Muthoot Microfin Ltd. | Small-cap | Financial Services
₹140.43
-0.23%
| Muthoot Microfin Stock Comparison:
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Overview Income Statement Balance Sheet Cash Flow Key Ratios

Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 24.7B
Gross Profit 9.8B 39.66%
Operating Income 7.7B 31.26%
Net Income -2.2B -9.01%
EPS (Diluted) -₹13.29

Balance Sheet Metrics

Total Assets 108.6B
Total Liabilities 82.2B
Shareholders Equity 26.3B
Debt to Equity 3.12

Cash Flow Metrics

Operating Cash Flow 3.9B
Free Cash Flow 13.6B

Revenue & Profitability Trend

Muthoot Microfin Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue 24.7B 20.0B 12.9B 7.2B 6.1B
Cost of Goods Sold 14.9B 12.9B 8.5B 5.6B 4.7B
Gross Profit 9.8B 7.1B 4.4B 1.6B 1.4B
Operating Expenses 1.6B 1.4B 1.2B 501.8M 388.9M
Operating Income 7.7B 4.7B 2.6B 656.6M 639.3M
Pre-tax Income -2.9B 5.8B 2.1B 647.2M 90.6M
Income Tax -663.8M 1.3B 489.8M 173.2M 20.0M
Net Income -2.2B 4.5B 1.6B 474.0M 70.5M
EPS (Diluted) -₹13.29 ₹30.20 ₹9.61 ₹2.78 ₹0.41

Income Statement Trend

Muthoot Microfin Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets 100.6B 76.6B 53.8B 37.7B 28.3B
Non-Current Assets 8.0B 39.3B 31.5B 18.2B 13.5B
Total Assets 108.6B 115.9B 85.3B 55.9B 41.8B
Liabilities
Current Liabilities 196.7M 53.3B 40.2B 25.1B 22.4B
Non-Current Liabilities 82.1B 34.5B 28.8B 17.4B 10.6B
Total Liabilities 82.2B 87.9B 69.0B 42.5B 32.9B
Equity
Total Shareholders Equity 26.3B 28.0B 16.3B 13.4B 8.9B

Balance Sheet Composition

Muthoot Microfin Cash Flow Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Operating Activities
Net Income -2.9B 5.8B 2.1B 647.2M 90.6M
Operating Cash Flow 3.9B -19.8B -24.3B -10.7B -7.9B
Investing Activities
Capital Expenditures -208.4M -275.5M -281.8M -114.5M -79.5M
Investing Cash Flow -1.3B -2.3B -1.8B -738.0M -379.5M
Financing Activities
Dividends Paid - - - - -
Financing Cash Flow -5.0B 26.3B 25.9B 13.7B 941.4M
Free Cash Flow 13.6B -21.5B -23.6B -11.0B -7.1B

Cash Flow Trend

Muthoot Microfin Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 7.51
Forward P/E 5.66
Price to Book 0.85
Price to Sales 3.73
PEG Ratio -0.05

Profitability Ratios

Profit Margin -37.76%
Operating Margin 163.71%
Return on Equity -8.19%
Return on Assets -1.98%

Financial Health

Current Ratio 283.71
Debt to Equity 307.78

Per Share Data

EPS (TTM) -₹13.28
Book Value per Share ₹154.46
Revenue per Share ₹35.19

Financial data is updated regularly. All figures are in the company's reporting currency.