IndusInd Bank (INDUSINDBK) | Financial Analysis & Statements
IndusInd Bank Ltd. Large-cap Financial Services
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Jun 2025Income Metrics
Revenue
68.0B
Net Income
6.0B
8.89%
EPS (Diluted)
₹7.75
Balance Sheet Metrics
Total Assets
5.5T
Total Liabilities
4.9T
Shareholders Equity
648.4B
Debt to Equity
7.55
Cash Flow Metrics
Revenue & Profitability Trend
Quarter Income Flow
Jun 30, 2025
Annual Income Flow
2025
IndusInd Bank Income Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 265.0B | 294.7B | 254.7B | 220.4B | 194.2B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | 2.1B | 2.3B | 1.6B | 1.2B | 1.1B |
| Other Operating Expenses | 75.0B | 70.2B | 57.6B | 65.2B | 61.5B |
| Total Operating Expenses | 77.1B | 72.5B | 59.2B | 66.4B | 62.6B |
| Operating Income | - | - | - | - | - |
| Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Non-Operating Items | |||||
| Interest Income | - | - | - | - | - |
| Interest Expense | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - |
| Pre-tax Income | 35.3B | 119.8B | 99.3B | 64.3B | 39.3B |
| Income Tax | 9.5B | 30.0B | 24.9B | 16.3B | 10.0B |
| Effective Tax Rate % | 27.0% | 25.1% | 25.1% | 25.3% | 25.4% |
| Net Income | 25.8B | 89.8B | 74.4B | 48.1B | 29.3B |
| Net Margin % | 9.7% | 30.5% | 29.2% | 21.8% | 15.1% |
| Key Metrics | |||||
| EBITDA | - | - | - | - | - |
| EPS (Basic) | ₹33.07 | ₹115.54 | ₹96.01 | ₹62.07 | ₹40.03 |
| EPS (Diluted) | ₹33.05 | ₹115.33 | ₹95.89 | ₹61.97 | ₹39.96 |
| Basic Shares Outstanding | 778843405 | 776968948 | 775248354 | 774094014 | 731929220 |
| Diluted Shares Outstanding | 778843405 | 776968948 | 775248354 | 774094014 | 731929220 |
Income Statement Trend
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IndusInd Bank Balance Sheet From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 649.8B | 369.1B | 567.8B | 685.8B | 566.1B |
| Short-term Investments | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - |
| Inventory | - | - | - | - | - |
| Other Current Assets | - | - | - | - | - |
| Total Current Assets | - | - | - | - | - |
| Non-Current Assets | |||||
| Property, Plant & Equipment | 56.2B | 50.2B | 45.2B | 41.7B | 38.2B |
| Goodwill | - | - | - | - | - |
| Intangible Assets | - | - | - | - | - |
| Long-term Investments | - | - | - | - | - |
| Other Non-Current Assets | - | - | - | - | - |
| Total Non-Current Assets | - | - | - | - | - |
| Total Assets | 5.5T | 5.2T | - | - | - |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | 26.2B | 19.4B | 18.3B | 13.1B | 14.5B |
| Short-term Debt | - | - | - | - | - |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | - | - | - | - | - |
| Total Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | |||||
| Long-term Debt | 537.0B | 476.1B | 475.2B | 448.3B | 478.3B |
| Deferred Tax Liabilities | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - |
| Total Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 4.9T | 4.5T | - | - | - |
| Equity | |||||
| Common Stock | 7.8B | 7.8B | 7.8B | 7.7B | 7.7B |
| Retained Earnings | 300.2B | 295.9B | 241.8B | 192.5B | 160.6B |
| Treasury Stock | - | - | - | - | - |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 648.4B | 632.1B | 564.9B | 505.2B | 469.9B |
| Key Metrics | |||||
| Total Debt | 537.0B | 476.1B | 475.2B | 448.3B | 478.3B |
| Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
IndusInd Bank Cash Flow Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 35.3B | 119.8B | 99.3B | 64.3B | 39.3B |
| Depreciation & Amortization | - | - | - | - | - |
| Stock-Based Compensation | 534.8M | 591.9M | 282.5M | 123.1M | 1.4M |
| Working Capital Changes | 2.8B | -221.9B | -143.0B | 3.0B | -73.3B |
| Operating Cash Flow | 41.3B | -97.6B | -39.4B | 71.2B | -31.6B |
| Investing Activities | |||||
| Capital Expenditures | -7.1B | -7.1B | -5.6B | -4.1B | -3.3B |
| Acquisitions | - | - | - | - | - |
| Investment Purchases | - | - | - | - | - |
| Investment Sales | - | - | - | - | - |
| Investing Cash Flow | -7.1B | -7.1B | -5.6B | -4.1B | -3.3B |
| Financing Activities | |||||
| Share Repurchases | - | - | - | - | - |
| Dividends Paid | -12.8B | -10.9B | -6.6B | -3.9B | - |
| Debt Issuance | 60.9B | 900.8M | 26.9B | - | - |
| Debt Repayment | 0 | -14.9B | 0 | -58.0B | -94.3B |
| Financing Cash Flow | 48.8B | -37.3B | 11.1B | -43.0B | -41.0B |
| Free Cash Flow | 175.5B | -176.5B | -130.1B | 162.6B | 446.3B |
| Net Change in Cash | 83.0B | -142.1B | -33.8B | 24.1B | -75.8B |
Cash Flow Trend
IndusInd Bank Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
58.80
Forward P/E
18.05
Price to Book
1.03
Price to Sales
4.83
PEG Ratio
-0.65
Profitability Ratios
Profit Margin
-14.66%
Operating Margin
4.17%
Return on Equity
3.97%
Return on Assets
0.46%
Financial Health
Debt to Equity
0.70
Beta
0.42
Per Share Data
EPS (TTM)
₹-26.19
Book Value per Share
₹835.42
Revenue per Share
₹178.13
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| INDUSINDBK | 660.6B | 58.80 | 1.03 | 3.97% | -14.66% | 0.70 |
| HDFC Bank Limited | 12.1T | 17.85 | 2.18 | 13.82% | 26.83% | 1.04 |
| State Bank of India | 10.2T | 12.01 | 1.72 | 15.36% | 22.50% | 1.12 |
| ICICI Bank | 9.7T | 18.28 | 2.70 | 16.36% | 24.93% | 0.60 |
| Axis Bank | 4.3T | 16.36 | 2.07 | 13.63% | 34.17% | 1.26 |
| Kotak Mahindra Bank | 3.7T | 19.92 | 2.23 | 14.05% | 24.56% | 0.53 |
Financial data is updated regularly. All figures are in the company's reporting currency.





