Synchrony Financial | Mid-cap | Financial Services
$25.22
1.53%
| Synchrony Financial Stock Comparison:
Synchrony Financial vs VisaSynchrony Financial vs MastercardSynchrony Financial vs SLMSynchrony Financial vs OneMain HoldingsSynchrony Financial vs Credit AcceptanceSynchrony Financial vs S&P 500 | Market
Overview Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 16.1B
Net Income 3.5B 21.70%

Balance Sheet Metrics

Total Assets 119.5B
Total Liabilities 102.9B
Shareholders Equity 16.6B
Debt to Equity 6.21

Cash Flow Metrics

Operating Cash Flow 4.3B
Free Cash Flow 9.8B

Revenue & Profitability Trend

Synchrony Financial Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue 16.1B 13.6B 11.7B 10.2B 11.2B
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Research & Development - - - - -
Selling, General & Administrative 2.4B 2.4B 2.2B 2.0B 1.8B
Other Operating Expenses -2.4B -2.4B -2.2B -2.0B -1.8B
Total Operating Expenses 0 0 0 0 0
Operating Income - - - - -
Pre-tax Income 4.6B 2.9B 4.0B 5.5B 1.8B
Income Tax 1.1B 666.0M 946.0M 1.3B 412.0M
Net Income 3.5B 2.2B 3.0B 4.2B 1.4B
EPS (Diluted) - - - - -

Income Statement Trend

Synchrony Financial Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 119.5B - - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 102.9B - - - -
Equity
Total Shareholders Equity 16.6B 13.9B 12.9B 13.7B 12.7B

Balance Sheet Composition

Synchrony Financial Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 3.5B 2.2B 3.0B 4.2B 1.4B
Operating Cash Flow 4.3B 2.3B 3.4B 5.8B 2.2B
Investing Activities
Capital Expenditures - - - - -
Investing Cash Flow -1.3B 666.0M -431.0M 1.5B -1.9B
Financing Activities
Dividends Paid -470.0M -448.0M -476.0M -542.0M -562.0M
Financing Cash Flow -1.5B 195.0M -4.2B -4.7B -5.7B
Free Cash Flow 9.8B 8.6B 6.7B 7.1B 7.5B

Cash Flow Trend

Synchrony Financial Key Financial Ratios

Valuation Ratios

Price to Book 0.63
Price to Sales 0.61

Profitability Ratios

Profit Margin 34.04%
Operating Margin 44.19%
Return on Equity 18.60%
Return on Assets 2.44%

Financial Health

Debt to Equity 1.03
Beta 1.43

Per Share Data

Book Value per Share $40.36
Revenue per Share $22.23

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
syf.pr.b 9.9B - 0.63 18.60% 34.04% 1.03
Visa 679.7B 34.97 17.57 50.66% 52.86% 54.59
Mastercard 492.5B 37.98 73.98 187.70% 45.21% 280.80
SLM 6.7B 11.08 3.11 27.60% 42.99% 256.05
OneMain Holdings 6.4B 11.42 1.96 17.46% 21.95% 655.31
Credit Acceptance 5.8B 21.35 3.44 17.24% 29.19% 391.91

Financial data is updated regularly. All figures are in the company's reporting currency.