Utkarsh Small Finance Bank Limited | Small-cap | Financial Services
₹24.19
1.60%
| Utkarsh Small Stock Comparison:
No comparison data available
Overview Income Statement Balance Sheet Cash Flow Key Ratios

Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 26.2B
Net Income 237.0M 0.90%
EPS (Diluted) ₹0.22

Balance Sheet Metrics

Total Assets 281.3B
Total Liabilities 251.5B
Shareholders Equity 29.7B
Debt to Equity 8.46

Cash Flow Metrics

Operating Cash Flow -2.5B
Free Cash Flow 7.2B

Revenue & Profitability Trend

Utkarsh Small Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue 26.2B 22.9B 18.3B 12.5B 9.6B
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 7.7B 4.1B 3.0B 2.1B 1.5B
Operating Income - - - - -
Pre-tax Income 276.5M 6.6B 5.4B 797.2M 1.5B
Income Tax 39.5M 1.6B 1.3B 182.5M 396.2M
Net Income 237.0M 5.0B 4.0B 614.7M 1.1B
EPS (Diluted) ₹0.22 ₹4.75 ₹3.69 ₹0.65 ₹1.40

Income Statement Trend

Utkarsh Small Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 281.3B 239.0B - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 251.5B 209.3B - - -
Equity
Total Shareholders Equity 29.7B 29.7B 20.0B 15.7B 13.7B

Balance Sheet Composition

Utkarsh Small Cash Flow Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Operating Activities
Net Income 276.5M 6.6B 5.4B 797.1M 1.5B
Operating Cash Flow -2.5B 7.7B 6.6B 2.3B 2.6B
Investing Activities
Capital Expenditures -1.6B -701.8M -754.5M -1.5B -793.5M
Investing Cash Flow -7.8B -6.2B -6.9B -7.4B -5.3B
Financing Activities
Dividends Paid -550.2M - - - -
Financing Cash Flow 3.1B 1.6B -2.2B 1.1B 1.7B
Free Cash Flow 7.2B 9.2B 15.0B 11.8B -1.6B

Cash Flow Trend

Utkarsh Small Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 108.82
Forward P/E 5.72
Price to Book 0.80
Price to Sales 1.60
PEG Ratio -1.14

Profitability Ratios

Profit Margin 1.44%
Operating Margin 2.37%
Return on Equity 0.80%
Return on Assets 0.09%

Financial Health

Debt to Equity 0.79

Per Share Data

EPS (TTM) ₹0.22
Book Value per Share ₹30.07
Revenue per Share ₹15.26

Financial data is updated regularly. All figures are in the company's reporting currency.