ABN AMRO Bank N.V (ABN) | Financial Analysis & Statements
ABN AMRO Bank N.V. Large-cap Financial Services
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Dec 2025Income Metrics
Revenue
2.3B
Net Income
410.0M
18.00%
EPS (Diluted)
€0.43
Balance Sheet Metrics
Total Assets
413.2B
Total Liabilities
386.2B
Shareholders Equity
27.0B
Debt to Equity
14.28
Cash Flow Metrics
Operating Cash Flow
941.0M
Free Cash Flow
7.5B
Revenue & Profitability Trend
Quarter Income Flow
Dec 31, 2025
Annual Income Flow
2025
ABN AMRO Bank N.V Income Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 8.7B | 8.9B | 8.6B | 7.6B | 7.3B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | 2.1B | 2.3B | 2.2B | 2.6B | 3.0B |
| Other Operating Expenses | -40.0M | -58.0M | -8.0M | -85.0M | -89.0M |
| Total Operating Expenses | 2.1B | 2.2B | 2.2B | 2.5B | 2.9B |
| Operating Income | - | - | - | - | - |
| Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Non-Operating Items | |||||
| Interest Income | - | - | - | - | - |
| Interest Expense | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - |
| Pre-tax Income | 3.1B | 3.4B | 3.5B | 2.4B | 1.8B |
| Income Tax | 834.0M | 1.0B | 847.0M | 509.0M | 604.0M |
| Effective Tax Rate % | 27.0% | 29.7% | 23.9% | 21.4% | 32.9% |
| Net Income | 2.3B | 2.4B | 2.7B | 1.9B | 1.2B |
| Net Margin % | 25.8% | 27.0% | 31.4% | 24.4% | 16.8% |
| Key Metrics | |||||
| EBITDA | - | - | - | - | - |
| EPS (Basic) | €2.45 | €2.72 | €2.99 | €1.96 | €1.21 |
| EPS (Diluted) | €2.45 | €2.71 | €2.99 | €1.96 | €1.21 |
| Basic Shares Outstanding | 830000000 | 841000000 | 872000000 | 908000000 | 940000000 |
| Diluted Shares Outstanding | 830000000 | 841000000 | 872000000 | 908000000 | 940000000 |
Income Statement Trend
ABN AMRO Bank N.V Balance Sheet From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 50.9B | 45.8B | 55.2B | 62.8B | 68.3B |
| Short-term Investments | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - |
| Inventory | - | - | - | - | - |
| Other Current Assets | - | - | - | - | - |
| Total Current Assets | - | - | - | - | - |
| Non-Current Assets | |||||
| Property, Plant & Equipment | 1.2B | 1.2B | 1.2B | 1.1B | 1.3B |
| Goodwill | 401.0M | 298.0M | 99.0M | 186.0M | 206.0M |
| Intangible Assets | 311.0M | 208.0M | 99.0M | 30.0M | 48.0M |
| Long-term Investments | - | - | - | - | - |
| Other Non-Current Assets | - | - | - | - | - |
| Total Non-Current Assets | - | - | - | - | - |
| Total Assets | 413.2B | 385.0B | - | - | - |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | - | - | - | - | - |
| Short-term Debt | - | - | - | - | - |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | - | - | - | - | - |
| Total Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | |||||
| Long-term Debt | 79.4B | 81.5B | 72.2B | 64.0B | 67.7B |
| Deferred Tax Liabilities | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - |
| Total Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 386.2B | 358.9B | - | - | - |
| Equity | |||||
| Common Stock | 823.0M | 833.0M | 866.0M | 898.0M | 940.0M |
| Retained Earnings | 2.3B | 2.4B | 2.7B | 2.0B | 1.2B |
| Treasury Stock | - | - | - | - | - |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 27.0B | 26.1B | 24.2B | 22.8B | 22.0B |
| Key Metrics | |||||
| Total Debt | 79.4B | 81.5B | 72.2B | 64.0B | 67.7B |
| Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
ABN AMRO Bank N.V Cash Flow Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 2.3B | 2.4B | 2.7B | 1.9B | 1.2B |
| Depreciation & Amortization | - | - | - | - | - |
| Stock-Based Compensation | - | - | - | - | - |
| Working Capital Changes | -71.0M | -1.9B | -496.0M | -3.0M | 1.1B |
| Operating Cash Flow | 2.9B | 1.2B | 3.3B | 9.5B | 1.7B |
| Investing Activities | |||||
| Capital Expenditures | -224.0M | -264.0M | -98.0M | -59.0M | 492.0M |
| Acquisitions | 6.0B | 158.0M | 45.0M | 259.0M | 180.0M |
| Investment Purchases | -37.4B | -49.2B | -14.5B | -11.9B | -10.1B |
| Investment Sales | 36.2B | 44.6B | 13.0B | 11.5B | 13.3B |
| Investing Cash Flow | 4.7B | -4.7B | -1.6B | -238.0M | 3.9B |
| Financing Activities | |||||
| Share Repurchases | -250.0M | -500.0M | -500.0M | -500.0M | - |
| Dividends Paid | -1.1B | -1.2B | -1.1B | -840.0M | -639.0M |
| Debt Issuance | 49.7B | 45.1B | 50.8B | 36.8B | 31.1B |
| Debt Repayment | -49.8B | -37.0B | -45.7B | -32.3B | -37.7B |
| Financing Cash Flow | -1.7B | 6.3B | 3.4B | 3.1B | -7.3B |
| Free Cash Flow | 1.8B | -11.2B | -9.3B | -8.3B | 9.4B |
| Net Change in Cash | 5.9B | 2.8B | 5.1B | 12.3B | -1.7B |
Cash Flow Trend
ABN AMRO Bank N.V Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
11.87
Forward P/E
8.62
Price to Book
0.89
Price to Sales
2.74
PEG Ratio
8.62
Profitability Ratios
Profit Margin
25.89%
Operating Margin
28.30%
Return on Equity
8.47%
Return on Assets
0.56%
Financial Health
Debt to Equity
3.60
Beta
0.72
Per Share Data
EPS (TTM)
€2.45
Book Value per Share
€32.85
Revenue per Share
€10.48
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| ABN | 23.9B | 11.87 | 0.89 | 8.47% | 25.89% | 3.60 |
| ING Groep N.V | 68.5B | 11.24 | 1.28 | 15.77% | 34.03% | 4.86 |
| CVC Capital Partners | 13.7B | 16.97 | 8.59 | 60.32% | 63.90% | 79.32 |
| ASR Nederland N.V | 13.1B | 29.64 | 1.30 | 5.65% | 3.20% | 239.30 |
Financial data is updated regularly. All figures are in the company's reporting currency.