Enterprise Financial (EFSC) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
531.5M
Net Income
185.3M
34.86%
EPS (Diluted)
$4.83
Balance Sheet Metrics
Total Assets
15.6B
Total Liabilities
13.8B
Shareholders Equity
1.8B
Debt to Equity
7.55
Cash Flow Metrics
Operating Cash Flow
201.9M
Free Cash Flow
239.9M
Revenue & Profitability Trend
Enterprise Financial Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 531.5M | 541.2M | 492.5M | 398.6M | 312.5M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 195.9M | 177.7M | 154.1M | 130.7M | 96.2M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 231.2M | 246.5M | 259.5M | 168.6M | 91.9M |
| Income Tax | 46.0M | 52.5M | 56.4M | 35.6M | 17.6M |
| Net Income | 185.3M | 194.1M | 203.0M | 133.1M | 74.4M |
| EPS (Diluted) | $4.83 | $5.07 | $5.31 | $3.86 | $2.76 |
Income Statement Trend
Enterprise Financial Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 15.6B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 13.8B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 1.8B | 1.7B | 1.5B | 1.5B | 1.1B |
Balance Sheet Composition
Enterprise Financial Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 185.3M | 194.1M | 203.0M | 133.1M | 74.4M |
| Operating Cash Flow | 201.9M | 221.6M | 211.7M | 136.4M | 63.8M |
| Investing Activities | |||||
| Capital Expenditures | -7.5M | -6.2M | -231.0K | -2.5M | -2.3M |
| Investing Cash Flow | -423.7M | -114.5M | -661.1M | -161.6M | -2.7M |
| Financing Activities | |||||
| Dividends Paid | -43.3M | -41.1M | -37.6M | -26.2M | -19.8M |
| Financing Cash Flow | -89.5M | -166.0M | -48.5M | -171.5M | -195.6M |
| Free Cash Flow | 239.9M | 261.7M | 214.7M | 158.1M | 133.3M |
Cash Flow Trend
Enterprise Financial Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
10.65
Forward P/E
11.94
Price to Book
1.11
Price to Sales
3.23
PEG Ratio
11.94
Profitability Ratios
Profit Margin
31.46%
Operating Margin
38.58%
Return on Equity
10.82%
Return on Assets
1.29%
Financial Health
Debt to Equity
0.34
Beta
0.87
Per Share Data
EPS (TTM)
$5.09
Book Value per Share
$48.64
Revenue per Share
$16.63
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| efsc | 2.0B | 10.65 | 1.11 | 10.82% | 31.46% | 0.34 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| U.S. Bancorp | 69.7B | 11.08 | 1.31 | 11.53% | 26.38% | 1.34 |
| OFG Bancorp | 1.9B | 10.09 | 1.46 | 15.46% | 31.15% | 0.21 |
| Pathward Financial | 1.8B | 10.31 | 2.15 | 23.20% | 24.77% | 0.04 |
Financial data is updated regularly. All figures are in the company's reporting currency.