Columbia Financial (CLBK) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
179.9M
Net Income
-11.7M
-6.48%
EPS (Diluted)
-$0.11
Balance Sheet Metrics
Total Assets
10.5B
Total Liabilities
9.4B
Shareholders Equity
1.1B
Debt to Equity
8.70
Cash Flow Metrics
Operating Cash Flow
-13.6M
Free Cash Flow
25.9M
Revenue & Profitability Trend
Columbia Financial Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 179.9M | 233.3M | 297.2M | 272.0M | 252.8M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 119.6M | 132.3M | 122.4M | 104.3M | 105.2M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | -15.9M | 46.1M | 116.9M | 126.2M | 76.3M |
| Income Tax | -4.3M | 10.0M | 30.7M | 34.1M | 18.7M |
| Net Income | -11.7M | 36.1M | 86.2M | 92.0M | 57.6M |
| EPS (Diluted) | -$0.11 | $0.35 | $0.81 | $0.88 | $0.52 |
Income Statement Trend
Columbia Financial Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 10.5B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 9.4B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 1.1B | 1.0B | 1.1B | 1.1B | 1.0B |
Balance Sheet Composition
Columbia Financial Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | -11.7M | 36.1M | 86.2M | 92.0M | 57.6M |
| Operating Cash Flow | -13.6M | 16.2M | 102.6M | 108.2M | 1.2M |
| Investing Activities | |||||
| Capital Expenditures | -6.2M | -7.6M | -5.4M | -3.6M | -4.6M |
| Investing Cash Flow | 97.0M | 244.3M | 371.7M | -334.3M | 190.8M |
| Financing Activities | |||||
| Dividends Paid | - | - | - | - | - |
| Financing Cash Flow | -456.3M | 318.3M | 653.0M | -588.5M | -758.8M |
| Free Cash Flow | 25.9M | 33.1M | 135.0M | 93.2M | 44.4M |
Cash Flow Trend
Columbia Financial Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
104.93
Forward P/E
41.83
Price to Book
1.44
Price to Sales
8.93
PEG Ratio
41.83
Profitability Ratios
Profit Margin
-0.90%
Operating Margin
24.88%
Return on Equity
-0.15%
Return on Assets
-0.01%
Financial Health
Debt to Equity
1.03
Beta
0.20
Per Share Data
EPS (TTM)
-$0.01
Book Value per Share
$10.49
Revenue per Share
$1.74
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| clbk | 1.6B | 104.93 | 1.44 | -0.15% | -0.90% | 1.03 |
| U.S. Bancorp | 74.6B | 11.85 | 1.40 | 11.53% | 26.38% | 1.34 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| Pathward Financial | 2.0B | 11.33 | 2.37 | 23.20% | 24.77% | 0.04 |
| Nicolet Bankshares | 2.0B | 15.73 | 1.67 | 11.47% | 36.51% | 0.13 |
| First Bancorp | 1.9B | 22.04 | 1.28 | 6.06% | 25.14% | 0.07 |
Financial data is updated regularly. All figures are in the company's reporting currency.