PNB Housing Finance Ltd. | Large-cap | Financial Services
₹1,107.10
-0.28%
| PNB Housing Finance Stock Comparison:
No comparison data available
Overview Income Statement Balance Sheet Cash Flow Key Ratios

Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 31.3B
Net Income 19.4B 61.93%
EPS (Diluted) ₹74.25

Balance Sheet Metrics

Total Assets 825.2B
Total Liabilities 656.6B
Shareholders Equity 168.6B
Debt to Equity 3.89

Cash Flow Metrics

Operating Cash Flow 71.7B
Free Cash Flow -81.1B

Revenue & Profitability Trend

PNB Housing Finance Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue 31.3B 27.8B 25.4B 21.3B 25.1B
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 3.2B 2.6B 1.9B 1.8B 1.4B
Operating Income - - - - -
Pre-tax Income 24.9B 19.5B 13.6B 10.8B 12.1B
Income Tax 5.5B 4.5B 3.1B 2.5B 2.8B
Net Income 19.4B 15.1B 10.5B 8.4B 9.3B
EPS (Diluted) ₹74.25 ₹58.20 ₹53.16 ₹41.02 ₹45.77

Income Statement Trend

PNB Housing Finance Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 825.2B 724.0B - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 656.6B - - - -
Equity
Total Shareholders Equity 168.6B 149.7B 110.1B 98.7B 89.2B

Balance Sheet Composition

PNB Housing Finance Cash Flow Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Operating Activities
Net Income 24.9B 19.5B 13.6B 10.8B 12.1B
Operating Cash Flow 71.7B 63.4B 51.8B 55.5B 58.3B
Investing Activities
Capital Expenditures -484.8M -390.1M -146.8M -150.0M -56.6M
Investing Cash Flow -484.8M -390.1M -146.8M -150.0M -56.6M
Financing Activities
Dividends Paid - - - - -
Financing Cash Flow -77.1B -25.4B 2.9B -78.3B -95.6B
Free Cash Flow -81.1B -47.0B -18.8B 62.4B 66.0B

Cash Flow Trend

PNB Housing Finance Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 14.59
Forward P/E 15.97
Price to Book 1.67
Price to Sales 8.55
PEG Ratio 15.97

Profitability Ratios

Profit Margin 58.69%
Operating Margin 77.01%
Return on Equity 12.16%
Return on Assets 2.50%

Financial Health

Current Ratio 4.42
Debt to Equity 266.05
Beta 0.00

Per Share Data

EPS (TTM) ₹74.30
Book Value per Share ₹648.94
Revenue per Share ₹126.97

Financial data is updated regularly. All figures are in the company's reporting currency.