Sangam Finserv (SANGAMFIN) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2025Income Metrics
Revenue
146.2M
Net Income
66.0M
45.11%
Balance Sheet Metrics
Total Assets
1.6B
Total Liabilities
283.9M
Shareholders Equity
1.3B
Debt to Equity
0.21
Cash Flow Metrics
Operating Cash Flow
89.4M
Free Cash Flow
287.9M
Revenue & Profitability Trend
Sangam Finserv Income Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 146.2M | 150.6M | 125.2M | 113.8M | 124.1M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 31.6M | 11.5M | 7.9M | 7.0M | 8.9M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 92.0M | 106.0M | 92.0M | 102.4M | 111.0M |
| Income Tax | 26.1M | 26.9M | 27.5M | 26.9M | 51.7M |
| Net Income | 66.0M | 79.0M | 64.4M | 75.5M | 59.3M |
| EPS (Diluted) | - | ₹1.70 | ₹1.38 | ₹1.62 | ₹1.27 |
Income Statement Trend
Sangam Finserv Balance Sheet From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 1.6B | 1.6B | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 283.9M | 282.3M | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 1.3B | 1.3B | 1.2B | 1.1B | 1.1B |
Balance Sheet Composition
Sangam Finserv Cash Flow Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 92.0M | 106.0M | 92.0M | 102.4M | 111.0M |
| Operating Cash Flow | 89.4M | 100.2M | 100.6M | 102.2M | 119.1M |
| Investing Activities | |||||
| Capital Expenditures | -211.0K | -385.0K | -2.3M | -8.3M | 0 |
| Investing Cash Flow | -210.0K | -385.0K | -2.3M | -16.6M | 0 |
| Financing Activities | |||||
| Dividends Paid | - | - | - | - | - |
| Financing Cash Flow | - | - | - | - | - |
| Free Cash Flow | 287.9M | 103.1M | 204.0M | 241.3M | -14.7M |
Cash Flow Trend
Sangam Finserv Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
27.10
Price to Book
1.33
Price to Sales
12.27
Profitability Ratios
Profit Margin
45.11%
Operating Margin
-425.42%
Return on Equity
5.07%
Return on Assets
4.16%
Financial Health
Current Ratio
84.76
Debt to Equity
20.09
Beta
-0.36
Per Share Data
EPS (TTM)
₹1.42
Book Value per Share
₹28.86
Revenue per Share
₹3.15
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| sangamfin | 1.8B | 27.10 | 1.33 | 5.07% | 45.11% | 20.09 |
| Bajaj Finance | 5.8T | 35.08 | 6.04 | 19.11% | 44.98% | 293.00 |
| Indian Railway | 1.8T | 27.78 | 3.43 | 12.77% | 97.62% | 786.75 |
| IndoStar Capital | 46.2B | 91.08 | 1.26 | 1.53% | 22.92% | 190.25 |
| Fedbank Financial | 42.9B | 18.90 | 1.67 | 9.37% | 22.30% | 409.77 |
| Northern Arc Capital | 41.2B | 11.34 | 1.20 | 10.46% | 27.19% | 287.35 |
Financial data is updated regularly. All figures are in the company's reporting currency.