Prudential (PRU) | Financial Analysis & Statements
Prudential Financial, Inc. Large-cap Financial Services
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Dec 2025Income Metrics
Revenue
15.7B
Net Income
941.0M
6.00%
EPS (Diluted)
$2.55
Balance Sheet Metrics
Total Assets
773.7B
Total Liabilities
738.2B
Shareholders Equity
35.6B
Debt to Equity
20.75
Cash Flow Metrics
Operating Cash Flow
875.0M
Free Cash Flow
3.3B
Revenue & Profitability Trend
Quarter Income Flow
Dec 31, 2025
Annual Income Flow
2025
Prudential Income Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 61.0B | 70.7B | 54.3B | 57.0B | 71.1B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | 13.0B | 13.3B | 13.0B | 12.6B | 13.6B |
| Other Operating Expenses | 192.0M | 270.0M | 286.0M | 79.0M | -98.0M |
| Total Operating Expenses | 13.2B | 13.6B | 13.2B | 12.7B | 13.5B |
| Operating Income | - | - | - | - | - |
| Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Non-Operating Items | |||||
| Interest Income | - | - | - | - | - |
| Interest Expense | - | - | - | - | - |
| Other Non-Operating Income | 4.4B | 3.0B | 4.1B | 608.0M | 3.0B |
| Pre-tax Income | 4.7B | 3.2B | 3.1B | -1.9B | 10.8B |
| Income Tax | 1.1B | 507.0M | 613.0M | -279.0M | 2.0B |
| Effective Tax Rate % | 22.6% | 15.8% | 20.0% | 0.0% | 18.4% |
| Net Income | 3.7B | 2.8B | 2.5B | -1.7B | 8.9B |
| Net Margin % | 6.1% | 4.0% | 4.6% | -2.9% | 12.6% |
| Key Metrics | |||||
| EBITDA | - | - | - | - | - |
| EPS (Basic) | $10.05 | $7.54 | $6.76 | $-4.49 | $19.95 |
| EPS (Diluted) | $9.99 | $7.50 | $6.74 | $-4.49 | $19.51 |
| Basic Shares Outstanding | 351800000 | 357500000 | 363500000 | 372300000 | 387200000 |
| Diluted Shares Outstanding | 351800000 | 357500000 | 363500000 | 372300000 | 387200000 |
Income Statement Trend
Join Our United States Telegram Channel
Get Instant Market Updates: 52-Week High/Low Alerts, Breakout Notifications & Expert Stock Analysis Delivered To Your Phone. Join Traders Making Informed Decisions Daily!
Prudential Balance Sheet From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 19.7B | 18.5B | 19.4B | 17.3B | 12.9B |
| Short-term Investments | 53.3B | 47.9B | 321.3B | 312.3B | 379.0B |
| Accounts Receivable | 44.1B | 37.7B | 27.3B | 19.0B | - |
| Inventory | - | - | - | - | - |
| Other Current Assets | - | - | - | - | - |
| Total Current Assets | - | - | - | - | - |
| Non-Current Assets | |||||
| Property, Plant & Equipment | - | - | - | - | - |
| Goodwill | 3.0B | 2.9B | 3.2B | 2.9B | 5.0B |
| Intangible Assets | 787.0M | 841.0M | 1.0B | 1.1B | 1.4B |
| Long-term Investments | - | - | - | - | - |
| Other Non-Current Assets | - | - | - | - | - |
| Total Non-Current Assets | - | - | - | - | - |
| Total Assets | 773.7B | 735.6B | - | - | - |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | 18.8B | 17.1B | 15.7B | 5.7B | - |
| Short-term Debt | 1.7B | 1.2B | 873.0M | 1.1B | 1.0B |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | - | - | - | - | - |
| Total Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | |||||
| Long-term Debt | 21.3B | 20.4B | 20.0B | 20.0B | 18.6B |
| Deferred Tax Liabilities | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - |
| Total Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 738.2B | 705.5B | - | - | - |
| Equity | |||||
| Common Stock | 6.0M | 6.0M | 6.0M | 6.0M | 6.0M |
| Retained Earnings | 34.8B | 33.2B | 32.4B | 31.7B | 36.7B |
| Treasury Stock | 25.3B | 24.5B | 23.8B | 23.1B | 21.8B |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 35.6B | 30.1B | 29.8B | 31.9B | 62.6B |
| Key Metrics | |||||
| Total Debt | 23.0B | 21.6B | 20.9B | 21.1B | 19.6B |
| Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
Prudential Cash Flow Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 3.7B | 2.8B | 2.5B | -1.7B | 8.9B |
| Depreciation & Amortization | - | - | - | - | - |
| Stock-Based Compensation | - | - | - | - | - |
| Working Capital Changes | -6.9B | -4.1B | -5.6B | -5.6B | -4.0B |
| Operating Cash Flow | -5.2B | -3.4B | -5.3B | -9.5B | 2.8B |
| Investing Activities | |||||
| Capital Expenditures | - | - | - | - | - |
| Acquisitions | - | 0 | 0 | 422.0M | 132.0M |
| Investment Purchases | -118.6B | -130.2B | -95.6B | -118.6B | -133.1B |
| Investment Sales | 94.5B | 105.0B | 86.3B | 110.1B | 127.4B |
| Investing Cash Flow | -24.3B | -25.3B | -10.0B | -8.2B | -6.1B |
| Financing Activities | |||||
| Share Repurchases | -1.0B | -1.0B | -1.0B | -1.5B | -2.5B |
| Dividends Paid | -1.9B | -1.9B | -1.8B | -1.8B | -1.8B |
| Debt Issuance | 2.8B | 2.9B | 2.1B | 2.8B | 268.0M |
| Debt Repayment | -2.0B | -1.4B | -2.3B | -1.2B | -1.7B |
| Financing Cash Flow | 18.8B | 15.3B | 7.8B | 6.3B | -3.3B |
| Free Cash Flow | 6.3B | 8.5B | 6.5B | 5.2B | 9.8B |
| Net Change in Cash | -10.7B | -13.4B | -7.5B | -11.4B | -6.5B |
Cash Flow Trend
Prudential Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
10.18
Forward P/E
6.69
Price to Book
1.09
Price to Sales
0.58
PEG Ratio
-0.01
Profitability Ratios
Profit Margin
5.84%
Operating Margin
10.41%
Return on Equity
11.36%
Return on Assets
0.42%
Financial Health
Current Ratio
0.92
Debt to Equity
124.48
Beta
0.94
Per Share Data
EPS (TTM)
$9.99
Book Value per Share
$93.23
Revenue per Share
$174.06
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| PRU | 35.7B | 10.18 | 1.09 | 11.36% | 5.84% | 124.48 |
| Manulife Financial | 64.6B | 17.18 | 1.86 | 11.49% | 18.67% | 48.35 |
| Aflac | 59.1B | 16.88 | 2.02 | 13.12% | 21.24% | 42.68 |
| MetLife | 49.6B | 16.15 | 1.76 | 12.02% | 4.38% | 225.97 |
| Unum | 12.5B | 18.23 | 1.15 | 6.69% | 5.65% | 37.01 |
| Globe Life | 12.1B | 10.75 | 2.00 | 20.59% | 19.37% | 52.35 |
Financial data is updated regularly. All figures are in the company's reporting currency.






