Comfort Fincap Ltd. | Small-cap | Financial Services
₹8.35
-0.48%
| Comfort Fincap Stock Comparison:
Comfort Fincap vs Bajaj FinanceComfort Fincap vs Indian RailwayComfort Fincap vs Northern Arc CapitalComfort Fincap vs IndoStar CapitalComfort Fincap vs Dhani ServicesComfort Fincap vs NIFTY 50 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 38.3M
Gross Profit 30.1M 78.71%
Operating Income 26.3M 68.74%
Net Income 26.7M 69.60%
EPS (Diluted) ₹0.31

Balance Sheet Metrics

Total Assets 1.1B
Total Liabilities 240.2M
Shareholders Equity 866.4M
Debt to Equity 0.28

Cash Flow Metrics

Operating Cash Flow -84.2M
Free Cash Flow -65.3M

Revenue & Profitability Trend

Comfort Fincap Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i133.1M117.5M145.2M118.7M105.0M
Cost of Goods Sold i47.4M45.7M67.0M49.8M40.1M
Gross Profit i85.8M71.9M78.1M68.9M64.9M
Gross Margin % i64.4%61.2%53.8%58.0%61.8%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i-6.4M3.9M4.3M3.3M
Other Operating Expenses i14.4M7.7M5.7M4.7M5.8M
Total Operating Expenses i14.4M14.0M9.6M9.0M9.1M
Operating Income i70.6M76.9M67.9M64.1M58.1M
Operating Margin % i53.1%65.4%46.8%54.0%55.3%
Non-Operating Items
Interest Income i-65.0K52.0K54.0K60.0K
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i68.8M72.6M65.4M62.0M55.8M
Income Tax i17.8M21.1M16.9M17.7M14.0M
Effective Tax Rate % i25.9%29.1%25.8%28.6%25.1%
Net Income i51.0M51.5M48.6M44.2M41.8M
Net Margin % i38.3%43.8%33.5%37.3%39.8%
Key Metrics
EBITDA i71.4M81.8M70.6M66.4M63.1M
EPS (Basic) i₹0.88₹0.95₹0.90₹0.82₹0.77
EPS (Diluted) i₹0.86₹0.95₹0.90₹0.82₹0.77
Basic Shares Outstanding i5796250054257000542570005425700054255000
Diluted Shares Outstanding i5796250054257000542570005425700054255000

Income Statement Trend

Comfort Fincap Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i6.6M147.0K7.6M21.4M1.6M
Short-term Investments i26.6M2.0M---
Accounts Receivable i074.0K546.0K0432.0K
Inventory i-----
Other Current Assets-----
Total Current Assets i1.0B750.4M736.3M936.8M702.1M
Non-Current Assets
Property, Plant & Equipment i-223.0K223.0K223.0K223.0K
Goodwill i-----
Intangible Assets i-----
Long-term Investments-----
Other Non-Current Assets497.0K450.0K---
Total Non-Current Assets i72.6M80.8M52.8M38.7M33.2M
Total Assets i1.1B831.2M789.1M975.4M735.3M
Liabilities
Current Liabilities
Accounts Payable i0925.0K925.0K2.6M4.9M
Short-term Debt i----306.7M
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i7.2M6.3M4.4M7.6M9.9M
Non-Current Liabilities
Long-term Debt i218.6M260.7M276.1M510.7M306.7M
Deferred Tax Liabilities i5.0M10.8M7.2M5.1M11.1M
Other Non-Current Liabilities-1.0K1.0K1.0K-1.0K1.0K
Total Non-Current Liabilities i233.0M274.7M285.9M515.8M317.7M
Total Liabilities i240.2M281.1M290.2M523.4M327.6M
Equity
Common Stock i159.7M108.5M108.5M108.5M108.5M
Retained Earnings i-292.0M250.9M213.7M175.8M
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i866.4M550.1M498.9M452.0M407.8M
Key Metrics
Total Debt i218.6M260.7M276.1M510.7M613.3M
Working Capital i1.0B744.1M732.0M929.1M692.3M

Balance Sheet Composition

Comfort Fincap Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i68.8M72.6M65.4M62.0M55.8M
Depreciation & Amortization i-----
Stock-Based Compensation i-----
Working Capital Changes i-279.9M-23.8M170.7M-217.3M-190.8M
Operating Cash Flow i-186.0M75.5M286.3M-121.2M-108.2M
Investing Activities
Capital Expenditures i0-7.0M-112.0K00
Acquisitions i-----
Investment Purchases i-3.2M----
Investment Sales i8.4M----
Investing Cash Flow i5.2M-7.0M-112.0K00
Financing Activities
Share Repurchases i-----
Dividends Paid i-5.4M----
Debt Issuance i-----
Debt Repayment i-----
Financing Cash Flow i265.7M0001.0K
Free Cash Flow i-197.3M34.7M269.9M-150.1M-131.1M
Net Change in Cash i84.9M68.5M286.2M-121.2M-108.2M

Cash Flow Trend

Comfort Fincap Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 8.15
Price to Book 0.62
Price to Sales 5.45
PEG Ratio -0.95

Profitability Ratios

Profit Margin 43.32%
Operating Margin 78.90%
Return on Equity 5.89%
Return on Assets 4.61%

Financial Health

Current Ratio 144.62
Debt to Equity 25.23
Beta -0.96

Per Share Data

EPS (TTM) ₹1.03
Book Value per Share ₹13.53
Revenue per Share ₹3.04

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
comfincap734.2M8.150.625.89%43.32%25.23
Bajaj Finance 5.6T32.195.8020.08%44.94%294.16
Indian Railway 1.6T24.412.9912.68%97.62%748.58
Northern Arc Capital 37.5B12.821.099.96%26.85%287.35
IndoStar Capital 36.3B71.450.993.32%859.02%190.25
Dhani Services 35.5B103.141.22-1.91%10.03%17.62

Financial data is updated regularly. All figures are in the company's reporting currency.