Lufax Holding (LU) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2023Income Metrics
Revenue
28.1B
Net Income
1.0B
3.68%
EPS (Diluted)
$1.54
Balance Sheet Metrics
Total Assets
237.0B
Total Liabilities
143.3B
Shareholders Equity
93.7B
Debt to Equity
1.53
Cash Flow Metrics
Operating Cash Flow
4.0B
Free Cash Flow
15.0B
Revenue & Profitability Trend
Lufax Holding Income Statement From 2019 to 2023
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 28.1B | 6.9B | 7.6B | 6.2B | 5.7B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 12.2B | 2.6B | 3.0B | 2.9B | 2.7B |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 1.6B | 1.8B | 3.3B | 2.5B | 2.7B |
| Income Tax | 610.6M | 588.7M | 929.4M | 782.5M | 849.6M |
| Net Income | 1.0B | 1.2B | 2.3B | 1.7B | 1.8B |
| EPS (Diluted) | $1.54 | $15.16 | $26.76 | $22.38 | $24.54 |
Income Statement Trend
Lufax Holding Balance Sheet From 2019 to 2023
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 237.0B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 143.3B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 93.7B | 13.2B | 13.1B | 11.5B | 6.7B |
Balance Sheet Composition
Lufax Holding Cash Flow Statement From 2019 to 2023
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 1.6B | 1.8B | 3.3B | 2.5B | 2.7B |
| Operating Cash Flow | 4.0B | 2.3B | -10.4B | -6.5B | -1.8B |
| Investing Activities | |||||
| Capital Expenditures | -40.1M | -14.3M | -21.3M | -28.3M | -24.1M |
| Investing Cash Flow | -6.9B | 166.0M | 512.0M | -2.2B | -1.6B |
| Financing Activities | |||||
| Dividends Paid | -1.4B | -1.1B | 0 | 0 | 0 |
| Financing Cash Flow | -19.9B | -1.2B | -225.5M | 3.6B | -293.4M |
| Free Cash Flow | 15.0B | 601.8M | 671.5M | 960.5M | 279.2M |
Cash Flow Trend
Lufax Holding Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
19.95
Forward P/E
14.10
Price to Book
0.03
Price to Sales
0.07
PEG Ratio
14.10
Profitability Ratios
Profit Margin
-10.32%
Operating Margin
-12.79%
Return on Equity
-3.45%
Return on Assets
3.11%
Financial Health
Current Ratio
24.40
Debt to Equity
55.13
Beta
0.63
Per Share Data
EPS (TTM)
-$0.76
Book Value per Share
$108.24
Revenue per Share
$52.53
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| lu | 2.4B | 19.95 | 0.03 | -3.45% | -10.32% | 55.13 |
| Visa | 679.7B | 34.97 | 17.57 | 50.66% | 52.86% | 54.59 |
| Mastercard | 492.5B | 37.98 | 73.98 | 187.70% | 45.21% | 280.80 |
| Synchrony Financial | 9.9B | - | 0.63 | 18.60% | 34.04% | 1.03 |
| SLM | 6.7B | 11.08 | 3.11 | 27.60% | 42.99% | 256.05 |
| OneMain Holdings | 6.4B | 11.42 | 1.96 | 17.46% | 21.95% | 655.31 |
Financial data is updated regularly. All figures are in the company's reporting currency.