Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 21.2B
Net Income 5.6B 26.47%
EPS (Diluted) $69.09

Balance Sheet Metrics

Total Assets 256.1B
Total Liabilities 221.1B
Shareholders Equity 35.0B
Debt to Equity 6.32

Cash Flow Metrics

Operating Cash Flow 18.1B
Free Cash Flow 13.4B

Revenue & Profitability Trend

Credicorp Income Statement From 2020 to 2024

Metric20242023202220212020
Revenue21.2B19.5B16.7B16.7B15.2B
Cost of Goods Sold-----
Gross Profit-----
Operating Expenses8.0B7.4B6.6B8.3B6.7B
Operating Income-----
Pre-tax Income7.8B6.8B6.9B5.3B224.2M
Income Tax2.2B1.9B2.1B1.7B-110.0M
Net Income5.6B5.0B4.8B3.7B334.1M
EPS (Diluted)$69.09$61.08$58.25$44.99$4.36

Income Statement Trend

Credicorp Balance Sheet From 2020 to 2024

Metric20242023202220212020
Assets
Current Assets-----
Non-Current Assets-----
Total Assets256.1B238.8B---
Liabilities
Current Liabilities-----
Non-Current Liabilities-----
Total Liabilities221.1B----
Equity
Total Shareholders Equity35.0B33.1B29.6B26.8B25.4B

Balance Sheet Composition

Credicorp Cash Flow Statement From 2020 to 2024

Metric20242023202220212020
Operating Activities
Net Income5.6B5.0B4.8B3.7B334.1M
Operating Cash Flow18.1B8.9B12.6B19.6B8.9B
Investing Activities
Capital Expenditures-211.9M-269.2M-187.3M-96.3M-75.2M
Investing Cash Flow1.4B-388.6M-303.8M-3.2B-1.3B
Financing Activities
Dividends Paid-3.7B-2.0B-1.2B-398.8M-2.4B
Financing Cash Flow-4.1B-2.3B-1.5B-621.1M-2.7B
Free Cash Flow13.4B2.9B-2.0B3.3B12.1B

Cash Flow Trend

Credicorp Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 11.27
Forward P/E 10.92
Price to Book 0.50
Price to Sales 0.96
PEG Ratio 10.92

Profitability Ratios

Profit Margin 30.76%
Operating Margin 53.26%
Return on Equity 16.64%
Return on Assets 2.38%

Financial Health

Debt to Equity 0.21
Beta 1.02

Per Share Data

EPS (TTM) $20.04
Book Value per Share $451.62
Revenue per Share $236.02

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
bap17.9B11.270.5016.64%30.76%0.21
PNC Financial 70.3B12.561.3911.33%28.75%1.12
U.S. Bancorp 69.7B11.081.3111.53%26.38%1.34
Nu Holdings 59.5B28.056.9227.91%38.09%0.27
NatWest Group plc 56.7B9.092.7212.78%35.02%4.06
Deutsche Bank AG 56.8B15.160.715.17%13.50%6.58

Financial data is updated regularly. All figures are in the company's reporting currency.