Banco Latinoamericano de Comercio Exterior S.A. | Small-cap | Financial Services
$44.15
-1.43%
| Banco Stock Comparison:
Banco vs Nu HoldingsBanco vs U.S. BancorpBanco vs OFG BancorpBanco vs Northwest BancsharesBanco vs LendingClubBanco vs S&P 500 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 77.9M
Net Income 51.7M 66.37%
EPS (Diluted) $1.40

Balance Sheet Metrics

Total Assets 12.4B
Total Liabilities 11.0B
Shareholders Equity 1.4B
Debt to Equity 8.04

Cash Flow Metrics

Operating Cash Flow 451.6M
Free Cash Flow 196.3M

Revenue & Profitability Trend

Banco Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue i 284.8M 237.3M 146.1M 101.6M 99.7M
Cost of Goods Sold i - - - - -
Gross Profit i - - - - -
Gross Margin % i 0.0% 0.0% 0.0% 0.0% 0.0%
Operating Expenses
Research & Development i - - - - -
Selling, General & Administrative i 67.8M 60.8M 45.4M 30.2M 28.4M
Other Operating Expenses i - - - - -
Total Operating Expenses i 67.8M 60.8M 45.4M 30.2M 28.4M
Operating Income i - - - - -
Operating Margin % i 0.0% 0.0% 0.0% 0.0% 0.0%
Non-Operating Items
Interest Income i - - - - -
Interest Expense i - - - - -
Other Non-Operating Income - - - - -
Pre-tax Income i 205.9M 166.2M 92.0M 62.7M 63.6M
Income Tax i - - - - -
Effective Tax Rate % i 0.0% 0.0% 0.0% 0.0% 0.0%
Net Income i 205.9M 166.2M 92.0M 62.7M 63.6M
Net Margin % i 72.3% 70.0% 63.0% 61.7% 63.8%
Key Metrics
EBITDA i - - - - -
EPS (Basic) i $5.60 $4.55 $2.54 $1.62 $1.60
EPS (Diluted) i $5.60 $4.55 $2.54 $1.62 $1.60
Basic Shares Outstanding i 36740000 36481000 36304000 38796000 39656000
Diluted Shares Outstanding i 36740000 36481000 36304000 38796000 39656000

Income Statement Trend

Banco Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets
Cash & Equivalents i 2.0B 2.0B 1.2B 1.3B 863.8M
Short-term Investments i 99.5M - - - -
Accounts Receivable i 122.2M 115.5M 71.7M 24.7M 28.3M
Inventory i - - - - -
Other Current Assets - - - - -
Total Current Assets i - - - - -
Non-Current Assets
Property, Plant & Equipment i 22.2M 13.6M 13.6M 14.6M 13.8M
Goodwill i 3.7M 2.6M 2.1M 1.6M 2.0M
Intangible Assets i 3.7M 2.6M 2.1M 1.6M 2.0M
Long-term Investments - - - - -
Other Non-Current Assets - - - - -
Total Non-Current Assets i - - - - -
Total Assets i 11.9B - - - -
Liabilities
Current Liabilities
Accounts Payable i 92.9M 97.2M 69.8M 14.9M 17.5M
Short-term Debt i 1.7B 1.7B 2.2B 1.6B 382.2M
Current Portion of Long-term Debt - - - - -
Other Current Liabilities - - - - -
Total Current Liabilities i - - - - -
Non-Current Liabilities
Long-term Debt i 2.7B 2.6B 2.2B 1.7B 1.6B
Deferred Tax Liabilities i - - - - -
Other Non-Current Liabilities - - - - -
Total Non-Current Liabilities i - - - - -
Total Liabilities i 10.5B - - - -
Equity
Common Stock i 280.0M 280.0M 280.0M 280.0M 280.0M
Retained Earnings i 792.0M 673.3M 543.6M 487.9M 464.1M
Treasury Stock i 105.6M 110.2M 114.1M 115.8M 58.0M
Other Equity - - - - -
Total Shareholders Equity i 1.3B 1.2B 1.1B 991.8M 1.0B
Key Metrics
Total Debt i 4.4B 4.4B 4.4B 3.3B 2.0B
Working Capital i 0 0 0 0 0

Balance Sheet Composition

Banco Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income i 205.9M 166.2M 92.0M 62.7M 63.6M
Depreciation & Amortization i 3.6M 3.1M 2.7M 3.5M 4.3M
Stock-Based Compensation i 7.5M 5.5M 2.2M 1.9M 1.7M
Working Capital Changes i 909.4M 1.2B 159.9M -133.3M 255.0M
Operating Cash Flow i 867.2M 1.2B 108.8M -152.0M 232.2M
Investing Activities
Capital Expenditures i -1.8M -761.0K -1.7M -453.0K -997.0K
Acquisitions i - - - - -
Investment Purchases i -474.7M -447.1M -459.0M -628.4M -372.1M
Investment Sales i 298.7M 436.5M 245.4M 183.2M 54.5M
Investing Cash Flow i -177.9M -11.4M -215.3M -445.7M -318.6M
Financing Activities
Share Repurchases i - 0 0 -60.1M 0
Dividends Paid i -72.8M -36.3M -36.1M -38.6M -44.7M
Debt Issuance i 1.2B 496.3M 1.0B 266.6M 827.7M
Debt Repayment i -827.5M -222.3M -537.8M -98.7M -782.4M
Financing Cash Flow i 232.9M -262.9M 1.0B 1.3B -1.2B
Free Cash Flow i -126.6M 1.1B -772.4M -872.5M 1.2B
Net Change in Cash i 922.1M 894.2M 936.8M 668.2M -1.3B

Cash Flow Trend

Banco Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 7.49
Forward P/E 8.86
Price to Book 1.18
Price to Sales 5.37
PEG Ratio 0.28

Profitability Ratios

Profit Margin 71.99%
Operating Margin 75.90%
Return on Equity 16.45%
Return on Assets 1.87%

Financial Health

Debt to Equity 2.87
Beta 0.87

Per Share Data

EPS (TTM) $5.97
Book Value per Share $38.02
Revenue per Share $8.29

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
blx 1.7B 7.49 1.18 16.45% 71.99% 2.87
Nu Holdings 74.7B 32.19 7.64 27.88% 39.32% 0.36
U.S. Bancorp 73.5B 11.36 1.36 11.67% 27.00% 1.34
OFG Bancorp 1.9B 9.95 1.42 15.20% 31.43% 0.38
Northwest Bancshares 1.8B 11.13 0.97 8.97% 25.54% 0.29
LendingClub 1.8B 24.06 1.26 5.50% 5.93% 1.59

Financial data is updated regularly. All figures are in the company's reporting currency.