ICICI Prudential (ICICIPRULI) | Financial Analysis & Statements
ICICI Prudential Life Insurance Company Limited Large-cap Financial Services
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Mar 2026Income Metrics
Revenue
31.3B
Net Income
6.2B
19.93%
EPS (Diluted)
₹4.31
Balance Sheet Metrics
Total Assets
3.2T
Total Liabilities
3.1T
Shareholders Equity
136.3B
Debt to Equity
22.46
Cash Flow Metrics
Revenue & Profitability Trend
Quarter Income Flow
Mar 31, 2026
Annual Income Flow
2026
ICICI Prudential Income Statement From 2022 to 2026
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | 633.0B | 707.9B | 891.4B | 486.8B | 618.9B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | 2.5B | 5.2B | 13.1B | 21.4B | 15.4B |
| Other Operating Expenses | 6.5B | 8.7B | -3.8B | 4.3B | 5.2B |
| Total Operating Expenses | 9.0B | 13.9B | 9.3B | 25.7B | 20.6B |
| Operating Income | - | - | - | - | - |
| Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Non-Operating Items | |||||
| Interest Income | - | - | - | - | - |
| Interest Expense | - | 1.5B | 1.2B | 1.1B | 1.1B |
| Other Non-Operating Income | 0 | 0 | 0 | 0 | 0 |
| Pre-tax Income | 18.1B | 13.3B | 9.2B | 9.0B | 7.9B |
| Income Tax | 2.0B | 1.5B | 698.5M | 868.2M | 355.7M |
| Effective Tax Rate % | 11.3% | 11.0% | 7.6% | 9.6% | 4.5% |
| Net Income | 16.1B | 11.9B | 8.5B | 8.1B | 7.6B |
| Net Margin % | 2.5% | 1.7% | 1.0% | 1.7% | 1.2% |
| Key Metrics | |||||
| EBITDA | - | - | - | - | - |
| EPS (Basic) | - | ₹8.20 | ₹5.91 | ₹5.66 | ₹5.28 |
| EPS (Diluted) | - | ₹8.20 | ₹5.89 | ₹5.65 | ₹5.26 |
| Basic Shares Outstanding | - | 1445321756 | 1439508373 | 1438072813 | 1436879736 |
| Diluted Shares Outstanding | - | 1445321756 | 1439508373 | 1438072813 | 1436879736 |
Income Statement Trend
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ICICI Prudential Balance Sheet From 2022 to 2026
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 11.4B | 18.6B | 26.3B | 13.3B | 10.0B |
| Short-term Investments | - | 107.1B | 1.6B | 10.9B | 8.1B |
| Accounts Receivable | - | 12.1B | 10.0B | 6.2B | 8.0B |
| Inventory | - | - | - | - | - |
| Other Current Assets | - | - | - | - | - |
| Total Current Assets | - | - | - | - | - |
| Non-Current Assets | |||||
| Property, Plant & Equipment | - | 2.1B | 2.6B | 1.8B | 1.4B |
| Goodwill | - | 1.0B | 863.5M | 691.1M | 457.8M |
| Intangible Assets | - | 1.0B | 863.5M | 691.1M | 457.8M |
| Long-term Investments | - | 7.2B | 5.0B | 0 | 0 |
| Other Non-Current Assets | - | - | - | - | - |
| Total Non-Current Assets | - | - | - | - | - |
| Total Assets | 3.2T | 3.1T | - | - | - |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | - | 10.9B | 4.7B | 3.6B | 4.4B |
| Short-term Debt | - | - | - | - | - |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | - | - | - | - | - |
| Total Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | |||||
| Long-term Debt | 26.0B | 26.0B | 12.0B | 12.0B | 12.0B |
| Deferred Tax Liabilities | - | 0 | - | - | 0 |
| Other Non-Current Liabilities | - | - | - | - | - |
| Total Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 3.1T | 3.0T | - | - | - |
| Equity | |||||
| Common Stock | 14.5B | 14.5B | 14.4B | 14.4B | 14.4B |
| Retained Earnings | -1.3B | 66.0B | 59.2B | 50.9B | 42.1B |
| Treasury Stock | - | - | - | - | - |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 136.3B | 119.3B | 110.0B | 100.9B | 91.6B |
| Key Metrics | |||||
| Total Debt | 26.0B | 26.0B | 12.0B | 12.0B | 12.0B |
| Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
ICICI Prudential Cash Flow Statement From 2022 to 2026
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | - | - | - | - | - |
| Depreciation & Amortization | - | - | - | - | - |
| Stock-Based Compensation | - | - | - | - | - |
| Working Capital Changes | 0 | 0 | 0 | 0 | 0 |
| Operating Cash Flow | - | - | - | - | - |
| Investing Activities | |||||
| Capital Expenditures | -1.2B | -2.6B | -2.3B | -1.9B | -950.6M |
| Acquisitions | 2.0B | 0 | 0 | 0 | 0 |
| Investment Purchases | -1.5T | -1.5T | -1.3T | -1.2T | -1.1T |
| Investment Sales | 1.5T | 1.5T | 1.3T | 1.1T | 1.0T |
| Investing Cash Flow | -38.2B | -41.8B | -27.0B | -99.0B | -87.3B |
| Financing Activities | |||||
| Share Repurchases | - | - | - | - | - |
| Dividends Paid | - | -868.0M | -864.6M | -790.5M | -2.9B |
| Debt Issuance | - | 14.0B | 0 | 0 | 0 |
| Debt Repayment | -38.7M | 0 | 0 | 0 | 0 |
| Financing Cash Flow | 1.5B | 15.0B | -56.5M | -301.4M | -2.4B |
| Free Cash Flow | -54.8B | -96.7B | -75.5B | -1.0B | 16.4B |
| Net Change in Cash | -36.7B | -26.8B | -27.0B | -99.3B | -89.7B |
Cash Flow Trend
ICICI Prudential Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
48.61
Forward P/E
40.05
Price to Book
5.74
Price to Sales
1.23
PEG Ratio
0.53
Profitability Ratios
Profit Margin
2.53%
Operating Margin
8.47%
Return on Equity
12.58%
Return on Assets
0.31%
Financial Health
Current Ratio
1.13
Debt to Equity
19.04
Beta
0.58
Per Share Data
EPS (TTM)
₹11.11
Book Value per Share
₹94.17
Revenue per Share
₹436.08
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| ICICIPRULI | 775.6B | 48.61 | 5.74 | 12.58% | 2.53% | 19.04 |
| Life Insurance | 5.2T | 9.83 | 4.28 | 37.90% | 5.97% | 0.00 |
| SBI Life Insurance | 1.8T | 74.04 | 9.64 | 13.70% | 2.20% | 0.00 |
| HDFC Life Insurance | 1.3T | 67.42 | 7.26 | 11.28% | 1.92% | 17.46 |
| Max Financial | 550.6B | 377.16 | 20.02 | 5.11% | 0.29% | 12.67 |
| Niva Bupa Health | 149.1B | 154.02 | 4.18 | 7.96% | 3.66% | 7.30 |
Financial data is updated regularly. All figures are in the company's reporting currency.





