Yes Bank (YESBANK) | Financial Analysis & Statements
Yes Bank Ltd. Large-cap Financial Services
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Mar 2026Income Metrics
Revenue
44.5B
Net Income
10.8B
24.33%
EPS (Diluted)
₹0.34
Balance Sheet Metrics
Total Assets
4.7T
Total Liabilities
4.2T
Shareholders Equity
511.6B
Debt to Equity
8.19
Cash Flow Metrics
Revenue & Profitability Trend
Quarter Income Flow
Mar 31, 2026
Annual Income Flow
2026
Yes Bank Income Statement From 2022 to 2026
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | 168.4B | 150.8B | 139.8B | 93.7B | 91.2B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | - | 668.9M | 772.4M | 706.1M | 718.5M |
| Other Operating Expenses | 68.9B | 66.3B | 47.3B | 38.5B | 29.4B |
| Total Operating Expenses | 68.9B | 66.9B | 48.1B | 39.2B | 30.1B |
| Operating Income | - | - | - | - | - |
| Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Non-Operating Items | |||||
| Interest Income | - | - | - | - | - |
| Interest Expense | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - |
| Pre-tax Income | 46.4B | 32.2B | 15.4B | 9.8B | 10.6B |
| Income Tax | 11.3B | 7.8B | 2.5B | 2.5B | 3.7B |
| Effective Tax Rate % | 24.4% | 24.1% | 16.4% | 25.0% | 34.7% |
| Net Income | 35.1B | 24.5B | 12.9B | 7.4B | 10.6B |
| Net Margin % | 20.9% | 16.2% | 9.2% | 7.9% | 11.7% |
| Key Metrics | |||||
| EBITDA | - | - | - | - | - |
| EPS (Basic) | - | ₹0.79 | ₹0.45 | ₹0.28 | ₹0.42 |
| EPS (Diluted) | - | ₹0.78 | ₹0.44 | ₹0.28 | ₹0.42 |
| Basic Shares Outstanding | - | 30968227848 | 28759039213 | 26159996163 | 25054915063 |
| Diluted Shares Outstanding | - | 30968227848 | 28759039213 | 26159996163 | 25054915063 |
Income Statement Trend
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Yes Bank Balance Sheet From 2022 to 2026
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 383.5B | 655.8B | 634.1B | 502.7B | 639.5B |
| Short-term Investments | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - |
| Inventory | - | - | - | - | - |
| Other Current Assets | - | - | - | - | - |
| Total Current Assets | - | - | - | - | - |
| Non-Current Assets | |||||
| Property, Plant & Equipment | - | 60.7B | 53.3B | 44.8B | 39.8B |
| Goodwill | - | 0 | 0 | 0 | 0 |
| Intangible Assets | - | - | - | - | - |
| Long-term Investments | - | - | - | - | - |
| Other Non-Current Assets | - | - | - | - | - |
| Total Non-Current Assets | - | - | - | - | - |
| Total Assets | 4.7T | 4.2T | - | - | - |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | - | 23.0B | 26.9B | 24.3B | 17.8B |
| Short-term Debt | - | - | - | - | - |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | - | - | - | - | - |
| Total Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | |||||
| Long-term Debt | 654.5B | 708.7B | 788.6B | 710.2B | 652.8B |
| Deferred Tax Liabilities | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - |
| Total Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 4.2T | 3.8T | - | - | - |
| Equity | |||||
| Common Stock | 62.8B | 62.7B | 57.5B | 57.5B | 50.1B |
| Retained Earnings | - | -75.6B | -91.1B | -100.9B | -107.6B |
| Treasury Stock | - | - | - | - | - |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 511.6B | 478.4B | 421.6B | 407.2B | 337.0B |
| Key Metrics | |||||
| Total Debt | 654.5B | 708.7B | 788.6B | 710.2B | 652.8B |
| Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
Yes Bank Cash Flow Statement From 2022 to 2026
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 46.4B | 32.2B | 15.4B | 9.8B | 14.3B |
| Depreciation & Amortization | - | - | - | - | - |
| Stock-Based Compensation | 730.1M | 694.0M | 312.1M | 218.4M | 90.4M |
| Working Capital Changes | 62.8B | 64.2B | -145.9B | -122.2B | -36.7B |
| Operating Cash Flow | 107.5B | 94.2B | -126.1B | -108.3B | -18.9B |
| Investing Activities | |||||
| Capital Expenditures | -7.0B | -7.2B | -9.6B | -7.4B | -4.0B |
| Acquisitions | - | 0 | - | - | - |
| Investment Purchases | - | - | -114.7B | -121.6B | -141.1B |
| Investment Sales | - | 92.5B | - | - | - |
| Investing Cash Flow | -7.0B | 85.3B | -124.3B | -129.0B | -145.1B |
| Financing Activities | |||||
| Share Repurchases | - | - | - | - | - |
| Dividends Paid | - | - | - | - | - |
| Debt Issuance | - | - | 30.3B | 71.8B | 98.0B |
| Debt Repayment | -65.2B | -85.4B | -2.8B | -17.6B | -14.1B |
| Financing Cash Flow | -64.9B | -56.5B | 27.7B | 114.5B | 83.9B |
| Free Cash Flow | 204.8B | 56.4B | 86.6B | -266.1B | 231.9B |
| Net Change in Cash | 35.6B | 122.9B | -222.7B | -122.8B | -80.1B |
Cash Flow Trend
Yes Bank Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
17.71
Forward P/E
11.27
Price to Book
1.26
Price to Sales
3.91
PEG Ratio
0.25
Profitability Ratios
Profit Margin
22.05%
Operating Margin
54.69%
Return on Equity
7.10%
Return on Assets
0.79%
Financial Health
Debt to Equity
0.00
Beta
0.31
Per Share Data
EPS (TTM)
₹1.12
Book Value per Share
₹15.75
Revenue per Share
₹5.08
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| YESBANK | 622.9B | 17.71 | 1.26 | 7.10% | 22.05% | 0.00 |
| HDFC Bank Limited | 12.1T | 17.85 | 2.18 | 13.82% | 26.83% | 1.04 |
| State Bank of India | 10.2T | 12.01 | 1.72 | 15.36% | 22.50% | 1.12 |
| ICICI Bank | 9.7T | 18.28 | 2.70 | 16.36% | 24.93% | 0.60 |
| Axis Bank | 4.3T | 16.36 | 2.07 | 13.63% | 34.17% | 1.26 |
| Kotak Mahindra Bank | 3.7T | 19.92 | 2.23 | 14.05% | 24.56% | 0.53 |
Financial data is updated regularly. All figures are in the company's reporting currency.





