Nu Holdings Ltd. | Large-cap | Financial Services
$12.14
-0.82%
| Nu Holdings Stock Comparison:
Nu Holdings vs PNC FinancialNu Holdings vs U.S. BancorpNu Holdings vs NatWest Group plcNu Holdings vs Deutsche Bank AGNu Holdings vs Truist FinancialNu Holdings vs S&P 500 | Market
Overview Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 8.3B
Net Income 2.0B 23.85%
EPS (Diluted) $0.40

Balance Sheet Metrics

Total Assets 49.9B
Total Liabilities 42.3B
Shareholders Equity 7.6B
Debt to Equity 5.53

Cash Flow Metrics

Operating Cash Flow 1.4B
Free Cash Flow 2.2B

Revenue & Profitability Trend

Nu Holdings Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue 8.3B 5.6B 3.0B 1.1B 359.9M
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 1.4B 1.1B 1.4B 659.9M 264.5M
Operating Income - - - - -
Pre-tax Income 2.8B 1.5B -308.9M -170.2M -193.2M
Income Tax 823.1M 508.5M 55.7M -4.8M -21.7M
Net Income 2.0B 1.0B -364.6M -165.3M -171.5M
EPS (Diluted) $0.40 $0.21 -$0.08 -$0.04 -$0.04

Income Statement Trend

Nu Holdings Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 49.9B - - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 42.3B - - - -
Equity
Total Shareholders Equity 7.6B 6.4B 4.9B 4.4B 438.1M

Balance Sheet Composition

Nu Holdings Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 2.0B 1.0B -364.6M -165.3M -171.5M
Operating Cash Flow 1.4B -379.7M -71.1M -2.4B 664.4M
Investing Activities
Capital Expenditures -5.4M -20.2M -20.0M -6.0M -3.1M
Investing Cash Flow -161.1M -20.2M -32.8M -131.7M -11.4M
Financing Activities
Dividends Paid - - - - -
Financing Cash Flow 722.2M 416.1M 649.5M 3.3B 230.7M
Free Cash Flow 2.2B 1.1B 641.3M -3.0B 966.5M

Cash Flow Trend

Nu Holdings Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 28.05
Forward P/E 19.90
Price to Book 6.92
Price to Sales 10.55
PEG Ratio 19.90

Profitability Ratios

Profit Margin 38.09%
Operating Margin 57.75%
Return on Equity 27.91%
Return on Assets 4.39%

Financial Health

Debt to Equity 0.27
Beta 1.04

Per Share Data

EPS (TTM) $0.44
Book Value per Share $1.78
Revenue per Share $1.18

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
nu 59.5B 28.05 6.92 27.91% 38.09% 0.27
PNC Financial 70.3B 12.56 1.39 11.33% 28.75% 1.12
U.S. Bancorp 67.0B 10.64 1.26 11.53% 26.38% 1.34
NatWest Group plc 56.7B 9.09 2.72 12.78% 35.02% 4.06
Deutsche Bank AG 54.0B 14.79 0.67 5.17% 13.50% 6.43
Truist Financial 51.0B 8.99 0.87 0.13% 42.34% 0.91

Financial data is updated regularly. All figures are in the company's reporting currency.