Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 4.5B
Net Income 509.0M 11.22%
EPS (Diluted) $4.24

Balance Sheet Metrics

Total Assets 25.9B
Total Liabilities 22.7B
Shareholders Equity 3.2B
Debt to Equity 7.12

Cash Flow Metrics

Operating Cash Flow 773.0M
Free Cash Flow 2.7B

Revenue & Profitability Trend

OneMain Holdings Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue 4.5B 4.3B 4.2B 4.0B 3.9B
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 1.1B 1.0B 994.0M 1.0B 998.0M
Operating Income - - - - -
Pre-tax Income 667.0M 840.0M 1.2B 1.7B 977.0M
Income Tax 158.0M 199.0M 283.0M 427.0M 247.0M
Net Income 509.0M 641.0M 872.0M 1.3B 730.0M
EPS (Diluted) $4.24 $5.32 $7.06 $9.87 $5.41

Income Statement Trend

OneMain Holdings Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 25.9B - - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 22.7B - - - -
Equity
Total Shareholders Equity 3.2B 3.2B 3.0B 3.1B 3.4B

Balance Sheet Composition

OneMain Holdings Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 509.0M 641.0M 872.0M 1.3B 730.0M
Operating Cash Flow 773.0M 894.0M 1.1B 1.7B 972.0M
Investing Activities
Capital Expenditures - - - - -
Investing Cash Flow -34.0M 54.0M -134.0M -189.0M -3.0M
Financing Activities
Dividends Paid -498.0M -487.0M -480.0M -1.3B -806.0M
Financing Cash Flow 161.0M 932.0M -326.0M -1.8B -370.0M
Free Cash Flow 2.7B 2.5B 2.4B 2.2B 2.2B

Cash Flow Trend

OneMain Holdings Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 11.42
Forward P/E 7.79
Price to Book 1.96
Price to Sales 2.49
PEG Ratio 7.79

Profitability Ratios

Profit Margin 21.95%
Operating Margin 38.20%
Return on Equity 17.46%
Return on Assets 2.27%

Financial Health

Debt to Equity 655.31
Beta 1.24

Per Share Data

EPS (TTM) $4.73
Book Value per Share $27.50
Revenue per Share $21.61

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
omf 6.4B 11.42 1.96 17.46% 21.95% 655.31
Visa 679.7B 34.97 17.57 50.66% 52.86% 54.59
Mastercard 492.5B 37.98 73.98 187.70% 45.21% 280.80
Synchrony Financial 9.9B - 0.63 18.60% 34.04% 1.03
SLM 6.7B 11.08 3.11 27.60% 42.99% 256.05
Credit Acceptance 5.8B 21.35 3.44 17.24% 29.19% 391.91

Financial data is updated regularly. All figures are in the company's reporting currency.