Fifth Third Bancorp (FITB) | Financial Analysis & Statements
Fifth Third Bancorp Large-cap Financial Services
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Dec 2025Income Metrics
Revenue
2.2B
Net Income
731.0M
33.09%
EPS (Diluted)
$1.04
Balance Sheet Metrics
Total Assets
214.4B
Total Liabilities
192.7B
Shareholders Equity
21.7B
Debt to Equity
8.87
Cash Flow Metrics
Operating Cash Flow
821.0M
Free Cash Flow
754.0M
Revenue & Profitability Trend
Quarter Income Flow
Dec 31, 2025
Annual Income Flow
2025
Fifth Third Bancorp Income Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 8.8B | 8.3B | 8.4B | 8.1B | 7.5B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | 3.2B | 3.2B | 3.1B | 2.9B | 3.0B |
| Other Operating Expenses | - | - | - | - | - |
| Total Operating Expenses | 3.2B | 3.2B | 3.1B | 2.9B | 3.0B |
| Operating Income | - | - | - | - | - |
| Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Non-Operating Items | |||||
| Interest Income | - | - | - | - | - |
| Interest Expense | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - |
| Pre-tax Income | 3.2B | 2.9B | 3.0B | 3.1B | 3.5B |
| Income Tax | 689.0M | 602.0M | 639.0M | 647.0M | 747.0M |
| Effective Tax Rate % | 21.5% | 20.6% | 21.4% | 20.9% | 21.2% |
| Net Income | 2.5B | 2.3B | 2.3B | 2.4B | 2.8B |
| Net Margin % | 28.6% | 28.0% | 27.9% | 30.4% | 36.9% |
| Key Metrics | |||||
| EBITDA | - | - | - | - | - |
| EPS (Basic) | $3.56 | $3.16 | $3.23 | $3.38 | $3.78 |
| EPS (Diluted) | $3.53 | $3.14 | $3.22 | $3.35 | $3.73 |
| Basic Shares Outstanding | 668140000 | 682161000 | 684172079 | 688634000 | 702189000 |
| Diluted Shares Outstanding | 668140000 | 682161000 | 684172079 | 688634000 | 702189000 |
Income Statement Trend
Join Our United States Telegram Channel
Get Instant Market Updates: 52-Week High/Low Alerts, Breakout Notifications & Expert Stock Analysis Delivered To Your Phone. Join Traders Making Informed Decisions Daily!
Fifth Third Bancorp Balance Sheet From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 3.5B | 3.0B | 3.1B | 3.5B | 3.0B |
| Short-term Investments | 55.0B | 55.9B | 71.8B | 59.0B | 72.2B |
| Accounts Receivable | 3.2B | 3.2B | 2.8B | 3.3B | 3.0B |
| Inventory | - | - | - | - | - |
| Other Current Assets | - | - | - | - | - |
| Total Current Assets | - | - | - | - | - |
| Non-Current Assets | |||||
| Property, Plant & Equipment | 4.3B | 3.9B | 3.9B | 4.0B | 3.7B |
| Goodwill | 11.6B | 11.6B | 11.7B | 11.7B | 10.3B |
| Intangible Assets | 1.7B | 1.8B | 1.9B | 1.9B | 1.3B |
| Long-term Investments | - | - | - | - | - |
| Other Non-Current Assets | - | - | - | - | - |
| Total Non-Current Assets | - | - | - | - | - |
| Total Assets | 214.4B | 212.9B | - | - | - |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | - | - | - | - | - |
| Short-term Debt | 370.0M | 4.2B | 2.5B | 4.3B | 0 |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | - | - | - | - | - |
| Total Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | |||||
| Long-term Debt | 13.6B | 14.3B | 16.4B | 13.7B | 11.8B |
| Deferred Tax Liabilities | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - |
| Total Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 192.7B | 193.3B | - | - | - |
| Equity | |||||
| Common Stock | 2.1B | 2.1B | 2.1B | 2.1B | 2.1B |
| Retained Earnings | 25.5B | 24.2B | 23.0B | 21.7B | 20.2B |
| Treasury Stock | 8.3B | 7.8B | 7.3B | 7.1B | 7.0B |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 21.7B | 19.6B | 19.2B | 17.3B | 22.2B |
| Key Metrics | |||||
| Total Debt | 14.0B | 18.5B | 18.9B | 18.0B | 11.8B |
| Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
Fifth Third Bancorp Cash Flow Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 2.5B | 2.3B | 2.3B | 2.4B | 2.8B |
| Depreciation & Amortization | 554.0M | 495.0M | 462.0M | 436.0M | 349.0M |
| Stock-Based Compensation | 163.0M | 164.0M | 169.0M | 165.0M | 120.0M |
| Working Capital Changes | 600.0M | -628.0M | 198.0M | 716.0M | -22.0M |
| Operating Cash Flow | 4.1B | 2.3B | 3.9B | 6.4B | 3.6B |
| Investing Activities | |||||
| Capital Expenditures | -709.0M | -325.0M | -421.0M | -470.0M | -262.0M |
| Acquisitions | -36.0M | 6.0M | 0 | -851.0M | -297.0M |
| Investment Purchases | -9.9B | -7.1B | -20.0B | -29.7B | -12.9B |
| Investment Sales | 12.5B | 11.6B | 7.1B | 35.2B | 9.3B |
| Investing Cash Flow | 1.9B | 4.2B | -13.3B | 4.2B | -4.2B |
| Financing Activities | |||||
| Share Repurchases | -875.0M | -625.0M | -200.0M | -100.0M | -1.4B |
| Dividends Paid | -1.2B | -1.2B | -1.1B | -927.0M | -897.0M |
| Debt Issuance | 1.1B | 3.2B | 4.3B | 4.0B | 562.0M |
| Debt Repayment | -2.0B | -7.8B | -1.7B | -1.8B | -3.6B |
| Financing Cash Flow | -3.0B | -4.8B | -567.0M | 4.9B | -5.6B |
| Free Cash Flow | 3.8B | 2.4B | 4.0B | 6.0B | 2.4B |
| Net Change in Cash | 3.0B | 1.6B | -10.0B | 15.5B | -6.2B |
Cash Flow Trend
Fifth Third Bancorp Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
17.08
Forward P/E
10.35
Price to Book
1.68
Price to Sales
5.11
PEG Ratio
-0.22
Profitability Ratios
Profit Margin
24.13%
Operating Margin
7.96%
Return on Equity
7.97%
Return on Assets
0.85%
Financial Health
Debt to Equity
0.92
Beta
0.97
Per Share Data
EPS (TTM)
$2.97
Book Value per Share
$30.18
Revenue per Share
$12.74
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| FITB | 46.1B | 17.08 | 1.68 | 7.97% | 24.13% | 0.92 |
| U.S. Bancorp | 88.1B | 11.92 | 1.51 | 12.35% | 29.29% | 1.21 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| Nu Holdings | 70.3B | 25.60 | 6.39 | 30.28% | 41.04% | 0.47 |
| Truist Financial | 64.0B | 12.61 | 1.07 | 8.58% | 29.62% | 1.06 |
| NatWest Group plc | 62.5B | 8.77 | 1.24 | 14.23% | 36.51% | 4.93 |
Financial data is updated regularly. All figures are in the company's reporting currency.






