Paisalo Digital Ltd. | Small-cap | Financial Services
₹31.43
1.26%
| Paisalo Digital Stock Comparison:
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Overview Income Statement Balance Sheet Cash Flow Key Ratios

Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 7.7B
Gross Profit 3.8B 49.25%
Operating Income 2.9B 37.99%
Net Income 2.0B 25.96%
EPS (Diluted) ₹2.23

Balance Sheet Metrics

Total Assets 52.5B
Total Liabilities 37.2B
Shareholders Equity 15.3B
Debt to Equity 2.42

Cash Flow Metrics

Operating Cash Flow -4.8B
Free Cash Flow -8.5B

Revenue & Profitability Trend

Paisalo Digital Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue 7.7B 3.9B 2.6B 2.1B 1.8B
Cost of Goods Sold 3.9B - - - -
Gross Profit 3.8B - - - -
Operating Expenses 813.8M 799.9M 388.0M 154.2M 241.2M
Operating Income 2.9B - - - -
Pre-tax Income 2.7B 2.4B 1.3B 1.1B 777.7M
Income Tax 682.3M 622.1M 326.2M 278.7M 197.9M
Net Income 2.0B 1.8B 936.2M 792.5M 579.8M
EPS (Diluted) ₹2.23 ₹3.87 ₹2.10 ₹0.94 ₹0.69

Income Statement Trend

Paisalo Digital Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets 51.1B - - - -
Non-Current Assets 1.5B - - - -
Total Assets 52.5B 41.2B - - -
Liabilities
Current Liabilities 665.8M - - - -
Non-Current Liabilities 36.5B - - - -
Total Liabilities 37.2B 27.9B - - -
Equity
Total Shareholders Equity 15.3B 13.3B 11.6B 10.2B 8.7B

Balance Sheet Composition

Paisalo Digital Cash Flow Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Operating Activities
Net Income 6.0B 5.1B 3.4B 2.9B 2.4B
Operating Cash Flow -4.8B 5.1B 3.4B 2.9B 2.4B
Investing Activities
Capital Expenditures -126.8M -36.2M -50.7M -13.1M -716.0K
Investing Cash Flow -126.8M 26.0M -50.7M -30.8M -716.0K
Financing Activities
Dividends Paid -89.7M -44.8M -44.8M -42.3M -42.3M
Financing Cash Flow 9.4B 5.5B 4.8B 3.6B 1.1B
Free Cash Flow -8.5B -5.7B -4.6B -4.0B -979.6M

Cash Flow Trend

Paisalo Digital Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 13.23
Forward P/E 9.99
Price to Book 1.74
Price to Sales 6.38
PEG Ratio -0.31

Profitability Ratios

Profit Margin 47.96%
Operating Margin 57.80%
Return on Equity 13.97%
Return on Assets 4.27%

Financial Health

Current Ratio 149.08
Debt to Equity 231.89
Beta 0.61

Per Share Data

EPS (TTM) ₹2.23
Book Value per Share ₹16.91
Revenue per Share ₹4.65

Financial data is updated regularly. All figures are in the company's reporting currency.