SiriusPoint (SPNT) | Financial Analysis & Statements
SiriusPoint Ltd. Mid-cap Financial Services
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Dec 2025Income Metrics
Revenue
965.4M
Net Income
244.1M
25.28%
EPS (Diluted)
$1.97
Balance Sheet Metrics
Total Assets
12.6B
Total Liabilities
10.1B
Shareholders Equity
2.5B
Debt to Equity
4.09
Cash Flow Metrics
Operating Cash Flow
235.1M
Free Cash Flow
-26.4M
Revenue & Profitability Trend
Quarter Income Flow
Dec 31, 2025
Annual Income Flow
2025
SiriusPoint Income Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 3.2B | 2.6B | 2.7B | 2.2B | 2.2B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | - | - | - | - | - |
| Other Operating Expenses | 257.0M | 232.1M | 258.2M | 312.8M | 266.6M |
| Total Operating Expenses | 257.0M | 232.1M | 258.2M | 312.8M | 266.6M |
| Operating Income | - | - | - | - | - |
| Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Non-Operating Items | |||||
| Interest Income | - | - | - | - | - |
| Interest Expense | 79.7M | 69.6M | 64.1M | 38.6M | 34.0M |
| Other Non-Operating Income | 339.4M | 184.2M | 38.4M | 110.2M | 151.2M |
| Pre-tax Income | 541.3M | 233.1M | 318.7M | -422.7M | 45.1M |
| Income Tax | 81.2M | 30.7M | -45.0M | -36.7M | -10.7M |
| Effective Tax Rate % | 15.0% | 13.2% | -14.1% | 0.0% | -23.7% |
| Net Income | 460.1M | 202.4M | 363.7M | -386.0M | 55.8M |
| Net Margin % | 14.5% | 7.7% | 13.5% | -17.8% | 2.5% |
| Key Metrics | |||||
| EBITDA | - | - | - | - | - |
| EPS (Basic) | $3.80 | $1.06 | $1.93 | $-2.51 | $0.28 |
| EPS (Diluted) | $3.64 | $1.04 | $1.85 | $-2.51 | $0.27 |
| Basic Shares Outstanding | 116507940 | 166537394 | 163341448 | 160228588 | 148667770 |
| Diluted Shares Outstanding | 116507940 | 166537394 | 163341448 | 160228588 | 148667770 |
Income Statement Trend
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SiriusPoint Balance Sheet From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 731.2M | 682.0M | 969.2M | 705.3M | 999.8M |
| Short-term Investments | 2.3B | 2.9B | 5.1B | 3.6B | 1.1B |
| Accounts Receivable | 4.4B | 4.4B | 4.3B | 3.3B | 2.9B |
| Inventory | - | - | - | - | - |
| Other Current Assets | - | - | - | - | - |
| Total Current Assets | - | - | - | - | - |
| Non-Current Assets | |||||
| Property, Plant & Equipment | - | - | - | - | - |
| Goodwill | 121.2M | 140.8M | 152.7M | 163.8M | 171.9M |
| Intangible Assets | - | - | - | - | - |
| Long-term Investments | - | - | - | - | - |
| Other Non-Current Assets | - | - | - | - | - |
| Total Non-Current Assets | - | - | - | - | - |
| Total Assets | 12.6B | 12.5B | - | - | - |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | 1.5B | 1.8B | 2.0B | 1.1B | 924.6M |
| Short-term Debt | - | - | - | - | - |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | - | - | - | - | - |
| Total Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | |||||
| Long-term Debt | 688.6M | 639.1M | 786.2M | 778.0M | 816.7M |
| Deferred Tax Liabilities | 73.0M | 76.2M | 68.7M | 59.8M | 95.4M |
| Other Non-Current Liabilities | - | - | - | - | - |
| Total Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 10.1B | 10.6B | - | - | - |
| Equity | |||||
| Common Stock | 11.7M | 11.6M | 16.8M | 16.2M | 16.2M |
| Retained Earnings | 1.2B | 784.9M | 601.0M | 262.2M | 665.0M |
| Treasury Stock | - | - | - | - | - |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 2.5B | 1.9B | 2.5B | 2.1B | 2.5B |
| Key Metrics | |||||
| Total Debt | 688.6M | 639.1M | 786.2M | 778.0M | 816.7M |
| Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
SiriusPoint Cash Flow Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 460.1M | 202.4M | 363.7M | -386.0M | 55.8M |
| Depreciation & Amortization | - | - | - | - | - |
| Stock-Based Compensation | 35.9M | 20.7M | 21.4M | 30.5M | 11.4M |
| Working Capital Changes | -464.6M | -192.0M | -169.0M | -272.7M | -250.4M |
| Operating Cash Flow | 80.9M | -11.3M | 299.2M | -683.6M | -299.8M |
| Investing Activities | |||||
| Capital Expenditures | - | - | - | - | - |
| Acquisitions | 224.9M | - | 0 | 0 | 652.4M |
| Investment Purchases | -2.4B | -2.7B | -5.0B | -6.2B | -3.4B |
| Investment Sales | 2.6B | 3.1B | 4.6B | 4.9B | 2.9B |
| Investing Cash Flow | 424.2M | 343.6M | -332.2M | -1.3B | 208.6M |
| Financing Activities | |||||
| Share Repurchases | - | - | 0 | -5.0M | 0 |
| Dividends Paid | -16.0M | -16.0M | -16.0M | -16.0M | -12.2M |
| Debt Issuance | 0 | 393.9M | - | - | - |
| Debt Repayment | 0 | -517.9M | - | - | - |
| Financing Cash Flow | -28.9M | -343.7M | -71.3M | -41.3M | 24.3M |
| Free Cash Flow | 102.4M | 74.7M | 581.3M | 293.3M | 1.6M |
| Net Change in Cash | 476.2M | -11.4M | -104.3M | -2.0B | -66.9M |
Cash Flow Trend
SiriusPoint Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
6.46
Forward P/E
8.44
Price to Book
1.21
Price to Sales
0.92
PEG Ratio
0.00
Profitability Ratios
Profit Margin
15.41%
Operating Margin
12.67%
Return on Equity
20.87%
Return on Assets
2.11%
Financial Health
Current Ratio
1.22
Debt to Equity
28.86
Beta
0.65
Per Share Data
EPS (TTM)
$3.64
Book Value per Share
$19.40
Revenue per Share
$25.60
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| SPNT | 2.7B | 6.46 | 1.21 | 20.87% | 15.41% | 28.86 |
| Everest | 14.2B | 9.17 | 0.91 | 10.85% | 9.07% | 24.48 |
| Reinsurance Group of | 13.7B | 11.87 | 1.02 | 9.72% | 4.99% | 42.14 |
| Hamilton Insurance | 3.2B | 5.85 | 1.14 | 32.62% | 19.81% | 5.56 |
| Renaissancere | 13.6B | 5.56 | 1.26 | 19.68% | 20.85% | 12.94 |
| Maiden Holdings | 1.1B | 6.39 | 29.23 | -444.69% | 0.00% | 0.00 |
Financial data is updated regularly. All figures are in the company's reporting currency.





