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Aadhar Housing (AADHARHFC) | Financial Analysis & Statements

Aadhar Housing Finance Ltd. | Large-cap | Financial Services

₹512.40

0.38%

Aadhar Housing vs Bajaj Housing Aadhar Housing vs LIC Housing Finance Aadhar Housing vs PNB Housing Finance Aadhar Housing vs Aptus Value Housing Aadhar Housing vs Home First Finance Aadhar Housing vs NIFTY 50 | Market

TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 8.1B

Gross Profit 3.5B 43.23%

Operating Income 2.9B 35.94%

Net Income 2.4B 29.26%

EPS (Diluted) ₹5.37

Balance Sheet Metrics

Total Assets 232.2B

Total Liabilities 168.5B

Shareholders Equity 63.7B

Debt to Equity 2.64

Cash Flow Metrics

Operating Cash Flow 2.7B

Free Cash Flow -4.1B

Revenue & Profitability Trend

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This page uses interactive financial charts and dynamic data visualization tools that require JavaScript. For detailed financial analysis:

Available Financial Data:

Income statements (annual and quarterly)
Balance sheets with asset and liability details
Cash flow statements and free cash flow analysis
Key financial ratios and performance metrics
Peer comparison and industry benchmarking

All financial data is displayed in accessible table format below. Use the table headers and structure to analyze trends and compare metrics across different periods.

Aadhar Housing Income Statement From 2021 to 2025

Metric	2025	2023	2022	2021
Revenue i	28.4B	18.8B	16.1B	15.0B
Cost of Goods Sold i	4.2B	2.9B	2.2B	1.6B
Gross Profit i	24.2B	15.9B	13.9B	13.4B
Gross Margin % i	85.3%	84.7%	86.5%	89.1%
Operating Expenses
Research & Development i	-	-	-	-
Selling, General & Administrative i	739.1M	459.7M	272.2M	217.4M
Other Operating Expenses i	1.3B	816.8M	551.0M	430.6M
Total Operating Expenses i	2.0B	1.3B	823.2M	648.0M
Operating Income i	21.3B	14.1B	12.6B	12.3B
Operating Margin % i	75.1%	74.8%	78.2%	81.9%
Non-Operating Items
Interest Income i	831.7M	-	-	-
Interest Expense i	11.6B	7.8B	7.4B	7.9B
Other Non-Operating Income	-	-	-	-
Pre-tax Income i	11.7B	7.0B	5.7B	4.3B
Income Tax i	2.6B	1.5B	1.2B	923.8M
Effective Tax Rate % i	22.3%	21.7%	21.6%	21.4%
Net Income i	9.1B	5.4B	4.4B	3.4B
Net Margin % i	32.2%	29.0%	27.6%	22.6%
Key Metrics
EBITDA i	22.2B	14.1B	12.5B	12.2B
EPS (Basic) i	₹21.43	₹12.77	₹10.43	₹7.97
EPS (Diluted) i	₹20.85	₹12.77	₹10.43	₹7.97
Basic Shares Outstanding i	425393412	426518505	426518505	426518505
Diluted Shares Outstanding i	425393412	426518505	426518505	426518505

Income Statement Trend

Aadhar Housing Balance Sheet From 2021 to 2025

Metric	2025	2023	2022	2021
Assets
Current Assets
Cash & Equivalents i	8.8B	4.1B	5.7B	3.8B
Short-term Investments i	8.9B	13.1B	12.6B	23.5B
Accounts Receivable i	252.8M	79.7M	51.9M	27.2M
Inventory i	-	-	-	-
Other Current Assets	251.9M	429.1M	364.9M	426.5M
Total Current Assets i	51.9B	36.4B	33.7B	44.2B
Non-Current Assets
Property, Plant & Equipment i	893.2M	382.8M	334.7M	354.7M
Goodwill i	48.4M	2.9M	7.9M	12.7M
Intangible Assets i	48.4M	2.9M	7.9M	12.7M
Long-term Investments	-	-	-	-
Other Non-Current Assets	6.1M	68.9M	7.0M	3.2M
Total Non-Current Assets i	180.4B	129.8B	110.0B	92.1B
Total Assets i	232.2B	166.2B	143.8B	136.3B
Liabilities
Current Liabilities
Accounts Payable i	1.3B	805.0M	510.0M	386.8M
Short-term Debt i	21.4B	22.9B	14.6B	22.1B
Current Portion of Long-term Debt	-	-	-	-
Other Current Liabilities	78.4M	88.7M	79.2M	62.3M
Total Current Liabilities i	25.9B	30.2B	19.6B	27.5B
Non-Current Liabilities
Long-term Debt i	141.8B	98.6B	92.1B	81.3B
Deferred Tax Liabilities i	21.3M	94.4M	153.1M	178.1M
Other Non-Current Liabilities	-	208.6M	191.2M	165.6M
Total Non-Current Liabilities i	142.6B	99.0B	92.7B	81.9B
Total Liabilities i	168.5B	129.2B	112.3B	109.4B
Equity
Common Stock i	4.3B	3.9B	3.9B	3.9B
Retained Earnings i	23.8B	11.3B	7.4B	4.3B
Treasury Stock i	-	-	-	-
Other Equity	-	-	-	-
Total Shareholders Equity i	63.7B	37.0B	31.5B	26.9B
Key Metrics
Total Debt i	163.2B	121.5B	106.7B	103.3B
Working Capital i	26.0B	6.1B	14.1B	16.7B

Balance Sheet Composition

Aadhar Housing Cash Flow Statement From 2021 to 2025

Metric	2025	2023	2022	2021
Operating Activities
Net Income i	11.7B	7.0B	5.7B	4.3B
Depreciation & Amortization i	-	-	-	-
Stock-Based Compensation i	110.2M	56.3M	76.7M	61.2M
Working Capital Changes i	-2.9B	1.8B	-1.2B	1.5B
Operating Cash Flow i	-6.5B	8.8B	4.6B	5.9B
Investing Activities
Capital Expenditures i	-145.9M	-100.7M	-117.5M	-50.8M
Acquisitions i	-	-	-	-
Investment Purchases i	-63.6B	-87.7B	-65.2B	-25.3B
Investment Sales i	64.1B	83.1B	73.6B	20.5B
Investing Cash Flow i	316.5M	-4.8B	8.2B	-4.8B
Financing Activities
Share Repurchases i	-	-	-	-
Dividends Paid i	-	-	-	-
Debt Issuance i	59.0B	39.0B	38.3B	36.0B
Debt Repayment i	-35.3B	-24.2B	-35.1B	-28.5B
Financing Cash Flow i	34.1B	14.8B	2.9B	7.2B
Free Cash Flow i	-30.4B	-11.7B	-9.2B	-12.1B
Net Change in Cash i	27.9B	18.8B	15.7B	8.4B

Cash Flow Trend

Aadhar Housing Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 23.81

Forward P/E 16.53

Price to Book 3.48

Price to Sales 11.29

PEG Ratio 1.81

Profitability Ratios

Profit Margin 48.20%

Operating Margin 61.94%

Return on Equity 17.54%

Return on Assets 3.93%

Financial Health

Current Ratio 2.00

Debt to Equity 257.37

Per Share Data

EPS (TTM) ₹21.57

Book Value per Share ₹147.72

Revenue per Share ₹45.76

Peer Financial Comparison

Company	Market Cap	P/E Ratio	P/B Ratio	ROE	Profit Margin	Debt/Equity
aadharhfc	222.3B	23.81	3.48	17.54%	48.20%	257.37
Bajaj Housing	935.0B	41.28	4.69	10.84%	22.78%	410.52
LIC Housing Finance	312.1B	5.54	0.84	14.97%	65.07%	722.14
PNB Housing Finance	206.2B	10.14	1.22	11.48%	58.95%	265.18
Aptus Value Housing	169.4B	21.18	3.91	17.40%	61.10%	159.22
Home First Finance	130.6B	28.74	4.50	15.15%	48.67%	380.23

Financial data is updated regularly. All figures are in the company's reporting currency.