SoFi Technologies Inc. | Large-cap | Financial Services
$18.12
2.72%
| SoFi Technologies Stock Comparison:
SoFi Technologies vs VisaSoFi Technologies vs MastercardSoFi Technologies vs Capital OneSoFi Technologies vs PayPal HoldingsSoFi Technologies vs Discover FinancialSoFi Technologies vs S&P 500 | Market
Overview Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 2.6B
Net Income 498.7M 19.09%
EPS (Diluted) $0.39

Balance Sheet Metrics

Total Assets 36.3B
Total Liabilities 29.7B
Shareholders Equity 6.5B
Debt to Equity 4.56

Cash Flow Metrics

Operating Cash Flow -69.9M
Free Cash Flow -1.3B

Revenue & Profitability Trend

SoFi Technologies Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue 2.6B 2.1B 1.6B 984.9M 565.5M
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 1.4B 1.2B 1.1B 925.4M 514.0M
Operating Income - - - - -
Pre-tax Income 233.3M -301.2M -318.7M -481.2M -328.5M
Income Tax -265.3M -416.0K 1.7M 2.8M -104.5M
Net Income 498.7M -300.7M -320.4M -483.9M -224.1M
EPS (Diluted) $0.39 -$0.36 -$0.40 -$1.00 -$2.73

Income Statement Trend

SoFi Technologies Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 36.3B - - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 29.7B - - - -
Equity
Total Shareholders Equity 6.5B 5.6B 5.5B 4.7B 3.1B

Balance Sheet Composition

SoFi Technologies Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 498.7M -300.7M -320.4M -483.9M -224.1M
Operating Cash Flow -69.9M 123.5M 139.7M -150.5M 34.1M
Investing Activities
Capital Expenditures -154.3M -111.4M -93.2M -52.3M -24.5M
Investing Cash Flow -1.3B -517.7M 77.9M 110.2M 258.9M
Financing Activities
Dividends Paid -16.5M -40.4M -40.4M -40.4M -40.5M
Financing Cash Flow -1.9B -347.4M 1.3B 678.5M 850.0M
Free Cash Flow -1.3B -7.3B -7.4B -1.4B -503.9M

Cash Flow Trend

SoFi Technologies Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 36.86
Forward P/E 54.66
Price to Book 2.62
Price to Sales 6.32
PEG Ratio 54.66

Profitability Ratios

Profit Margin 17.38%
Operating Margin 10.41%
Return on Equity 7.51%
Return on Assets 1.40%

Financial Health

Current Ratio 1.14
Debt to Equity 49.14
Beta 1.83

Per Share Data

EPS (TTM) $0.43
Book Value per Share $6.05
Revenue per Share $2.57

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
sofi 17.5B 36.86 2.62 7.51% 17.38% 49.14
Visa 679.7B 34.97 17.57 50.66% 52.86% 54.59
Mastercard 492.5B 37.98 73.98 187.70% 45.21% 280.80
Capital One 129.0B 16.94 1.32 8.03% 17.22% 0.71
PayPal Holdings 70.0B 16.18 3.48 22.20% 14.26% 66.04
Discover Financial 50.3B 10.69 2.81 28.47% 35.88% 76.67

Financial data is updated regularly. All figures are in the company's reporting currency.