.97 | 3.97% | 5.66% | 0.83 |
HDFC Bank Limited | 15.3T | 22.79 | 2.82 | 13.93% | 25.79% | 1.06 |
ICICI Bank | 10.3T | 19.60 | 3.12 | 17.88% | 25.74% | 0.62 |
State Bank of India | 7.4T | 9.27 | 1.47 | 17.21% | 22.62% | 1.25 |
Kotak Mahindra Bank | 4.0T | 20.68 | 2.51 | 13.32% | 25.51% | 0.66 |
Axis Bank | 3.3T | 12.02 | 1.72 | 15.56% | 36.22% | 1.13 |
Financial data is updated regularly. All figures are in the company's reporting currency.