TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 5.4B
Net Income 1.8B 33.43%

Balance Sheet Metrics

Total Assets 984.1B
Total Liabilities 927.6B
Shareholders Equity 56.5B
Debt to Equity 16.41

Cash Flow Metrics

Revenue & Profitability Trend

NatWest Group plc Income Statement From 2020 to 2024

Metric20242023202220212020
Revenue i19.8B14.8B13.4B10.3B10.8B
Cost of Goods Sold i-----
Gross Profit i-----
Gross Margin % i0.0%0.0%0.0%0.0%0.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i2.0B1.6B1.6B1.5B1.3B
Other Operating Expenses i191.9M109.0M101.0M99.0M167.0M
Total Operating Expenses i2.1B1.7B1.7B1.6B1.5B
Operating Income i-----
Operating Margin % i0.0%0.0%0.0%0.0%0.0%
Non-Operating Items
Interest Income i-----
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i8.4B6.2B5.1B3.8B-553.0M
Income Tax i2.0B1.4B1.3B996.0M74.0M
Effective Tax Rate % i23.6%23.2%24.8%25.9%0.0%
Net Income i6.5B4.6B3.6B3.3B-434.0M
Net Margin % i32.8%31.3%26.9%32.0%-4.0%
Key Metrics
EBITDA i-----
EPS (Basic) i$1.07$0.96$0.68$0.55$-0.13
EPS (Diluted) i$1.06$0.95$0.67$0.54$-0.13
Basic Shares Outstanding i57078771023644359841398440744543484811564547289244
Diluted Shares Outstanding i57078771023644359841398440744543484811564547289244

Income Statement Trend

NatWest Group plc Balance Sheet From 2020 to 2024

Metric20242023202220212020
Assets
Current Assets
Cash & Equivalents i125.3B104.5B145.1B177.8B124.6B
Short-term Investments i-----
Accounts Receivable i-----
Inventory i-----
Other Current Assets-----
Total Current Assets i-----
Non-Current Assets
Property, Plant & Equipment i5.3B4.2B4.2B4.2B4.4B
Goodwill i17.9B13.3B12.6B12.2B12.3B
Intangible Assets i2.6B1.9B1.6B1.2B1.0B
Long-term Investments-----
Other Non-Current Assets-----
Total Non-Current Assets i-----
Total Assets i953.4B----
Liabilities
Current Liabilities
Accounts Payable i-----
Short-term Debt i-----
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i-----
Non-Current Liabilities
Long-term Debt i88.8B60.1B55.3B58.3B56.5B
Deferred Tax Liabilities i-----
Other Non-Current Liabilities-----
Total Non-Current Liabilities i-----
Total Liabilities i900.4B----
Equity
Common Stock i13.6B10.8B11.7B11.5B12.1B
Retained Earnings i15.4B10.6B10.0B13.0B12.6B
Treasury Stock i--258.0M371.0M24.0M
Other Equity-----
Total Shareholders Equity i53.0B37.2B36.5B41.8B43.8B
Key Metrics
Total Debt i88.8B60.1B55.3B58.3B56.5B
Working Capital i00000

Balance Sheet Composition

NatWest Group plc Cash Flow Statement From 2020 to 2024

Metric20242023202220212020
Operating Activities
Net Income i8.5B6.1B4.9B4.3B-351.0M
Depreciation & Amortization i-----
Stock-Based Compensation i-----
Working Capital Changes i-585.8M-634.0M-6.2B-10.7B-1.3B
Operating Cash Flow i6.5B5.4B-556.0M-5.7B-375.0M
Investing Activities
Capital Expenditures i-358.2M-683.0M-485.0M-736.0M-28.0M
Acquisitions i-1.8B5.3B6.2B-3.0B-70.0M
Investment Purchases i-72.7B-44.9B-23.5B-10.2B-18.8B
Investment Sales i56.0B25.2B37.0B16.9B26.0B
Investing Cash Flow i-16.3B-14.0B19.8B3.5B7.5B
Financing Activities
Share Repurchases i-3.7B-2.4B-2.1B-1.8B-2.0M
Dividends Paid i-2.4B-1.7B-3.2B-1.0B-381.0M
Debt Issuance i8.7B4.6B4.4B5.0B636.0M
Debt Repayment i-5.2B-5.5B-8.7B-4.8B-2.4B
Financing Cash Flow i-729.9M-5.0B-9.6B-1.6B90.0M
Free Cash Flow i934.6M-19.0B-45.0B52.3B28.7B
Net Change in Cash i-10.5B-13.6B9.7B-3.8B7.3B

Cash Flow Trend

NatWest Group plc Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 8.85
Forward P/E 12.27
Price to Book 3.15
Price to Sales 3.78
PEG Ratio 12.27

Profitability Ratios

Profit Margin 35.31%
Operating Margin 48.45%
Return on Equity 13.02%
Return on Assets 0.73%

Financial Health

Debt to Equity 3.32
Beta 0.97

Per Share Data

EPS (TTM) $1.58
Book Value per Share $4.44
Revenue per Share $3.65

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
nwg57.9B8.853.1513.02%35.31%3.32
Nu Holdings 78.0B34.688.2327.88%39.32%0.36
U.S. Bancorp 76.8B11.841.4111.67%27.00%1.34
Deutsche Bank AG 70.6B12.610.898.14%20.55%6.12
PNC Financial 70.3B12.561.3911.33%28.75%1.12
Truist Financial 59.7B12.300.998.13%28.73%0.99

Financial data is updated regularly. All figures are in the company's reporting currency.