Discover Financial Services | Large-cap | Financial Services
$200.05
-0.21%
| Discover Financial Stock Comparison:
Discover Financial vs VisaDiscover Financial vs MastercardDiscover Financial vs Capital OneDiscover Financial vs PayPal HoldingsDiscover Financial vs Synchrony FinancialDiscover Financial vs S&P 500 | Market
Overview Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 17.9B
Net Income 4.5B 25.32%
EPS (Diluted) $17.72

Balance Sheet Metrics

Total Assets 147.6B
Total Liabilities 129.7B
Shareholders Equity 17.9B
Debt to Equity 7.24

Cash Flow Metrics

Operating Cash Flow 4.7B
Free Cash Flow 8.2B

Revenue & Profitability Trend

Discover Financial Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue 17.9B 15.8B 13.2B 12.0B 11.1B
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 3.9B 3.6B 3.2B 2.8B 2.6B
Operating Income - - - - -
Pre-tax Income 6.1B 3.6B 5.6B 7.0B 1.4B
Income Tax 1.5B 841.0M 1.3B 1.6B 294.0M
Net Income 4.5B 2.8B 4.3B 5.4B 1.1B
EPS (Diluted) $17.72 $10.70 $15.23 $17.63 $3.60

Income Statement Trend

Discover Financial Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 147.6B - - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 129.7B - - - -
Equity
Total Shareholders Equity 17.9B 14.2B 13.9B 13.4B 10.9B

Balance Sheet Composition

Discover Financial Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 4.5B 2.8B 4.3B 5.4B 1.1B
Operating Cash Flow 4.7B 1.6B 3.3B 5.7B 952.0M
Investing Activities
Capital Expenditures -209.0M -303.0M -227.0M -194.0M -261.0M
Investing Cash Flow -6.5B -1.6B -5.7B 4.6B -1.5B
Financing Activities
Dividends Paid -771.0M -752.0M -703.0M -636.0M -576.0M
Financing Cash Flow -5.9B -1.5B -3.1B -3.8B -5.2B
Free Cash Flow 8.2B 8.3B 6.9B 5.8B 5.9B

Cash Flow Trend

Discover Financial Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 10.69
Forward P/E 15.76
Price to Book 2.81
Price to Sales 3.77
PEG Ratio 15.76

Profitability Ratios

Profit Margin 35.88%
Operating Margin 48.02%
Return on Equity 28.47%
Return on Assets 3.19%

Financial Health

Current Ratio 1.04
Debt to Equity 76.67
Beta 1.15

Per Share Data

EPS (TTM) $18.72
Book Value per Share $71.16
Revenue per Share $53.05

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
dfs 50.3B 10.69 2.81 28.47% 35.88% 76.67
Visa 679.7B 34.97 17.57 50.66% 52.86% 54.59
Mastercard 492.5B 37.98 73.98 187.70% 45.21% 280.80
Capital One 129.0B 16.94 1.32 8.03% 17.22% 0.71
PayPal Holdings 70.0B 16.18 3.48 22.20% 14.26% 66.04
Synchrony Financial 24.1B 8.66 1.57 18.60% 34.04% 1.03

Financial data is updated regularly. All figures are in the company's reporting currency.