Paymentus Holdings Inc. | Mid-cap | Technology
$38.54
3.74%
| Paymentus Holdings Stock Comparison:
Paymentus Holdings vs MicrosoftPaymentus Holdings vs OraclePaymentus Holdings vs AmdocsPaymentus Holdings vs KlaviyoPaymentus Holdings vs Shift4 PaymentsPaymentus Holdings vs S&P 500 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 275.2M
Gross Profit 66.0M 23.99%
Operating Income 15.7M 5.70%
Net Income 13.8M 5.02%
EPS (Diluted) $0.11

Balance Sheet Metrics

Total Assets 590.9M
Total Liabilities 90.5M
Shareholders Equity 500.4M
Debt to Equity 0.18

Cash Flow Metrics

Operating Cash Flow 56.5M
Free Cash Flow 41.1M

Revenue & Profitability Trend

Paymentus Holdings Income Statement From 2020 to 2024

Metric20242023202220212020
Revenue i871.7M614.5M497.0M395.5M301.8M
Cost of Goods Sold i633.6M432.1M347.3M274.1M209.1M
Gross Profit i238.2M182.3M149.7M121.4M92.6M
Gross Margin % i27.3%29.7%30.1%30.7%30.7%
Operating Expenses
Research & Development i51.3M44.2M41.2M34.1M24.5M
Selling, General & Administrative i142.0M120.0M111.4M76.9M49.7M
Other Operating Expenses i-----
Total Operating Expenses i193.3M164.2M152.7M111.0M74.2M
Operating Income i44.9M18.1M-3.0M10.4M18.4M
Operating Margin % i5.1%2.9%-0.6%2.6%6.1%
Non-Operating Items
Interest Income i8.7M---52.0K
Interest Expense i---6.0K-
Other Non-Operating Income345.0K12.0K5.0K-1.0K-116.0K
Pre-tax Income i53.9M25.1M-1.3M10.4M18.4M
Income Tax i9.8M2.8M-795.0K1.1M4.7M
Effective Tax Rate % i18.1%11.2%0.0%10.3%25.3%
Net Income i44.2M22.3M-513.0K9.3M13.7M
Net Margin % i5.1%3.6%-0.1%2.4%4.5%
Key Metrics
EBITDA i81.3M48.7M21.1M23.7M26.6M
EPS (Basic) i$0.36$0.18$0.00$0.06$0.07
EPS (Diluted) i$0.35$0.18$0.00$0.06$0.07
Basic Shares Outstanding i124372031123511608122099437112763261115860189
Diluted Shares Outstanding i124372031123511608122099437112763261115860189

Income Statement Trend

Paymentus Holdings Balance Sheet From 2020 to 2024

Metric20242023202220212020
Assets
Current Assets
Cash & Equivalents i205.9M179.4M147.3M168.4M46.7M
Short-term Investments i-----
Accounts Receivable i119.8M76.4M67.8M43.9M28.0M
Inventory i-----
Other Current Assets13.1M10.5M10.0M8.2M3.1M
Total Current Assets i345.6M270.3M229.0M256.4M79.8M
Non-Current Assets
Property, Plant & Equipment i7.8M10.0M9.6M7.7M8.3M
Goodwill i350.1M349.7M345.8M331.8M47.7M
Intangible Assets i86.5M85.9M82.0M73.0M21.3M
Long-term Investments-----
Other Non-Current Assets3.4M5.1M7.3M4.4M488.0K
Total Non-Current Assets i230.6M234.5M232.6M216.5M45.0M
Total Assets i576.2M504.9M461.5M472.9M124.9M
Liabilities
Current Liabilities
Accounts Payable i49.9M35.2M29.2M24.7M16.8M
Short-term Debt i2.1M1.9M3.3M3.8M4.1M
Current Portion of Long-term Debt-----
Other Current Liabilities---33.4M-
Total Current Liabilities i81.6M62.8M51.5M74.4M31.1M
Non-Current Liabilities
Long-term Debt i6.3M8.7M9.4M7.3M5.9M
Deferred Tax Liabilities i01.1M680.0K3.3M3.5M
Other Non-Current Liabilities-----
Total Non-Current Liabilities i9.1M12.5M12.9M12.4M9.4M
Total Liabilities i90.7M75.2M64.4M86.8M40.5M
Equity
Common Stock i12.0K12.0K12.0K12.0K517.0K
Retained Earnings i95.9M51.7M29.4M29.9M55.0M
Treasury Stock i-000579.0K
Other Equity-----
Total Shareholders Equity i485.6M429.6M397.2M386.1M84.4M
Key Metrics
Total Debt i8.4M10.5M12.6M11.2M10.0M
Working Capital i264.1M207.6M177.5M182.0M48.7M

Balance Sheet Composition

Paymentus Holdings Cash Flow Statement From 2020 to 2024

Metric20242023202220212020
Operating Activities
Net Income i44.2M22.3M-513.0K9.3M13.7M
Depreciation & Amortization i36.5M30.6M24.1M13.3M8.1M
Stock-Based Compensation i11.0M9.4M6.7M3.1M2.0M
Working Capital Changes i-39.7M-3.9M-16.5M-10.2M3.7M
Operating Cash Flow i56.5M63.6M15.0M18.1M31.9M
Investing Activities
Capital Expenditures i-457.0K-600.0K-1.3M-979.0K-458.0K
Acquisitions i00-3.3M-57.4M-290.0K
Investment Purchases i-3.7M----
Investment Sales i3.5M----
Investing Cash Flow i-642.0K-600.0K-4.5M-58.4M-748.0K
Financing Activities
Share Repurchases i-00-23.0M0
Dividends Paid i-00-34.4M0
Debt Issuance i-00813.0K0
Debt Repayment i0-102.0K-268.0K-272.0K-323.0K
Financing Cash Flow i-545.0K-1.8M-38.8M213.2M-1.4M
Free Cash Flow i27.1M34.5M-11.4M-916.0K20.8M
Net Change in Cash i55.3M61.2M-28.3M172.9M29.8M

Cash Flow Trend

Paymentus Holdings Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 72.42
Forward P/E 57.94
Price to Book 7.24
Price to Sales 3.77
PEG Ratio 57.94

Profitability Ratios

Profit Margin 5.28%
Operating Margin 5.70%
Return on Equity 10.80%
Return on Assets 5.91%

Financial Health

Current Ratio 4.46
Debt to Equity 1.58
Beta 1.57

Per Share Data

EPS (TTM) $0.40
Book Value per Share $4.00
Revenue per Share $7.72

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
pay3.6B72.427.2410.80%5.28%1.58
Microsoft 3.8T39.6711.8633.61%35.79%32.63
Oracle 659.0B54.0632.2082.38%21.68%519.59
Amdocs 9.5B17.532.7215.73%11.94%23.65
Klaviyo 9.6B-179.008.75-6.42%-6.19%9.04
Shift4 Payments 8.0B33.829.8418.28%6.11%186.68

Financial data is updated regularly. All figures are in the company's reporting currency.