Lemonade Inc. | Mid-cap | Financial Services
$42.00
-3.80%
| Lemonade Stock Comparison:
Lemonade vs ProgressiveLemonade vs ChubbLemonade vs Old RepublicLemonade vs RLILemonade vs Hanover InsuranceLemonade vs S&P 500 | Market
Overview Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 526.5M
Net Income -202.2M -38.40%

Balance Sheet Metrics

Total Assets 1.8B
Total Liabilities 1.3B
Shareholders Equity 593.4M
Debt to Equity 2.12

Cash Flow Metrics

Operating Cash Flow -192.8M
Free Cash Flow -20.8M

Revenue & Profitability Trend

Lemonade Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue 526.5M 429.8M 256.7M 128.4M 94.4M
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 376.6M 320.0M 340.2M 266.0M 146.1M
Operating Income - - - - -
Pre-tax Income -203.9M -229.8M -294.8M -233.6M -120.8M
Income Tax -1.7M 7.1M 3.0M 7.7M 1.5M
Net Income -202.2M -236.9M -297.8M -241.3M -122.3M
EPS (Diluted) - -$3.40 -$4.59 -$3.94 -$3.63

Income Statement Trend

Lemonade Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 1.8B - - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 1.3B - - - -
Equity
Total Shareholders Equity 593.4M 708.9M 866.8M 988.2M 541.0M

Balance Sheet Composition

Lemonade Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income -202.2M -236.9M -297.8M -241.3M -122.3M
Operating Cash Flow -192.8M -171.1M -338.2M -259.6M -137.1M
Investing Activities
Capital Expenditures -9.4M -9.2M -10.1M -9.4M -4.4M
Investing Cash Flow 40.6M 88.7M 181.1M -804.8M 50.1M
Financing Activities
Dividends Paid - - - - -
Financing Cash Flow 68.4M 14.9M 0 640.3M 339.3M
Free Cash Flow -20.8M -128.3M -173.1M -154.0M -96.1M

Cash Flow Trend

Lemonade Key Financial Ratios

Valuation Ratios

Forward P/E -17.89
Price to Book 6.03
Price to Sales 5.89
PEG Ratio -17.89

Profitability Ratios

Profit Margin -38.90%
Operating Margin -38.43%
Return on Equity -35.57%
Return on Assets -7.54%

Financial Health

Current Ratio 1.29
Debt to Equity 22.68
Beta 2.14

Per Share Data

EPS (TTM) -$3.04
Book Value per Share $7.45
Revenue per Share $7.79

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
lmnd 3.3B - 6.03 -35.57% -38.90% 22.68
Progressive 156.2B 17.96 5.39 34.34% 11.10% 23.81
Chubb 115.5B 13.89 1.76 12.86% 15.03% 29.87
Old Republic 9.4B 12.45 1.57 12.67% 9.38% 26.74
RLI 6.8B 24.31 4.21 17.99% 16.22% 7.15
Hanover Insurance 6.0B 13.89 1.97 15.74% 6.97% 25.76

Financial data is updated regularly. All figures are in the company's reporting currency.