TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 40.9B
Net Income 7.4B 18.22%

Balance Sheet Metrics

Total Assets 4.2T
Total Liabilities 3.8T
Shareholders Equity 478.4B
Debt to Equity 7.87

Cash Flow Metrics

Revenue & Profitability Trend

Yes Bank Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i150.8B139.8B93.7B91.2B91.4B
Cost of Goods Sold i-----
Gross Profit i-----
Gross Margin % i0.0%0.0%0.0%0.0%0.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i-772.4M706.1M718.5M622.3M
Other Operating Expenses i66.3B47.3B38.5B29.4B26.3B
Total Operating Expenses i66.3B48.1B39.2B30.1B27.0B
Operating Income i-----
Operating Margin % i0.0%0.0%0.0%0.0%0.0%
Non-Operating Items
Interest Income i-----
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i32.2B15.4B9.8B10.6B-34.9B
Income Tax i7.8B2.5B2.5B3.7B-12.7B
Effective Tax Rate % i24.1%16.4%25.0%34.7%0.0%
Net Income i24.5B12.9B7.4B10.6B-34.9B
Net Margin % i16.2%9.2%7.9%11.7%-38.2%
Key Metrics
EBITDA i-----
EPS (Basic) i₹0.79₹0.45₹0.28₹0.42₹-1.65
EPS (Diluted) i₹0.78₹0.44₹0.28₹0.42₹-1.65
Basic Shares Outstanding i3096822784828759039213261599961632505491506321183670327
Diluted Shares Outstanding i3096822784828759039213261599961632505491506321183670327

Income Statement Trend

Yes Bank Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i285.7B634.1B502.7B639.5B119.3B
Short-term Investments i-----
Accounts Receivable i-----
Inventory i-----
Other Current Assets-----
Total Current Assets i-----
Non-Current Assets
Property, Plant & Equipment i-53.3B44.8B39.8B38.3B
Goodwill i-0000
Intangible Assets i-----
Long-term Investments-----
Other Non-Current Assets-----
Total Non-Current Assets i-----
Total Assets i4.2T----
Liabilities
Current Liabilities
Accounts Payable i-26.9B24.3B17.8B15.3B
Short-term Debt i-----
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i-----
Non-Current Liabilities
Long-term Debt i719.7B788.6B710.2B652.8B585.3B
Deferred Tax Liabilities i-----
Other Non-Current Liabilities-----
Total Non-Current Liabilities i-----
Total Liabilities i3.8T----
Equity
Common Stock i62.7B57.5B57.5B50.1B50.1B
Retained Earnings i--91.1B-100.9B-107.6B-109.3B
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i478.4B421.6B407.2B337.0B331.4B
Key Metrics
Total Debt i719.7B788.6B710.2B652.8B585.3B
Working Capital i00000

Balance Sheet Composition

Yes Bank Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i32.2B15.4B9.8B14.3B-47.6B
Depreciation & Amortization i-----
Stock-Based Compensation i694.0M312.1M218.4M90.4M0
Working Capital Changes i64.2B-145.9B-122.2B-36.7B-12.9B
Operating Cash Flow i94.2B-126.1B-108.3B-18.9B-58.7B
Investing Activities
Capital Expenditures i-7.2B-9.6B-7.4B-4.0B-2.6B
Acquisitions i0----
Investment Purchases i--114.7B-121.6B-141.1B-
Investment Sales i-----
Investing Cash Flow i-7.2B-124.3B-129.0B-145.1B-2.6B
Financing Activities
Share Repurchases i-----
Dividends Paid i-----
Debt Issuance i-30.3B71.8B98.0B0
Debt Repayment i-85.4B-2.8B-17.6B-14.1B-498.2B
Financing Cash Flow i-56.5B27.7B114.5B83.9B-349.4B
Free Cash Flow i56.4B86.6B-266.1B231.9B551.3B
Net Change in Cash i30.4B-222.7B-122.8B-80.1B-410.7B

Cash Flow Trend

Yes Bank Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 21.30
Forward P/E 15.57
Price to Book 1.18
Price to Sales 3.98
PEG Ratio 15.57

Profitability Ratios

Profit Margin 18.76%
Operating Margin 27.74%
Return on Equity 5.81%
Return on Assets 0.67%

Financial Health

Debt to Equity 1.38
Beta 0.38

Per Share Data

EPS (TTM) ₹0.87
Book Value per Share ₹15.66
Revenue per Share ₹4.69

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
yesbank581.6B21.301.185.81%18.76%1.38
HDFC Bank Limited 15.2T22.702.8013.93%25.79%1.06
ICICI Bank 10.2T19.373.0817.88%25.74%0.62
State Bank of India 7.4T9.231.3816.58%22.67%1.16
Kotak Mahindra Bank 3.9T20.312.4713.32%25.51%0.66
Axis Bank 3.3T11.831.6915.56%36.22%1.13

Financial data is updated regularly. All figures are in the company's reporting currency.