
Regency Fincorp (REGENCY) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2025Income Metrics
Revenue
199.6M
Gross Profit
74.4M
37.27%
Operating Income
51.9M
26.00%
Net Income
49.8M
24.95%
Balance Sheet Metrics
Total Assets
2.3B
Total Liabilities
1.1B
Shareholders Equity
1.2B
Debt to Equity
0.88
Cash Flow Metrics
Operating Cash Flow
123.3M
Free Cash Flow
90.2M
Revenue & Profitability Trend
Regency Fincorp Income Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Revenue | 199.6M | 152.8M | 134.9M | 53.8M | 51.8M |
Cost of Goods Sold | 125.2M | 106.3M | 108.0M | 39.1M | 34.0M |
Gross Profit | 74.4M | 46.4M | 26.9M | 14.7M | 17.7M |
Operating Expenses | 15.2M | 7.7M | 5.9M | 3.6M | 9.7M |
Operating Income | 51.9M | 26.5M | 12.4M | 6.8M | 5.0M |
Pre-tax Income | 66.9M | 25.6M | 12.7M | 7.2M | 6.0M |
Income Tax | 17.2M | 5.9M | 3.5M | 1.7M | 1.8M |
Net Income | 49.8M | 19.7M | 9.2M | 5.5M | 4.2M |
EPS (Diluted) | - | ₹0.51 | ₹0.87 | ₹0.68 | ₹0.51 |
Income Statement Trend
Regency Fincorp Balance Sheet From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Assets | |||||
Current Assets | 2.2B | 163.5M | 36.6M | 880.5M | 364.2M |
Non-Current Assets | 122.5M | 1.3B | 1.0B | 29.8M | 27.2M |
Total Assets | 2.3B | 1.5B | 1.1B | 910.3M | 391.4M |
Liabilities | |||||
Current Liabilities | 3.9M | 441.1M | 578.6M | 14.7M | 23.5M |
Non-Current Liabilities | 1.1B | 524.5M | 347.5M | 768.2M | 273.0M |
Total Liabilities | 1.1B | 965.6M | 926.0M | 782.9M | 296.6M |
Equity | |||||
Total Shareholders Equity | 1.2B | 505.9M | 136.6M | 127.4M | 94.9M |
Balance Sheet Composition
Regency Fincorp Cash Flow Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Operating Activities | |||||
Net Income | 66.9M | 25.6M | 12.7M | 7.2M | 6.0M |
Operating Cash Flow | 123.3M | 95.2M | 117.3M | 44.0K | 16.2M |
Investing Activities | |||||
Capital Expenditures | -6.3M | -41.5M | -10.6M | -5.2M | -8.5M |
Investing Cash Flow | -6.3M | -41.5M | -10.6M | -5.2M | -8.5M |
Financing Activities | |||||
Dividends Paid | - | - | - | - | - |
Financing Cash Flow | 98.9M | -70.1M | 130.3M | -4.1M | -21.8M |
Free Cash Flow | 90.2M | 55.8M | 107.3M | -3.3M | 6.3M |
Cash Flow Trend
Regency Fincorp Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
36.06
Price to Book
1.46
Price to Sales
14.53
Profitability Ratios
Profit Margin
37.03%
Operating Margin
58.06%
Return on Equity
5.78%
Return on Assets
2.65%
Financial Health
Current Ratio
94.00
Debt to Equity
85.80
Beta
0.16
Per Share Data
EPS (TTM)
₹0.78
Book Value per Share
₹19.29
Revenue per Share
₹2.11
Peer Financial Comparison
Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
---|---|---|---|---|---|---|
regency | 2.0B | 36.06 | 1.46 | 5.78% | 37.03% | 85.80 |
Bajaj Finance | 5.8T | 35.08 | 6.04 | 19.11% | 44.98% | 293.00 |
Indian Railway | 1.8T | 27.78 | 3.43 | 12.77% | 97.62% | 786.75 |
IndoStar Capital | 46.2B | 91.08 | 1.26 | 1.53% | 22.92% | 190.25 |
Fedbank Financial | 42.9B | 18.90 | 1.67 | 9.37% | 22.30% | 409.77 |
Northern Arc Capital | 41.2B | 11.34 | 1.20 | 10.46% | 27.19% | 287.35 |
Financial data is updated regularly. All figures are in the company's reporting currency.