TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 7.0B
Net Income 995.0M 14.27%
EPS (Diluted) $3.44

Balance Sheet Metrics

Total Assets 82.3B
Total Liabilities 65.5B
Shareholders Equity 16.8B
Debt to Equity 3.89

Cash Flow Metrics

Operating Cash Flow -878.0M
Free Cash Flow 947.0M

Revenue & Profitability Trend

Hartford Financial Income Statement From 2020 to 2024

Metric20242023202220212020
Revenue i26.4B24.3B21.9B21.6B20.3B
Cost of Goods Sold i-----
Gross Profit i-----
Gross Margin % i0.0%0.0%0.0%0.0%0.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i-----
Other Operating Expenses i-3.0M15.0M7.0M-9.0M19.0M
Total Operating Expenses i-3.0M15.0M7.0M-9.0M19.0M
Operating Income i-----
Operating Margin % i0.0%0.0%0.0%0.0%0.0%
Non-Operating Items
Interest Income i-----
Interest Expense i199.0M199.0M213.0M234.0M236.0M
Other Non-Operating Income88.0M84.0M73.0M81.0M126.0M
Pre-tax Income i3.8B3.1B2.3B2.9B2.1B
Income Tax i738.0M584.0M443.0M534.0M383.0M
Effective Tax Rate % i19.2%18.9%19.6%18.4%18.1%
Net Income i3.1B2.5B1.8B2.4B1.7B
Net Margin % i11.8%10.3%8.3%11.0%8.5%
Key Metrics
EBITDA i-----
EPS (Basic) i$10.51$8.09$5.69$7.00$4.79
EPS (Diluted) i$10.35$7.97$5.44$1.47$4.76
Basic Shares Outstanding i293900000307100000315111248334925984358300000
Diluted Shares Outstanding i293900000307100000315111248334925984358300000

Income Statement Trend

Hartford Financial Balance Sheet From 2020 to 2024

Metric20242023202220212020
Assets
Current Assets
Cash & Equivalents i183.0M126.0M229.0M205.0M151.0M
Short-term Investments i20.5B43.7B40.1B46.5B48.3B
Accounts Receivable i13.1B12.7B11.9B11.0B10.3B
Inventory i-----
Other Current Assets-----
Total Current Assets i-----
Non-Current Assets
Property, Plant & Equipment i-----
Goodwill i4.5B4.5B4.6B4.7B4.8B
Intangible Assets i637.0M707.0M778.0M858.0M950.0M
Long-term Investments-----
Other Non-Current Assets-----
Total Non-Current Assets i-----
Total Assets i80.9B----
Liabilities
Current Liabilities
Accounts Payable i-----
Short-term Debt i000-0
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i-----
Non-Current Liabilities
Long-term Debt i4.4B4.4B4.4B4.9B4.4B
Deferred Tax Liabilities i-----
Other Non-Current Liabilities-----
Total Non-Current Liabilities i-----
Total Liabilities i64.5B----
Equity
Common Stock i3.0M3.0M3.0M4.0M4.0M
Retained Earnings i21.5B19.0B17.1B15.8B13.9B
Treasury Stock i3.1B1.8B1.8B1.7B1.2B
Other Equity-----
Total Shareholders Equity i16.4B15.3B13.7B17.8B18.6B
Key Metrics
Total Debt i4.4B4.4B4.4B4.9B4.4B
Working Capital i00000

Balance Sheet Composition

Hartford Financial Cash Flow Statement From 2020 to 2024

Metric20242023202220212020
Operating Activities
Net Income i3.1B2.5B1.8B2.4B1.7B
Depreciation & Amortization i-----
Stock-Based Compensation i-----
Working Capital Changes i-880.0M-899.0M-1.3B-664.0M-72.0M
Operating Cash Flow i152.0M-341.0M-1.3B-157.0M163.0M
Investing Activities
Capital Expenditures i-145.0M-215.0M-175.0M-133.0M-114.0M
Acquisitions i-426.0M-671.0M-746.0M-769.0M-324.0M
Investment Purchases i-14.2B-10.5B-16.0B-23.8B-22.4B
Investment Sales i11.3B9.0B16.3B23.1B21.1B
Investing Cash Flow i-3.5B-2.4B-654.0M-1.6B-1.8B
Financing Activities
Share Repurchases i-1.5B-1.4B-1.6B-1.7B-150.0M
Dividends Paid i-577.0M-549.0M-527.0M-506.0M-478.0M
Debt Issuance i-00588.0M0
Debt Repayment i00-600.0M0-500.0M
Financing Cash Flow i-2.1B-2.0B-2.7B-1.6B-1.2B
Free Cash Flow i5.8B4.0B3.8B4.0B3.8B
Net Change in Cash i-5.4B-4.7B-4.6B-3.3B-2.8B

Cash Flow Trend

Hartford Financial Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 11.72
Forward P/E 11.11
Price to Book 2.12
Price to Sales 1.32
PEG Ratio 11.11

Profitability Ratios

Profit Margin 11.83%
Operating Margin 18.55%
Return on Equity 19.55%
Return on Assets 3.28%

Financial Health

Current Ratio 1.75
Debt to Equity 24.95
Beta 0.67

Per Share Data

EPS (TTM) $11.01
Book Value per Share $60.88
Revenue per Share $95.27

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
hig36.3B11.722.1219.55%11.83%24.95
Progressive 144.5B13.894.4337.29%12.66%21.15
Chubb 107.6B11.911.5513.63%16.00%28.98
Travelers Companies 59.6B11.712.0219.29%10.97%27.22
Allstate 55.1B9.842.5127.01%8.79%33.71
W.R. Berkley 26.8B16.052.8820.58%12.32%33.22

Financial data is updated regularly. All figures are in the company's reporting currency.