Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 199.6M
Gross Profit 74.4M 37.27%
Operating Income 51.9M 26.00%
Net Income 49.8M 24.95%

Balance Sheet Metrics

Total Assets 2.3B
Total Liabilities 1.1B
Shareholders Equity 1.2B
Debt to Equity 0.88

Cash Flow Metrics

Operating Cash Flow 123.3M
Free Cash Flow 90.2M

Revenue & Profitability Trend

Regency Fincorp Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue199.6M152.8M134.9M53.8M51.8M
Cost of Goods Sold125.2M106.3M108.0M39.1M34.0M
Gross Profit74.4M46.4M26.9M14.7M17.7M
Operating Expenses15.2M7.7M5.9M3.6M9.7M
Operating Income51.9M26.5M12.4M6.8M5.0M
Pre-tax Income66.9M25.6M12.7M7.2M6.0M
Income Tax17.2M5.9M3.5M1.7M1.8M
Net Income49.8M19.7M9.2M5.5M4.2M
EPS (Diluted)-₹0.51₹0.87₹0.68₹0.51

Income Statement Trend

Regency Fincorp Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets2.2B163.5M36.6M880.5M364.2M
Non-Current Assets122.5M1.3B1.0B29.8M27.2M
Total Assets2.3B1.5B1.1B910.3M391.4M
Liabilities
Current Liabilities3.9M441.1M578.6M14.7M23.5M
Non-Current Liabilities1.1B524.5M347.5M768.2M273.0M
Total Liabilities1.1B965.6M926.0M782.9M296.6M
Equity
Total Shareholders Equity1.2B505.9M136.6M127.4M94.9M

Balance Sheet Composition

Regency Fincorp Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income66.9M25.6M12.7M7.2M6.0M
Operating Cash Flow123.3M95.2M117.3M44.0K16.2M
Investing Activities
Capital Expenditures-6.3M-41.5M-10.6M-5.2M-8.5M
Investing Cash Flow-6.3M-41.5M-10.6M-5.2M-8.5M
Financing Activities
Dividends Paid-----
Financing Cash Flow98.9M-70.1M130.3M-4.1M-21.8M
Free Cash Flow90.2M55.8M107.3M-3.3M6.3M

Cash Flow Trend

Regency Fincorp Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 36.06
Price to Book 1.46
Price to Sales 14.53

Profitability Ratios

Profit Margin 37.03%
Operating Margin 58.06%
Return on Equity 5.78%
Return on Assets 2.65%

Financial Health

Current Ratio 94.00
Debt to Equity 85.80
Beta 0.16

Per Share Data

EPS (TTM) ₹0.78
Book Value per Share ₹19.29
Revenue per Share ₹2.11

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
regency2.0B36.061.465.78%37.03%85.80
Bajaj Finance 5.8T35.086.0419.11%44.98%293.00
Indian Railway 1.8T27.783.4312.77%97.62%786.75
IndoStar Capital 46.2B91.081.261.53%22.92%190.25
Fedbank Financial 42.9B18.901.679.37%22.30%409.77
Northern Arc Capital 41.2B11.341.2010.46%27.19%287.35

Financial data is updated regularly. All figures are in the company's reporting currency.