Ally Financial (ALLY) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
8.9B
Net Income
668.0M
7.51%
EPS (Diluted)
$1.80
Balance Sheet Metrics
Total Assets
191.8B
Total Liabilities
177.9B
Shareholders Equity
13.9B
Debt to Equity
12.80
Cash Flow Metrics
Operating Cash Flow
2.8B
Free Cash Flow
1.1B
Revenue & Profitability Trend
Ally Financial Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 8.9B | 9.1B | 9.2B | 8.8B | 7.5B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 3.3B | 3.6B | 3.4B | 3.0B | 2.7B |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 836.0M | 1.1B | 2.3B | 3.9B | 1.4B |
| Income Tax | 167.0M | 61.0M | 627.0M | 790.0M | 328.0M |
| Net Income | 668.0M | 1.0B | 1.7B | 3.1B | 1.1B |
| EPS (Diluted) | $1.80 | $2.98 | $5.03 | $8.22 | $2.88 |
Income Statement Trend
Ally Financial Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 191.8B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 177.9B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 13.9B | 13.8B | 12.9B | 17.0B | 14.7B |
Balance Sheet Composition
Ally Financial Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 668.0M | 1.0B | 1.7B | 3.1B | 1.1B |
| Operating Cash Flow | 2.8B | 2.8B | 4.2B | 3.9B | 2.3B |
| Investing Activities | |||||
| Capital Expenditures | 348.0M | 363.0M | -509.0M | -1.7B | -1.6B |
| Investing Cash Flow | 3.8B | 1.8B | -2.3B | -7.7B | -412.0M |
| Financing Activities | |||||
| Dividends Paid | -482.0M | -478.0M | -494.0M | -381.0M | -289.0M |
| Financing Cash Flow | -2.3B | 1.5B | 872.0M | -8.4B | -16.2B |
| Free Cash Flow | 1.1B | 1.9B | 2.7B | -1.1B | -581.0M |
Cash Flow Trend
Ally Financial Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
67.99
Forward P/E
9.83
Price to Book
1.05
Price to Sales
1.88
PEG Ratio
9.83
Profitability Ratios
Profit Margin
4.51%
Operating Margin
1.32%
Return on Equity
2.16%
Return on Assets
0.16%
Financial Health
Debt to Equity
1.40
Beta
1.12
Per Share Data
EPS (TTM)
$0.60
Book Value per Share
$38.77
Revenue per Share
$21.64
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| ally | 12.5B | 67.99 | 1.05 | 2.16% | 4.51% | 1.40 |
| Visa | 679.7B | 34.97 | 17.57 | 50.66% | 52.86% | 54.59 |
| Mastercard | 511.5B | 39.55 | 76.83 | 187.70% | 45.21% | 280.80 |
| Capital One | 139.7B | 18.34 | 1.43 | 8.03% | 17.22% | 0.71 |
| PayPal Holdings | 73.0B | 16.87 | 3.63 | 22.20% | 14.26% | 66.04 |
| Discover Financial | 50.3B | 10.69 | 2.81 | 28.47% | 35.88% | 76.67 |
Financial data is updated regularly. All figures are in the company's reporting currency.