Kinsale Capital (KNSL) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
1.6B
Net Income
414.8M
26.13%
EPS (Diluted)
$17.78
Balance Sheet Metrics
Total Assets
4.9B
Total Liabilities
3.4B
Shareholders Equity
1.5B
Debt to Equity
2.29
Cash Flow Metrics
Operating Cash Flow
318.9M
Free Cash Flow
952.4M
Revenue & Profitability Trend
Kinsale Capital Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 1.6B | 1.2B | 838.8M | 653.5M | 459.9M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 4.0M | 942.0K | 721.0K | 669.0K | 1.2M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 514.7M | 384.0M | 195.6M | 188.8M | 100.4M |
| Income Tax | 99.9M | 75.9M | 36.4M | 36.1M | 12.0M |
| Net Income | 414.8M | 308.1M | 159.1M | 152.7M | 88.4M |
| EPS (Diluted) | $17.78 | $13.22 | $6.88 | $6.62 | $3.87 |
Income Statement Trend
Kinsale Capital Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 4.9B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 3.4B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 1.5B | 1.1B | 745.4M | 699.3M | 576.2M |
Balance Sheet Composition
Kinsale Capital Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 414.8M | 308.1M | 159.1M | 152.7M | 88.4M |
| Operating Cash Flow | 318.9M | 243.1M | 45.6M | 109.4M | 61.1M |
| Investing Activities | |||||
| Capital Expenditures | -23.9M | -6.6M | -6.9M | -5.9M | -27.8M |
| Investing Cash Flow | -959.8M | -920.8M | -632.0M | -352.0M | -379.4M |
| Financing Activities | |||||
| Dividends Paid | -13.9M | -13.0M | -11.9M | -10.0M | -8.1M |
| Financing Cash Flow | -31.0M | -29.4M | 214.9M | -12.1M | 72.5M |
| Free Cash Flow | 952.4M | 853.2M | 550.9M | 401.1M | 247.1M |
Cash Flow Trend
Kinsale Capital Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
27.50
Forward P/E
26.63
Price to Book
7.04
Price to Sales
6.80
PEG Ratio
26.63
Profitability Ratios
Profit Margin
24.73%
Operating Margin
27.13%
Return on Equity
29.42%
Return on Assets
7.05%
Financial Health
Current Ratio
0.21
Debt to Equity
11.64
Beta
1.20
Per Share Data
EPS (TTM)
$17.38
Book Value per Share
$67.92
Revenue per Share
$70.71
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| knsl | 11.1B | 27.50 | 7.04 | 29.42% | 24.73% | 11.64 |
| Progressive | 156.2B | 17.96 | 5.39 | 34.34% | 11.10% | 23.81 |
| Chubb | 115.5B | 13.89 | 1.76 | 12.86% | 15.03% | 29.87 |
| Travelers Companies | 60.4B | 14.51 | 2.14 | 16.05% | 9.09% | 28.50 |
| Allstate | 51.7B | 13.33 | 2.58 | 19.72% | 6.19% | 36.67 |
| Hartford Financial | 36.2B | 12.70 | 2.20 | 18.50% | 11.09% | 25.92 |
Financial data is updated regularly. All figures are in the company's reporting currency.