Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 179.9M
Net Income -11.7M -6.48%
EPS (Diluted) -$0.11

Balance Sheet Metrics

Total Assets 10.5B
Total Liabilities 9.4B
Shareholders Equity 1.1B
Debt to Equity 8.70

Cash Flow Metrics

Operating Cash Flow -13.6M
Free Cash Flow 25.9M

Revenue & Profitability Trend

Columbia Financial Income Statement From 2020 to 2024

Metric20242023202220212020
Revenue179.9M233.3M297.2M272.0M252.8M
Cost of Goods Sold-----
Gross Profit-----
Operating Expenses119.6M132.3M122.4M104.3M105.2M
Operating Income-----
Pre-tax Income-15.9M46.1M116.9M126.2M76.3M
Income Tax-4.3M10.0M30.7M34.1M18.7M
Net Income-11.7M36.1M86.2M92.0M57.6M
EPS (Diluted)-$0.11$0.35$0.81$0.88$0.52

Income Statement Trend

Columbia Financial Balance Sheet From 2020 to 2024

Metric20242023202220212020
Assets
Current Assets-----
Non-Current Assets-----
Total Assets10.5B----
Liabilities
Current Liabilities-----
Non-Current Liabilities-----
Total Liabilities9.4B----
Equity
Total Shareholders Equity1.1B1.0B1.1B1.1B1.0B

Balance Sheet Composition

Columbia Financial Cash Flow Statement From 2020 to 2024

Metric20242023202220212020
Operating Activities
Net Income-11.7M36.1M86.2M92.0M57.6M
Operating Cash Flow-13.6M16.2M102.6M108.2M1.2M
Investing Activities
Capital Expenditures-6.2M-7.6M-5.4M-3.6M-4.6M
Investing Cash Flow97.0M244.3M371.7M-334.3M190.8M
Financing Activities
Dividends Paid-----
Financing Cash Flow-456.3M318.3M653.0M-588.5M-758.8M
Free Cash Flow25.9M33.1M135.0M93.2M44.4M

Cash Flow Trend

Columbia Financial Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 104.93
Forward P/E 41.83
Price to Book 1.44
Price to Sales 8.93
PEG Ratio 41.83

Profitability Ratios

Profit Margin -0.90%
Operating Margin 24.88%
Return on Equity -0.15%
Return on Assets -0.01%

Financial Health

Debt to Equity 1.03
Beta 0.20

Per Share Data

EPS (TTM) -$0.01
Book Value per Share $10.49
Revenue per Share $1.74

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
clbk1.6B104.931.44-0.15%-0.90%1.03
U.S. Bancorp 74.6B11.851.4011.53%26.38%1.34
PNC Financial 70.3B12.561.3911.33%28.75%1.12
Pathward Financial 2.0B11.332.3723.20%24.77%0.04
Nicolet Bankshares 2.0B15.731.6711.47%36.51%0.13
First Bancorp 1.9B22.041.286.06%25.14%0.07

Financial data is updated regularly. All figures are in the company's reporting currency.