Paymentus Holdings (PAY) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
871.7M
Gross Profit
238.2M
27.32%
Operating Income
44.9M
5.15%
Net Income
44.2M
5.07%
EPS (Diluted)
$0.35
Balance Sheet Metrics
Total Assets
576.2M
Total Liabilities
90.7M
Shareholders Equity
485.6M
Debt to Equity
0.19
Cash Flow Metrics
Operating Cash Flow
56.5M
Free Cash Flow
27.1M
Revenue & Profitability Trend
Paymentus Holdings Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 871.7M | 614.5M | 497.0M | 395.5M | 301.8M |
| Cost of Goods Sold | 633.6M | 432.1M | 347.3M | 274.1M | 209.1M |
| Gross Profit | 238.2M | 182.3M | 149.7M | 121.4M | 92.6M |
| Operating Expenses | 193.3M | 164.2M | 152.7M | 111.0M | 74.2M |
| Operating Income | 44.9M | 18.1M | -3.0M | 10.4M | 18.4M |
| Pre-tax Income | 53.9M | 25.1M | -1.3M | 10.4M | 18.4M |
| Income Tax | 9.8M | 2.8M | -795.0K | 1.1M | 4.7M |
| Net Income | 44.2M | 22.3M | -513.0K | 9.3M | 13.7M |
| EPS (Diluted) | $0.35 | $0.18 | $0.00 | $0.06 | $0.07 |
Income Statement Trend
Paymentus Holdings Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | 345.6M | 270.3M | 229.0M | 256.4M | 79.8M |
| Non-Current Assets | 230.6M | 234.5M | 232.6M | 216.5M | 45.0M |
| Total Assets | 576.2M | 504.9M | 461.5M | 472.9M | 124.9M |
| Liabilities | |||||
| Current Liabilities | 81.6M | 62.8M | 51.5M | 74.4M | 31.1M |
| Non-Current Liabilities | 9.1M | 12.5M | 12.9M | 12.4M | 9.4M |
| Total Liabilities | 90.7M | 75.2M | 64.4M | 86.8M | 40.5M |
| Equity | |||||
| Total Shareholders Equity | 485.6M | 429.6M | 397.2M | 386.1M | 84.4M |
Balance Sheet Composition
Paymentus Holdings Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 44.2M | 22.3M | -513.0K | 9.3M | 13.7M |
| Operating Cash Flow | 56.5M | 63.6M | 15.0M | 18.1M | 31.9M |
| Investing Activities | |||||
| Capital Expenditures | -457.0K | -600.0K | -1.3M | -979.0K | -458.0K |
| Investing Cash Flow | -642.0K | -600.0K | -4.5M | -58.4M | -748.0K |
| Financing Activities | |||||
| Dividends Paid | - | 0 | 0 | -34.4M | 0 |
| Financing Cash Flow | -545.0K | -1.8M | -38.8M | 213.2M | -1.4M |
| Free Cash Flow | 27.1M | 34.5M | -11.4M | -916.0K | 20.8M |
Cash Flow Trend
Paymentus Holdings Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
92.90
Forward P/E
74.32
Price to Book
9.29
Price to Sales
4.83
PEG Ratio
74.32
Profitability Ratios
Profit Margin
5.28%
Operating Margin
5.70%
Return on Equity
10.80%
Return on Assets
5.91%
Financial Health
Current Ratio
4.46
Debt to Equity
1.58
Beta
1.61
Per Share Data
EPS (TTM)
$0.40
Book Value per Share
$4.00
Revenue per Share
$7.72
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| pay | 4.6B | 92.90 | 9.29 | 10.80% | 5.28% | 1.58 |
| Microsoft | 3.6T | 36.91 | 11.04 | 33.61% | 35.79% | 32.63 |
| Oracle | 581.5B | 47.60 | 28.42 | 82.38% | 21.68% | 505.59 |
| Wix.com | 9.0B | 64.23 | -52.79 | -175.57% | 8.16% | -5.71 |
| Shift4 Payments | 8.2B | 32.04 | 8.00 | 29.87% | 6.50% | 283.66 |
| Dropbox | 7.8B | 18.89 | -7.75 | -60.11% | 18.50% | -2.80 |
Financial data is updated regularly. All figures are in the company's reporting currency.