
NatWest Group plc (NWG) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Jun 2025Income Metrics
Revenue
5.4B
Net Income
1.8B
33.43%
Balance Sheet Metrics
Total Assets
984.1B
Total Liabilities
927.6B
Shareholders Equity
56.5B
Debt to Equity
16.41
Cash Flow Metrics
Revenue & Profitability Trend
NatWest Group plc Income Statement From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Revenue | 19.8B | 14.8B | 13.4B | 10.3B | 10.8B |
Cost of Goods Sold | - | - | - | - | - |
Gross Profit | - | - | - | - | - |
Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Operating Expenses | |||||
Research & Development | - | - | - | - | - |
Selling, General & Administrative | 2.0B | 1.6B | 1.6B | 1.5B | 1.3B |
Other Operating Expenses | 191.9M | 109.0M | 101.0M | 99.0M | 167.0M |
Total Operating Expenses | 2.1B | 1.7B | 1.7B | 1.6B | 1.5B |
Operating Income | - | - | - | - | - |
Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Non-Operating Items | |||||
Interest Income | - | - | - | - | - |
Interest Expense | - | - | - | - | - |
Other Non-Operating Income | - | - | - | - | - |
Pre-tax Income | 8.4B | 6.2B | 5.1B | 3.8B | -553.0M |
Income Tax | 2.0B | 1.4B | 1.3B | 996.0M | 74.0M |
Effective Tax Rate % | 23.6% | 23.2% | 24.8% | 25.9% | 0.0% |
Net Income | 6.5B | 4.6B | 3.6B | 3.3B | -434.0M |
Net Margin % | 32.8% | 31.3% | 26.9% | 32.0% | -4.0% |
Key Metrics | |||||
EBITDA | - | - | - | - | - |
EPS (Basic) | $1.07 | $0.96 | $0.68 | $0.55 | $-0.13 |
EPS (Diluted) | $1.06 | $0.95 | $0.67 | $0.54 | $-0.13 |
Basic Shares Outstanding | 5707877102 | 3644359841 | 3984407445 | 4348481156 | 4547289244 |
Diluted Shares Outstanding | 5707877102 | 3644359841 | 3984407445 | 4348481156 | 4547289244 |
Income Statement Trend
NatWest Group plc Balance Sheet From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Assets | |||||
Current Assets | |||||
Cash & Equivalents | 125.3B | 104.5B | 145.1B | 177.8B | 124.6B |
Short-term Investments | - | - | - | - | - |
Accounts Receivable | - | - | - | - | - |
Inventory | - | - | - | - | - |
Other Current Assets | - | - | - | - | - |
Total Current Assets | - | - | - | - | - |
Non-Current Assets | |||||
Property, Plant & Equipment | 5.3B | 4.2B | 4.2B | 4.2B | 4.4B |
Goodwill | 17.9B | 13.3B | 12.6B | 12.2B | 12.3B |
Intangible Assets | 2.6B | 1.9B | 1.6B | 1.2B | 1.0B |
Long-term Investments | - | - | - | - | - |
Other Non-Current Assets | - | - | - | - | - |
Total Non-Current Assets | - | - | - | - | - |
Total Assets | 953.4B | - | - | - | - |
Liabilities | |||||
Current Liabilities | |||||
Accounts Payable | - | - | - | - | - |
Short-term Debt | - | - | - | - | - |
Current Portion of Long-term Debt | - | - | - | - | - |
Other Current Liabilities | - | - | - | - | - |
Total Current Liabilities | - | - | - | - | - |
Non-Current Liabilities | |||||
Long-term Debt | 88.8B | 60.1B | 55.3B | 58.3B | 56.5B |
Deferred Tax Liabilities | - | - | - | - | - |
Other Non-Current Liabilities | - | - | - | - | - |
Total Non-Current Liabilities | - | - | - | - | - |
Total Liabilities | 900.4B | - | - | - | - |
Equity | |||||
Common Stock | 13.6B | 10.8B | 11.7B | 11.5B | 12.1B |
Retained Earnings | 15.4B | 10.6B | 10.0B | 13.0B | 12.6B |
Treasury Stock | - | - | 258.0M | 371.0M | 24.0M |
Other Equity | - | - | - | - | - |
Total Shareholders Equity | 53.0B | 37.2B | 36.5B | 41.8B | 43.8B |
Key Metrics | |||||
Total Debt | 88.8B | 60.1B | 55.3B | 58.3B | 56.5B |
Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
NatWest Group plc Cash Flow Statement From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Operating Activities | |||||
Net Income | 8.5B | 6.1B | 4.9B | 4.3B | -351.0M |
Depreciation & Amortization | - | - | - | - | - |
Stock-Based Compensation | - | - | - | - | - |
Working Capital Changes | -585.8M | -634.0M | -6.2B | -10.7B | -1.3B |
Operating Cash Flow | 6.5B | 5.4B | -556.0M | -5.7B | -375.0M |
Investing Activities | |||||
Capital Expenditures | -358.2M | -683.0M | -485.0M | -736.0M | -28.0M |
Acquisitions | -1.8B | 5.3B | 6.2B | -3.0B | -70.0M |
Investment Purchases | -72.7B | -44.9B | -23.5B | -10.2B | -18.8B |
Investment Sales | 56.0B | 25.2B | 37.0B | 16.9B | 26.0B |
Investing Cash Flow | -16.3B | -14.0B | 19.8B | 3.5B | 7.5B |
Financing Activities | |||||
Share Repurchases | -3.7B | -2.4B | -2.1B | -1.8B | -2.0M |
Dividends Paid | -2.4B | -1.7B | -3.2B | -1.0B | -381.0M |
Debt Issuance | 8.7B | 4.6B | 4.4B | 5.0B | 636.0M |
Debt Repayment | -5.2B | -5.5B | -8.7B | -4.8B | -2.4B |
Financing Cash Flow | -729.9M | -5.0B | -9.6B | -1.6B | 90.0M |
Free Cash Flow | 934.6M | -19.0B | -45.0B | 52.3B | 28.7B |
Net Change in Cash | -10.5B | -13.6B | 9.7B | -3.8B | 7.3B |
Cash Flow Trend
NatWest Group plc Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
8.85
Forward P/E
12.27
Price to Book
3.15
Price to Sales
3.78
PEG Ratio
12.27
Profitability Ratios
Profit Margin
35.31%
Operating Margin
48.45%
Return on Equity
13.02%
Return on Assets
0.73%
Financial Health
Debt to Equity
3.32
Beta
0.97
Per Share Data
EPS (TTM)
$1.58
Book Value per Share
$4.44
Revenue per Share
$3.65
Peer Financial Comparison
Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
---|---|---|---|---|---|---|
nwg | 57.9B | 8.85 | 3.15 | 13.02% | 35.31% | 3.32 |
Nu Holdings | 78.0B | 34.68 | 8.23 | 27.88% | 39.32% | 0.36 |
U.S. Bancorp | 76.8B | 11.84 | 1.41 | 11.67% | 27.00% | 1.34 |
Deutsche Bank AG | 70.6B | 12.61 | 0.89 | 8.14% | 20.55% | 6.12 |
PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
Truist Financial | 59.7B | 12.30 | 0.99 | 8.13% | 28.73% | 0.99 |
Financial data is updated regularly. All figures are in the company's reporting currency.