Jana Small Finance Bank Ltd. | Mid-cap | Financial Services
₹505.90
1.25%
| Jana Small Finance Stock Comparison:

Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 31.7B
Net Income 5.0B 15.82%

Balance Sheet Metrics

Total Assets 384.6B
Total Liabilities 343.5B
Shareholders Equity 41.2B
Debt to Equity 8.34

Cash Flow Metrics

Operating Cash Flow 4.7B
Free Cash Flow 40.0B

Revenue & Profitability Trend

Jana Small Finance Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue 31.7B 26.2B 22.2B 16.7B 14.4B
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 7.3B 4.3B 3.2B 2.5B 2.3B
Operating Income - - - - -
Pre-tax Income 4.7B 5.1B 2.6B 174.7M 722.6M
Income Tax -277.4M -1.6B 0 - -
Net Income 5.0B 6.7B 2.6B 174.7M 722.6M
EPS (Diluted) - ₹90.72 ₹24.47 ₹1.67 ₹6.91

Income Statement Trend

Jana Small Finance Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 384.6B 327.1B - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 343.5B - - - -
Equity
Total Shareholders Equity 41.2B 35.8B 18.0B 12.0B 11.1B

Balance Sheet Composition

Jana Small Finance Cash Flow Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Operating Activities
Net Income 4.7B 5.1B 2.6B 174.7M 722.6M
Operating Cash Flow 4.7B 8.1B 4.7B 821.2M 3.5B
Investing Activities
Capital Expenditures -724.5M -763.3M -257.7M -406.1M -424.6M
Investing Cash Flow -724.5M -763.3M -257.7M -406.1M -424.6M
Financing Activities
Dividends Paid - - - - -
Financing Cash Flow -13.3B 11.0B 21.0B -2.4B 19.2B
Free Cash Flow 40.0B 6.3B -11.6B 8.2B 5.7B

Cash Flow Trend

Jana Small Finance Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 10.76
Forward P/E 6.45
Price to Book 1.31
Price to Sales 2.23

Profitability Ratios

Profit Margin 20.75%
Operating Margin 18.22%
Return on Equity 13.03%
Return on Assets 1.41%

Financial Health

Debt to Equity 0.94

Per Share Data

EPS (TTM) ₹47.67
Book Value per Share ₹392.25
Revenue per Share ₹230.78

Financial data is updated regularly. All figures are in the company's reporting currency.