Assurant Inc. | Large-cap | Financial Services
$217.37
-0.49%
| Assurant Stock Comparison:
Assurant vs ProgressiveAssurant vs ChubbAssurant vs Travelers CompaniesAssurant vs AllstateAssurant vs Hartford FinancialAssurant vs S&P 500 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 3.1B
Net Income 146.6M 4.77%
EPS (Diluted) $2.83

Balance Sheet Metrics

Total Assets 35.0B
Total Liabilities 29.8B
Shareholders Equity 5.2B
Debt to Equity 5.68

Cash Flow Metrics

Operating Cash Flow 710.2M
Free Cash Flow 339.0M

Revenue & Profitability Trend

Assurant Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue i 11.9B 11.1B 10.2B 10.2B 9.6B
Cost of Goods Sold i - - - - -
Gross Profit i - - - - -
Gross Margin % i 0.0% 0.0% 0.0% 0.0% 0.0%
Operating Expenses
Research & Development i - - - - -
Selling, General & Administrative i - - - - -
Other Operating Expenses i - - - - -10.7M
Total Operating Expenses i 0 0 0 0 -10.7M
Operating Income i - - - - -
Operating Margin % i 0.0% 0.0% 0.0% 0.0% 0.0%
Non-Operating Items
Interest Income i - - - - -
Interest Expense i 107.0M 108.0M 108.3M 111.8M 104.5M
Other Non-Operating Income - - - - -
Pre-tax Income i 927.3M 806.8M 349.9M 771.3M 578.1M
Income Tax i 167.1M 164.3M 73.3M 168.4M 58.7M
Effective Tax Rate % i 18.0% 20.4% 20.9% 21.8% 10.2%
Net Income i 760.2M 642.5M 276.6M 1.4B 441.7M
Net Margin % i 6.4% 5.8% 2.7% 13.4% 4.6%
Key Metrics
EBITDA i - - - - -
EPS (Basic) i $14.55 $12.02 $5.09 $10.29 $7.04
EPS (Diluted) i $14.46 $11.95 $5.05 $10.20 $6.99
Basic Shares Outstanding i 52231729 53455139 54371531 59140861 60114670
Diluted Shares Outstanding i 52231729 53455139 54371531 59140861 60114670

Income Statement Trend

Assurant Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets
Cash & Equivalents i 1.8B 1.6B 1.5B 2.0B 2.2B
Short-term Investments i 2.4B 2.1B 6.4B 7.5B 7.1B
Accounts Receivable i 9.6B 8.8B 9.3B 8.1B 8.1B
Inventory i - - - - -
Other Current Assets - - - - -
Total Current Assets i - - - - -
Non-Current Assets
Property, Plant & Equipment i - - - - -
Goodwill i 5.8B 5.9B 6.1B 6.4B 7.0B
Intangible Assets i 543.6M 651.0M 901.7M 1.3B 1.8B
Long-term Investments - - - - -
Other Non-Current Assets - - - - -
Total Non-Current Assets i - - - - -
Total Assets i 35.0B - - - -
Liabilities
Current Liabilities
Accounts Payable i 3.4B 2.4B 2.7B 2.1B 2.0B
Short-term Debt i - 0 224.7M - -
Current Portion of Long-term Debt - - - - -
Other Current Liabilities - - - - -
Total Current Liabilities i - - - - -
Non-Current Liabilities
Long-term Debt i 2.1B 2.1B 1.9B 2.2B 2.3B
Deferred Tax Liabilities i - - - - -
Other Non-Current Liabilities - - - - -
Total Non-Current Liabilities i - - - - -
Total Liabilities i 29.9B - - - -
Equity
Common Stock i 500.0K 600.0K 600.0K 700.0K 600.0K
Retained Earnings i 4.4B 4.0B 3.7B 4.0B 3.5B
Treasury Stock i 122.8M 122.8M 122.8M 122.8M 267.4M
Other Equity - - - - -
Total Shareholders Equity i 5.1B 4.8B 4.2B 5.5B 6.0B
Key Metrics
Total Debt i 2.1B 2.1B 2.1B 2.2B 2.3B
Working Capital i 0 0 0 0 0

Balance Sheet Composition

Assurant Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income i 760.2M 642.5M 276.6M 602.9M 518.5M
Depreciation & Amortization i - - - - -
Stock-Based Compensation i 81.1M 75.1M 62.6M 66.7M 57.9M
Working Capital Changes i -1.1B 400.7M -1.5B -776.7M -268.6M
Operating Cash Flow i -64.6M 1.0B -1.1B 41.9M 486.1M
Investing Activities
Capital Expenditures i -221.3M -202.5M -186.3M -187.4M -121.2M
Acquisitions i -17.9M -300.0K -67.7M 1.3B -531.9M
Investment Purchases i -2.5B -2.3B -3.2B -3.2B -2.0B
Investment Sales i 2.1B 1.9B 3.2B 2.5B 2.1B
Investing Cash Flow i -641.2M -602.5M -222.3M 416.9M -540.1M
Financing Activities
Share Repurchases i -307.4M -193.1M -572.8M -839.3M -297.0M
Dividends Paid i -155.9M -152.3M -150.2M -162.3M -173.3M
Debt Issuance i 0 173.2M 0 347.2M 243.7M
Debt Repayment i 0 -225.0M -75.9M -419.8M -201.2M
Financing Cash Flow i -463.3M -399.7M -798.9M -1.1B -454.5M
Free Cash Flow i 1.1B 935.6M 410.6M 594.3M 1.2B
Net Change in Cash i -1.2B 10.5M -2.1B -615.4M -508.5M

Cash Flow Trend

Assurant Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 15.67
Forward P/E 12.07
Price to Book 1.99
Price to Sales 0.91
PEG Ratio 0.56

Profitability Ratios

Profit Margin 5.83%
Operating Margin 10.00%
Return on Equity 13.65%
Return on Assets 1.78%

Financial Health

Current Ratio 0.41
Debt to Equity 37.91
Beta 0.55

Per Share Data

EPS (TTM) $13.80
Book Value per Share $108.81
Revenue per Share $238.57

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
aiz 10.9B 15.67 1.99 13.65% 5.83% 37.91
Progressive 143.2B 13.73 4.39 37.29% 12.66% 21.15
Chubb 115.8B 12.77 1.66 13.63% 16.00% 28.98
Travelers Companies 63.7B 12.51 2.16 19.29% 10.97% 27.22
Allstate 56.4B 9.83 2.50 27.01% 8.79% 33.71
Hartford Financial 37.4B 12.15 2.20 19.55% 11.83% 24.95

Financial data is updated regularly. All figures are in the company's reporting currency.