Standard Capital (STANCAP) | Financial Analysis & Statements
Standard Capital Markets Ltd. Small-cap Financial Services
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Sep 2025Income Metrics
Revenue
442.3M
Gross Profit
-105.2M
-23.79%
Operating Income
-336.6M
-76.11%
Net Income
-453.4M
-102.52%
EPS (Diluted)
₹-0.19
Balance Sheet Metrics
Total Assets
33.2B
Total Liabilities
30.0B
Shareholders Equity
3.2B
Debt to Equity
9.28
Cash Flow Metrics
Revenue & Profitability Trend
Quarter Income Flow
Sep 30, 2025
Annual Income Flow
2025
Standard Capital Income Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 640.5M | 309.7M | 112.9M | 3.7M | 3.2M |
| Cost of Goods Sold | 88.4M | 8.3M | 2.2M | 729.0K | 906.5K |
| Gross Profit | 552.1M | 301.3M | 110.6M | 2.9M | 2.3M |
| Gross Margin % | 86.2% | 97.3% | 98.0% | 80.1% | 71.7% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | 5.5M | 6.1M | 7.3M | 297.0K | 272.7K |
| Other Operating Expenses | 123.9M | 23.5M | 11.4M | 151.0K | 7.1M |
| Total Operating Expenses | 129.4M | 29.6M | 18.7M | 448.0K | 7.4M |
| Operating Income | 508.5M | 269.2M | 91.4M | 2.4M | -5.1M |
| Operating Margin % | 79.4% | 87.0% | 81.0% | 66.8% | -160.4% |
| Non-Operating Items | |||||
| Interest Income | 0 | 0 | 22.0K | 0 | 8.1K |
| Interest Expense | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - |
| Pre-tax Income | 310.6M | 150.3M | 33.3M | 935.0K | -6.9M |
| Income Tax | 32.0M | 43.2M | 11.0M | 108.0K | 74.5K |
| Effective Tax Rate % | 10.3% | 28.8% | 33.0% | 11.6% | 0.0% |
| Net Income | 278.6M | 107.1M | 22.3M | 827.0K | -7.0M |
| Net Margin % | 43.5% | 34.6% | 19.7% | 22.6% | -217.9% |
| Key Metrics | |||||
| EBITDA | 246.3M | 275.3M | 91.0M | 2.3M | -4.4M |
| EPS (Basic) | ₹0.17 | ₹0.07 | ₹5.25 | ₹0.01 | ₹-0.06 |
| EPS (Diluted) | ₹0.17 | ₹0.07 | ₹5.25 | ₹0.01 | ₹-0.06 |
| Basic Shares Outstanding | 1680139986 | 1470003000 | 4246675 | 120003000 | 120003000 |
| Diluted Shares Outstanding | 1680139986 | 1470003000 | 4246675 | 120003000 | 120003000 |
Income Statement Trend
Join Our India Telegram Channel
Get Instant Market Updates: 52-Week High/Low Alerts, Breakout Notifications & Expert Stock Analysis Delivered To Your Phone. Join Traders Making Informed Decisions Daily!
Standard Capital Balance Sheet From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 238.9M | 251.0K | 319.0K | 10.5M | 3.0M |
| Short-term Investments | 599.5M | 6.9M | 25.0K | 9.6M | 3.0M |
| Accounts Receivable | 3.3M | 3.3M | 2.3M | 0 | - |
| Inventory | 43.0K | 43.0K | 41.0K | 7.0K | 7.2K |
| Other Current Assets | - | - | - | - | - |
| Total Current Assets | 14.1B | 4.2B | 2.4B | 85.4M | 51.9M |
| Non-Current Assets | |||||
| Property, Plant & Equipment | 35.8M | - | - | 15.0K | - |
| Goodwill | 184.1M | 28.0M | 26.0M | 0 | - |
| Intangible Assets | 182.1M | 26.0M | 26.0M | - | - |
| Long-term Investments | - | - | - | 0 | - |
| Other Non-Current Assets | 57.1M | 95.0K | 36.0K | 295.0K | 192.0K |
| Total Non-Current Assets | 3.4B | 43.2M | 26.2M | 15.0K | 15.0K |
| Total Assets | 17.5B | 4.3B | 2.4B | 85.4M | 51.9M |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | 75.0M | 4.8M | 7.5M | 678.0K | 75.7K |
| Short-term Debt | - | - | 43.0M | 0 | - |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | - | - | - | - | 76.0K |
| Total Current Liabilities | 2.5B | 169.3M | 52.4M | 678.0K | 886.4K |
| Non-Current Liabilities | |||||
| Long-term Debt | 11.3B | 2.5B | 882.8M | 45.0M | 11.0M |
| Deferred Tax Liabilities | - | - | - | 0 | - |
| Other Non-Current Liabilities | 2.0K | -2.0K | 1.0K | 170.0K | - |
| Total Non-Current Liabilities | 11.5B | 2.5B | 894.0M | 50.4M | 17.6M |
| Total Liabilities | 14.0B | 2.7B | 946.4M | 51.1M | 18.5M |
| Equity | |||||
| Common Stock | 1.7B | 1.5B | 490.0M | 40.0M | 40.0M |
| Retained Earnings | 303.5M | 96.5M | 10.8M | -7.0M | -7.6M |
| Treasury Stock | - | - | - | - | - |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 3.5B | 1.6B | 1.5B | 34.3M | 33.4M |
| Key Metrics | |||||
| Total Debt | 11.3B | 2.5B | 925.8M | 45.0M | 11.0M |
| Working Capital | 11.6B | 4.1B | 2.4B | 84.7M | 51.0M |
Balance Sheet Composition
Standard Capital Cash Flow Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 310.6M | 150.3M | 33.3M | 935.0K | -6.1M |
| Depreciation & Amortization | - | - | - | - | - |
| Stock-Based Compensation | - | - | - | 0 | 0 |
| Working Capital Changes | -8.9B | -1.7B | -2.3B | -26.4M | 1.2M |
| Operating Cash Flow | -8.6B | -1.6B | -2.3B | -27.4M | -4.9M |
| Investing Activities | |||||
| Capital Expenditures | -25.5M | -16.3M | -26.2M | 0 | 0 |
| Acquisitions | - | - | - | 0 | 0 |
| Investment Purchases | -4.6B | -6.8M | 0 | 0 | 0 |
| Investment Sales | 1.1B | 0 | 0 | 0 | 0 |
| Investing Cash Flow | -3.5B | -23.2M | -26.2M | 0 | 0 |
| Financing Activities | |||||
| Share Repurchases | - | - | - | 0 | 0 |
| Dividends Paid | -15.0M | - | - | - | - |
| Debt Issuance | 9.8B | 1.6B | 837.7M | 34.0M | 931.1K |
| Debt Repayment | - | - | 0 | 0 | - |
| Financing Cash Flow | 11.5B | 1.6B | 2.3B | 34.0M | 931.1K |
| Free Cash Flow | -6.8B | -1.6B | -2.3B | -26.5M | 1.4M |
| Net Change in Cash | -679.6M | 8.2M | -29.0M | 6.6M | -4.0M |
Cash Flow Trend
Standard Capital Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
0.87
Price to Book
0.30
Price to Sales
0.78
PEG Ratio
-0.01
Profitability Ratios
Profit Margin
60.62%
Operating Margin
-1,021.00%
Return on Equity
7.89%
Return on Assets
1.59%
Financial Health
Current Ratio
122.25
Debt to Equity
893.03
Beta
1.14
Per Share Data
EPS (TTM)
₹0.45
Book Value per Share
₹1.32
Revenue per Share
₹0.54
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| STANCAP | 981.8M | 0.87 | 0.30 | 7.89% | 60.62% | 893.03 |
| Bajaj Finance | 5.7T | 31.69 | 5.53 | 16.82% | 43.68% | 310.29 |
| Shriram Finance | 2.4T | 20.78 | 3.13 | 16.92% | 45.95% | 279.08 |
| Northern Arc Capital | 41.6B | 13.03 | 1.09 | 8.85% | 41.25% | 281.81 |
| Paisalo Digital | 40.6B | 19.68 | 2.50 | 13.04% | 45.06% | 226.22 |
| Tourism Finance | 33.6B | 28.56 | 2.77 | 8.53% | 69.38% | 82.38 |
Financial data is updated regularly. All figures are in the company's reporting currency.





