Preferred Bank (PFBC) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
284.0M
Net Income
130.7M
46.01%
EPS (Diluted)
$9.64
Balance Sheet Metrics
Total Assets
6.9B
Total Liabilities
6.2B
Shareholders Equity
763.2M
Debt to Equity
8.07
Cash Flow Metrics
Operating Cash Flow
157.2M
Free Cash Flow
163.6M
Revenue & Profitability Trend
Preferred Bank Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 284.0M | 293.1M | 254.4M | 193.6M | 180.2M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 54.9M | 52.1M | 49.4M | 43.2M | 40.1M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 184.0M | 209.9M | 179.2M | 133.8M | 96.9M |
| Income Tax | 53.4M | 59.8M | 50.4M | 38.6M | 27.4M |
| Net Income | 130.7M | 150.0M | 128.8M | 95.2M | 69.5M |
| EPS (Diluted) | $9.64 | $10.52 | $8.70 | $6.41 | $4.65 |
Income Statement Trend
Preferred Bank Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 6.9B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 6.2B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 763.2M | 695.1M | 630.4M | 586.7M | 525.4M |
Balance Sheet Composition
Preferred Bank Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 130.7M | 150.0M | 128.8M | 95.2M | 69.5M |
| Operating Cash Flow | 157.2M | 165.1M | 142.3M | 122.5M | 73.6M |
| Investing Activities | |||||
| Capital Expenditures | -919.0K | -2.4M | -356.0K | -603.0K | -1.5M |
| Investing Cash Flow | -38.3M | 95.4M | -50.3M | -207.5M | -15.8M |
| Financing Activities | |||||
| Dividends Paid | -37.5M | -31.1M | -25.1M | -21.4M | -17.9M |
| Financing Cash Flow | -75.7M | -86.4M | -58.4M | 8.5M | -20.4M |
| Free Cash Flow | 163.6M | 173.0M | 143.4M | 119.0M | 102.3M |
Cash Flow Trend
Preferred Bank Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
9.15
Forward P/E
9.78
Price to Book
1.45
Price to Sales
4.03
PEG Ratio
9.78
Profitability Ratios
Profit Margin
47.83%
Operating Margin
66.89%
Return on Equity
17.21%
Return on Assets
1.84%
Financial Health
Debt to Equity
0.22
Beta
0.70
Per Share Data
EPS (TTM)
$9.43
Book Value per Share
$59.30
Revenue per Share
$20.03
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| pfbc | 1.1B | 9.15 | 1.45 | 17.21% | 47.83% | 0.22 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| U.S. Bancorp | 69.7B | 11.08 | 1.31 | 11.53% | 26.38% | 1.34 |
| Enterprise Financial | 2.0B | 10.65 | 1.11 | 10.82% | 31.46% | 0.34 |
| OFG Bancorp | 1.9B | 10.09 | 1.46 | 15.46% | 31.15% | 0.21 |
Financial data is updated regularly. All figures are in the company's reporting currency.