Banas Finance Ltd. | Small-cap | Financial Services
₹9.40
-0.53%
| Banas Finance Stock Comparison:
Banas Finance vs Bajaj FinanceBanas Finance vs Indian RailwayBanas Finance vs Northern Arc CapitalBanas Finance vs IndoStar CapitalBanas Finance vs Dhani ServicesBanas Finance vs NIFTY 50 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 92.6M
Gross Profit 4.2M 4.57%
Operating Income 125.6M 135.62%
Net Income 106.3M 114.78%
EPS (Diluted) ₹1.19

Balance Sheet Metrics

Total Assets 1.8B
Total Liabilities 9.6M
Shareholders Equity 1.8B
Debt to Equity 0.01

Cash Flow Metrics

Revenue & Profitability Trend

Banas Finance Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i402.6M451.0M175.3M150.0M50.9M
Cost of Goods Sold i399.9M341.7M200.8M91.4M12.7M
Gross Profit i2.7M109.3M-25.5M58.6M38.3M
Gross Margin % i0.7%24.2%-14.5%39.1%75.1%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i-1.5M1.8M1.5M1.2M
Other Operating Expenses i342.0M-21.9M985.9M-16.5M-2.3M
Total Operating Expenses i342.0M-20.3M987.6M-15.0M-1.1M
Operating Income i-339.3M359.2M-1.0B915.9M129.0M
Operating Margin % i-84.3%79.6%-578.3%610.5%253.3%
Non-Operating Items
Interest Income i--24.2M13.4M236.0K
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i-374.5M336.3M-996.9M916.4M95.5M
Income Tax i-116.1M313.8M-449.3M222.7M-16.7M
Effective Tax Rate % i0.0%93.3%0.0%24.3%-17.5%
Net Income i-195.7M22.5M-547.6M691.8M116.6M
Net Margin % i-48.6%5.0%-312.4%461.1%229.0%
Key Metrics
EBITDA i-304.1M382.0M-1.0B928.9M163.0M
EPS (Basic) i₹-2.19₹0.69₹-8.40₹20.31₹2.93
EPS (Diluted) i₹-2.19₹0.69₹-8.40₹20.31₹2.93
Basic Shares Outstanding i8956352463803329638033293406041039887096
Diluted Shares Outstanding i8956352463803329638033293406041039887096

Income Statement Trend

Banas Finance Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i46.1M70.6M55.0M112.0M15.0M
Short-term Investments i41.7M697.4M492.9M1.2B177.0M
Accounts Receivable i-3.2M4.2M8.0K345.0K
Inventory i---00
Other Current Assets-----
Total Current Assets i148.6M1.1B792.8M1.6B709.6M
Non-Current Assets
Property, Plant & Equipment i-103.0K103.0K103.0K39.0K
Goodwill i-----
Intangible Assets i-----
Long-term Investments-----
Other Non-Current Assets21.2M21.8M21.9M--
Total Non-Current Assets i1.7B570.3M800.6M249.4M333.1M
Total Assets i1.8B1.7B1.6B1.9B1.0B
Liabilities
Current Liabilities
Accounts Payable i840.4K1.2M286.0K192.0K827.0K
Short-term Debt i-----
Current Portion of Long-term Debt-----
Other Current Liabilities-96.1K3.1M--
Total Current Liabilities i840.4K1.2M299.0K192.0K828.0K
Non-Current Liabilities
Long-term Debt i8.6M60.5M68.3M69.0M112.0M
Deferred Tax Liabilities i054.5M0196.8M0
Other Non-Current Liabilities135.0K-3.1M-1.0K1.0K
Total Non-Current Liabilities i8.7M115.1M68.3M265.8M112.0M
Total Liabilities i9.6M116.3M68.6M266.0M112.9M
Equity
Common Stock i895.8M480.5M480.5M256.5M256.5M
Retained Earnings i--75.1M-104.2M439.4M-111.8M
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i1.8B1.6B1.5B1.6B929.8M
Key Metrics
Total Debt i8.6M60.5M68.3M69.0M112.0M
Working Capital i147.8M1.1B792.5M1.6B708.8M

Balance Sheet Composition

Banas Finance Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i-374.5M336.3M-996.9M916.4M95.5M
Depreciation & Amortization i-----
Stock-Based Compensation i-----
Working Capital Changes i-23.1M-135.7M7.1M175.3M45.9M
Operating Cash Flow i-397.6M195.7M-989.4M1.1B143.9M
Investing Activities
Capital Expenditures i-378.1K-000
Acquisitions i-----
Investment Purchases i-387.9M00-176.8M-209.9M
Investment Sales i460.9K76.2M507.7M121.0M57.4M
Investing Cash Flow i-385.2M76.9M507.7M-55.8M-153.4M
Financing Activities
Share Repurchases i-----
Dividends Paid i-----
Debt Issuance i002.5M13.9M7.5M
Debt Repayment i-51.9M-4.6M-6.3M-56.9M-1.5M
Financing Cash Flow i363.4M-4.6M444.1M-43.1M6.0M
Free Cash Flow i-2.7M-55.1M-8.3M196.9M90.2M
Net Change in Cash i-419.4M268.0M-37.6M993.9M-3.5M

Cash Flow Trend

Banas Finance Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 13.29
Price to Book 0.47
Price to Sales 1.75
PEG Ratio -0.06

Profitability Ratios

Profit Margin -4.91%
Operating Margin 63.24%
Return on Equity -10.77%
Return on Assets -10.72%

Financial Health

Current Ratio 176.86
Debt to Equity 0.47
Beta 0.05

Per Share Data

EPS (TTM) ₹-0.28
Book Value per Share ₹20.28
Revenue per Share ₹5.40

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
banasfn845.6M13.290.47-10.77%-4.91%0.47
Bajaj Finance 5.6T32.195.8020.08%44.94%294.16
Indian Railway 1.6T24.463.0012.68%97.62%748.58
Northern Arc Capital 41.0B14.031.199.96%26.85%287.35
IndoStar Capital 37.2B6.681.023.32%859.02%190.25
Dhani Services 35.5B103.141.22-1.91%10.03%17.62

Financial data is updated regularly. All figures are in the company's reporting currency.