Indian Overseas Bank | Large-cap | Financial Services
₹38.25
1.14%
| Indian Overseas Bank Stock Comparison:
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Overview Income Statement Balance Sheet Cash Flow Key Ratios

Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 165.1B
Net Income 34.0B 20.57%

Balance Sheet Metrics

Total Assets 3.9T
Total Liabilities 3.6T
Shareholders Equity 322.3B
Debt to Equity 11.25

Cash Flow Metrics

Operating Cash Flow 20.4B
Free Cash Flow 22.4B

Revenue & Profitability Trend

Indian Overseas Bank Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue 165.1B 155.0B 123.8B 112.2B 113.9B
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 64.3B 13.7B 12.3B 10.3B 8.9B
Operating Income - - - - -
Pre-tax Income 45.7B 26.7B 21.0B 17.1B 7.6B
Income Tax 11.8B 7.6B 2.5B 696.9M 82.4M
Net Income 34.0B 26.7B 21.0B 17.1B 7.6B
EPS (Diluted) - ₹1.40 ₹1.15 ₹0.92 ₹0.51

Income Statement Trend

Indian Overseas Bank Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 3.9T 3.5T - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 3.6T 3.2T - - -
Equity
Total Shareholders Equity 322.3B 275.6B 248.8B 226.0B 171.0B

Balance Sheet Composition

Indian Overseas Bank Cash Flow Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Operating Activities
Net Income 34.0B 34.2B 23.5B 17.8B 8.4B
Operating Cash Flow 20.4B 49.4B -4.1B 45.2B 85.4B
Investing Activities
Capital Expenditures -5.8B -3.6B -5.6B -492.9M -460.2M
Investing Cash Flow -5.8B -3.6B -5.6B -492.9M -460.2M
Financing Activities
Dividends Paid - - - - -
Financing Cash Flow 4.7B -3.0B 2.0B 6.6B 21.3B
Free Cash Flow 22.4B -14.8B -142.4B 54.8B 48.8B

Cash Flow Trend

Indian Overseas Bank Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 20.99
Forward P/E 41.06
Price to Book 2.21
Price to Sales 5.77
PEG Ratio 41.06

Profitability Ratios

Profit Margin 27.54%
Operating Margin 43.32%
Return on Equity 11.36%
Return on Assets 0.91%

Financial Health

Debt to Equity 1.31
Beta 0.21

Per Share Data

EPS (TTM) ₹1.76
Book Value per Share ₹16.74
Revenue per Share ₹6.50

Financial data is updated regularly. All figures are in the company's reporting currency.