SLM Corporation | Mid-cap | Financial Services
$33.80
1.32%
| SLM Stock Comparison:
SLM vs VisaSLM vs MastercardSLM vs Synchrony FinancialSLM vs OneMain HoldingsSLM vs Credit AcceptanceSLM vs S&P 500 | Market
Overview Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 1.8B
Net Income 608.3M 32.90%
EPS (Diluted) $2.73

Balance Sheet Metrics

Total Assets 30.1B
Total Liabilities 27.9B
Shareholders Equity 2.2B
Debt to Equity 12.92

Cash Flow Metrics

Operating Cash Flow -478.6M
Free Cash Flow -329.4M

Revenue & Profitability Trend

SLM Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue 1.8B 1.8B 1.8B 2.0B 1.8B
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 401.0M 372.3M 291.3M 281.7M 304.5M
Operating Income - - - - -
Pre-tax Income 798.6M 778.3M 630.7M 1.5B 1.2B
Income Tax 190.3M 196.9M 161.7M 379.8M 273.3M
Net Income 608.3M 581.4M 469.0M 1.2B 880.7M
EPS (Diluted) $2.73 $2.41 $1.76 $3.61 $2.25

Income Statement Trend

SLM Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 30.1B - - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 27.9B - - - -
Equity
Total Shareholders Equity 2.2B 1.9B 1.7B 2.1B 2.6B

Balance Sheet Composition

SLM Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 608.3M 581.4M 469.0M 1.2B 880.7M
Operating Cash Flow -478.6M -373.4M -361.1M 452.0M 3.7M
Investing Activities
Capital Expenditures - - - - -
Investing Cash Flow 768.1M 195.2M 112.4M -372.0M -1.4B
Financing Activities
Dividends Paid -117.5M -118.9M -122.0M -65.2M -56.1M
Financing Cash Flow 826.8M -499.2M -1.6B -882.1M -152.0M
Free Cash Flow -329.4M -144.6M 5.0M -49.5M -182.7M

Cash Flow Trend

SLM Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 11.08
Forward P/E 10.57
Price to Book 3.11
Price to Sales 4.59
PEG Ratio 10.57

Profitability Ratios

Profit Margin 42.99%
Operating Margin 72.28%
Return on Equity 27.60%
Return on Assets 2.18%

Financial Health

Current Ratio 1.34
Debt to Equity 256.05
Beta 1.12

Per Share Data

EPS (TTM) $2.86
Book Value per Share $10.20
Revenue per Share $6.78

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
slm 6.7B 11.08 3.11 27.60% 42.99% 256.05
Visa 679.7B 34.97 17.57 50.66% 52.86% 54.59
Mastercard 492.5B 37.98 73.98 187.70% 45.21% 280.80
Synchrony Financial 9.9B - 0.63 18.60% 34.04% 1.03
OneMain Holdings 6.4B 11.42 1.96 17.46% 21.95% 655.31
Credit Acceptance 5.8B 21.35 3.44 17.24% 29.19% 391.91

Financial data is updated regularly. All figures are in the company's reporting currency.