GIC Housing Finance Ltd. | Small-cap | Financial Services
₹195.12
0.73%
| GIC Housing Finance Stock Comparison:
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Overview Income Statement Balance Sheet Cash Flow Key Ratios

Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 10.5B
Gross Profit 2.8B 26.69%
Operating Income 2.3B 21.44%
Net Income 1.6B 15.19%
EPS (Diluted) ₹29.74

Balance Sheet Metrics

Total Assets 107.8B
Total Liabilities 88.1B
Shareholders Equity 19.6B
Debt to Equity 4.48

Cash Flow Metrics

Operating Cash Flow -1.1B
Free Cash Flow -201.8M

Revenue & Profitability Trend

GIC Housing Finance Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue 10.5B 10.3B 10.9B 11.4B 12.2B
Cost of Goods Sold 7.7B 7.6B 7.5B 7.3B 8.5B
Gross Profit 2.8B 2.7B 3.4B 4.0B 3.7B
Operating Expenses 644.2M 556.3M 475.9M 479.0M 449.0M
Operating Income 2.3B 1.9B 2.7B 3.3B 3.0B
Pre-tax Income 2.1B 2.0B 2.9B 2.3B 1.3B
Income Tax 462.0M 528.1M 766.0M 568.3M 289.8M
Net Income 1.6B 1.5B 2.1B 1.7B 1.1B
EPS (Diluted) ₹29.74 ₹28.11 ₹39.60 ₹32.22 ₹19.60

Income Statement Trend

GIC Housing Finance Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets 103.9B 7.8B 8.9B 11.2B 7.2B
Non-Current Assets 3.8B 96.9B 100.3B 108.1B 119.2B
Total Assets 107.8B 104.7B 109.2B 119.3B 126.4B
Liabilities
Current Liabilities 144.8M 30.8B 35.5B 32.4B 30.5B
Non-Current Liabilities 88.0B 55.7B 56.7B 71.8B 82.3B
Total Liabilities 88.1B 86.4B 92.2B 104.2B 112.8B
Equity
Total Shareholders Equity 19.6B 18.3B 17.0B 15.1B 13.6B

Balance Sheet Composition

GIC Housing Finance Cash Flow Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Operating Activities
Net Income 2.1B 2.0B 2.9B 2.3B 1.3B
Operating Cash Flow -1.1B -1.2B -1.3B 7.9B 218.2M
Investing Activities
Capital Expenditures -11.9M -21.3M -13.7M -800.0K -4.1M
Investing Cash Flow -858.6M 651.8M -2.1B 18.0M 14.4M
Financing Activities
Dividends Paid -242.3M -242.3M -242.3M -215.4M -107.7M
Financing Cash Flow 1.3B -6.1B -12.3B -8.8B -5.5B
Free Cash Flow -201.8M 5.2B 10.4B 12.8B 5.3B

Cash Flow Trend

GIC Housing Finance Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 6.25
Forward P/E 4.65
Price to Book 0.51
Price to Sales 2.98
PEG Ratio 4.65

Profitability Ratios

Profit Margin 47.83%
Operating Margin 63.17%
Return on Equity 8.46%
Return on Assets 1.51%

Financial Health

Current Ratio 7.46
Debt to Equity 445.36
Beta 0.78

Per Share Data

EPS (TTM) ₹29.75
Book Value per Share ₹365.06
Revenue per Share ₹62.29

Financial data is updated regularly. All figures are in the company's reporting currency.